National Reverse Mortgage Lenders Association

National Reverse Mortgage Lenders Association Become a NRMLA member TODAY! NRMLA was established in 1997 to enhance the professionalism of the reverse mortgage business.

National Reverse Mortgage Lenders Association (NRMLA) is the national voice of the reverse mortgage industry, serving as an educational resource, policy advocate and public affairs center for lenders and related professionals. Our mission is to educate consumers about the pros and cons of reverse mortgages, to train lenders to be sensitive to clients' needs, to enforce our Code of Conduct and Best Practices, and to promote reverse mortgages in the news media.

Since late 2022, retirees have been hit especially hard by rising housing and healthcare costs, experiencing inflation a...
04/16/2026

Since late 2022, retirees have been hit especially hard by rising housing and healthcare costs, experiencing inflation at a faster pace than the general population.

And the pressure isn’t easing—an energy-driven price surge is expected to ripple through the economy, pushing their expenses even higher in the months ahead.

https://www.barrons.com/articles/retirees-feel-the-sting-of-inflation-more-than-others-as-energy-prices-soar-b797a115?mod=hp_SP_A_5

Oil prices are expected to drive inflation for retirees over the coming months. Here’s why.

A new poll from West Health-Gallup found that roughly one in three Americans made at least one trade-off with everyday l...
03/12/2026

A new poll from West Health-Gallup found that roughly one in three Americans made at least one trade-off with everyday living expenses in order to afford health care.

For older homeowners living on fixed incomes, this reality is even more significant. It underscores the important role that home equity can play in strengthening retirement security and helping seniors better manage rising health care costs.

https://www.nbcnews.com/health/health-care/americans-ration-medicine-postpone-retirement-afford-health-care-gallu-rcna263008

Almost every metric in the health care surveys has moved in a negative direction in recent years.

Today is National “Slam the Scam” Day, a nationwide public awareness campaign led by the Social Security Administration ...
03/05/2026

Today is National “Slam the Scam” Day, a nationwide public awareness campaign led by the Social Security Administration and its Office of the Inspector General, taking place during National Consumer Protection Week (March 1–7, 2026) to educate the public about government imposter scams and other fraudulent activities targeting individuals, especially older adults.

Protect yourself and your clients by visiting the resource page, https://www.ssa.gov/scam/resources.html

Protect Yourself from Social Security Scams

Despite ongoing efforts to reduce healthcare costs, a new report from the Center for Retirement Research at Boston Colle...
02/06/2026

Despite ongoing efforts to reduce healthcare costs, a new report from the Center for Retirement Research at Boston College suggests that Medicare premiums, copays, and uncovered services can amount to roughly 29 percent of the average retiree’s Social Security income and 12 percent of total retirement income.

This is where the monetization of home equity could help play a critical role minimizing the financial shocks associated with future healthcare expenses.
https://www.nrmlaonline.org/2026/02/06/how-much-does-health-spending-eat-away-at-retirees-income

Despite ongoing efforts to reduce healthcare costs, a new report from the Center for Retirement Research at Boston College suggests that Medicare premiums, copays, and uncovered services can … more How Much Does Health Spending Eat Away at Retirees’ Income?

According to the latest NRMLA/RiskSpan Reverse Mortgage Market Index, homeowners age 62 and older held a record $14.66 t...
01/23/2026

According to the latest NRMLA/RiskSpan Reverse Mortgage Market Index, homeowners age 62 and older held a record $14.66 trillion in housing wealth in Q3 2025—up 1.9% from the prior quarter.

This continued growth underscores the increasingly important role home equity can play in supporting sustainable retirement income strategies.

    Contact: Darryl Hicks, 202-557-3556, [email protected] National Reverse Mortgage Lenders Association For Immediate Release: WASHINGTON (January 23, 2026) – Housing wealth among homeowners aged 62 and older … more Senior Home Equity Surges to Record $14.66 Trillion in Q3 2025

Many of us plan for our future wealth and health. Few prepare for an equally essential aspect of retirement: how to cont...
01/21/2026

Many of us plan for our future wealth and health. Few prepare for an equally essential aspect of retirement: how to continue to feel seen and valued.

Many of us plan for our future wealth and health. Few prepare for an equally essential aspect of retirement: how to continue to feel seen and valued.

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