The Neighborhood Finance Guy

10/16/2026

People want to crash out financially. Don’t help them. Leave them behind. Some people will need to be lifetime consumers so investors can be rich and traveling. 🥹✈️

10/15/2026

You cant scapegoat your own finances especially when you’ve been given a lot of opportunities.

Blaming immigrants hasn’t helped low performing Americans. Got to take the L in earnest and work from there.

When you are 60 with no retirement, just know you had opportunities to learn and adapt. Only kids blame others while actively doing nothing to resolve their own situation.

10/15/2026

When a wealthy person tells you they are struggling, don’t go down to a knee and believe them. 🥹

There is a massive difference between $50k and struggling and cosplaying ‘the struggle.’

It is a massive margin. The phrase “I’m living paycheck to paycheck is overused and requires clarification.

I’m living paycheck to paycheck but not struggling. I remember the struggle, I would not recommend.

10/15/2026

Yeah it’s very bad news for the black community. I’m really good at prognosticating wealth by race. I’ve been doing it for a while. It’s the reason why my household wealth went up $1.4M from 2022 to 2025.

Post vacation. I need to consider how to teach people this stuff so they can take real action to avoid catastrophe. I might be a jerk with my attitude but I’m not a sociopath. I don’t stand around while others get injured when it could be preventable.

The net max financial plan is free on my website by the way. It will save you a lot of future financial heartache.

10/14/2026

While people are made at Obama for not being a miracle worker and ushering a new Wakanda, black wealth is plummeting.

Beyoncé is setting up her next concert series. And people don’t want to be reminded that they are spending too much and not budgeting. People are becoming broke on vibes while actively avoiding financial literacy like the plague.

Their solution. Blame anyone and everyone else in hopes that the bills are miraculously paid in the future? 🤔

And Kamala Harris is running again? Maybe? 🤔

Either way no matter who wins, a focus on politics for the last 50 years got us here. I say focus on education, direction, purpose, real long term goals, ownership basically Financial Literacy!

Black median wealth went down to $37k. My household went up $2M. There are readily available solutions and sources for free.

10/09/2026

I tried to tell ya. This is the ultimate red flag 🚩

The data support it. Median Black wealth is headed toward zero‼️

Hispanic median wealth is making strides while Asian households are outpacing everyone. 🔥

Net worth = total assets minus total liabilities

The solutions remain the same: education, in demand skills, marriage or dual income, financial literacy, investing and home ownership.

10/09/2026

Wild stuff.

Watching out what you believe. This is foolishness personified. Just absolute madness. I blame the education system. Don’t Da’Vinchi me. Just calling it as I see it.

10/08/2026

Trust the process! Someone got to volunteer to be poor fo you to be rich. Think about it and join my mastermind. Only $5,000 per month. 🤔😃📦

10/08/2026

Seriously a bit of levity and encouragement to keep going financially. Hold we are still going through the rough patch of global shenanigans.

10/08/2026

Lessons on Building Wealth from 2019-2026: Winners and Losers

Real median household net worth in the United States surged by 68% between the fourth quarter (Q4) of 2019 and the second quarter (Q2) of 2026. This rise in median household net worth was largely driven by asset price appreciation. While median income edged up 2.5% in real terms, household balance sheets expanded through two primary asset classes: Equities (Stocks/ETFs/Mutual Funds) and…...

Uncover the unique financial challenges and victories post-pandemic. You can either build wealth or fall behind.