CGAP

CGAP Transforming Lives with Financial Inclusion

What happens after a financial institution agrees that serving women better matters?Lasting change in women's requires...
09/03/2026

What happens after a financial institution agrees that serving women better matters?

Lasting change in women's requires shifting how people see, and then doing the harder work of changing what they do.

Early lessons from CGAP's collective action work in and suggest that coalitions can help get there: not only by building consensus at the systemic level, but by actively supporting institutional transformation — helping teams, securing senior backing, turning commitment into action.
Collective action, if designed well, can be a vehicle for institutional change — not just coordination.

Read more: https://cgap.pub/3UQ39re

09/02/2026

Is the Impact Pathfinder for you?

The Impact Pathfinder is an evidence platform designed to shed light on the impact of financial inclusion on development.💡

If you’re an investor, financial service provider, policymaker, funder, or researcher, learn how the Impact Pathfinder is already making valuable evidence on financial inclusion more accessible and actionable for others in your field👇

🔍 Financial inclusion funding is an evolving landscape.Since 2008, CGAP's Cross-Border Funder Survey has provided import...
08/31/2026

🔍 Financial inclusion funding is an evolving landscape.

Since 2008, CGAP's Cross-Border Funder Survey has provided important data and analysis on funding flows for financial inclusion. This research showed that financial inclusion objectives have historically been supported by a pool of traditional international funders, comprised largely of public funders, philanthropy, and impact investors.

CGAP’s most recent research, however, identified 2,015 "new" funders of financial inclusion beyond this traditional pool, and highlights opportunities to scale solutions and drive development outcomes in new ways.

Our work highlighted four key findings:

📈 The financial inclusion funding landscape is wider than we thought
📍 Funding is more local than previously recognized
⚠ With new opportunities come new risks
✅ Understanding and engaging with this “new” funding landscape requires action

Read the full paper to learn more: https://cgap.pub/4cVFeNz

08/26/2026

For impact investors, measuring outcomes is essential.

Financial inclusion investments must go beyond outputs to show real improvements for end beneficiaries. CGAP identifies four priorities that can help: build shared understanding, overcome operational challenges, integrate outcomes into decision-making, and make data transparent. Together, these steps align stakeholders across the investment chain and strengthen accountability.

See the video to discover how outcomes-focused IMM can drive meaningful impact.

Financial literacy and capability are critical to informed financial decision-making—but traditional approaches have oft...
08/24/2026

Financial literacy and capability are critical to informed financial decision-making—but traditional approaches have often struggled to translate knowledge into action.

That’s why we launched the Financial Literacy Solutions Sprint under the U.S. G20 Presidency—to identify and accelerate technology-enabled solutions that strengthen financial capability and improve financial outcomes.

Meet our four finalists here: https://cgap.pub/4dy8067

Local currency are sometimes described as part of the future of digital finance. But could they actually add value to ...
08/21/2026

Local currency are sometimes described as part of the future of digital finance. But could they actually add value to existing solutions?

Read our latest blog to learn more: https://cgap.pub/4xgJlvA

08/20/2026

💡Innovation is transforming how people access and use financial services. But without intentional leadership, it can widen gaps rather than close them.

CGAP’s new working paper explores what it takes for regulators to guide innovation in ways that strengthen financial inclusion. The research highlights five elements that have shaped successful innovation journeys around the world, including Singapore’s rise as a fintech hub: a clear vision, strong leadership signals, an innovation-ready organizational culture, active engagement with industry, and a mandate interpreted with purpose.

Together, they form a foundation for vision-guided regulation that enables innovation to serve people more effectively.

Watch the video to explore the highlights, and read the report here: https://cgap.pub/4shW2UY

Should financial integrity take precedence over data protection? The Financial Action Task Force (FATF) latest Travel Ru...
08/18/2026

Should financial integrity take precedence over data protection? The Financial Action Task Force (FATF) latest Travel Rule guidance suggests yes—but we make the case that there is a bigger picture worth considering.

More data crossing borders amplifies security risks, erodes trust in formal finance, and may fuel the very crimes AML/CFT aims to prevent.

But financial integrity and data protection objectives are aligned. Learn more in our latest blog: https://cgap.pub/4gbUB4X

Low- and middle-income countries are on the brink of becoming old before they become rich.By 2050, one in five people wo...
08/17/2026

Low- and middle-income countries are on the brink of becoming old before they become rich.

By 2050, one in five people worldwide will be 60 or older—with nearly four out of five living in LMICs. Yet only 5% of adults in low-income countries actively contribute to a pension scheme today. The challenge is especially acute for informal workers: those with stable enough incomes to save for old age but no access to suitable pension options—the "missing middle."

CGAP's research explores how countries are designing contributory pension schemes to reach this group. Discover the 4 key actions that governments can take to implement more effective pension schemes and make their traditional support systems more reliable 👇

📝 Learn more in our working paper: https://cgap.pub/3ZvJxYF

In Mexico, only 23% of adults have any insurance, and just 18% of women are insured. While access to accounts, payments,...
08/14/2026

In Mexico, only 23% of adults have any insurance, and just 18% of women are insured. While access to accounts, payments, and credit has expanded, insurance still lags behind.

Reaching underserved populations will require a more inclusive approach.

A recent multi-stakeholder roundtable by Fundación MetLife México, MetLife Foundation, and CGAP identified four interconnected opportunities to advance inclusive insurance and improve financial resilience and wellbeing in Mexico:

✅ Modernize regulation for a broader inclusive insurance approach.
✅ Center customers in product design, delivery, and supervision.
✅ Strengthen collaboration across public, private, and nonprofit actors.
✅ Embed insurance in national financial inclusion and wellbeing strategies.

The key takeaway for all jurisdictions: scaling inclusive insurance will require policymakers, regulators, insurers, and civil society to work together — using evidence, learning from experience, and committing to sustained action.

Learn more in our latest blog: https://cgap.pub/4zfs0o0

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