Democracy Federal Credit Union

10/15/2026

Holiday expenses add up. We’ve got your back! 💚
The trip home. A thoughtful gift. A meal that brings everyone together. Give your holiday budget more flexibility with a Democracy Federal Credit Union Holiday Loan.
✅ Borrow up to $6,000
✅ 9.00% APR*
✅ Terms up to 24 months
Get help covering the season’s extra costs.
👉 Start your application through the link in our bio.

*APR = Annual Percentage Rate. New money only. Restrictions apply

10/13/2026

10:47 PM and suddenly you remember the loan application. 😅
Good news: you don’t have to wait until tomorrow.
With Democracy FCU, you can start your loan application online 24/7, from the couch, after work, over the weekend, whenever it fits your life.

The branch may have hours. Your online application doesn’t. 😉
Whenever you’re ready, start at https://hubs.la/Q04xGWsK0

10/12/2026

Happy Indigenous Peoples’ Day from Democracy FCU! We will be closed in observance of the holiday. We hope you enjoy time with your family and loved ones.

Online banking is available anytime, so you can manage your accounts whenever it’s convenient for you.

10/02/2026

10/02/2026

Real life doesn’t always wait until the timing is perfect

A home repair. An unexpected family expense. A major purchase you’ve been planning for. Sometimes you just need a little more room to handle what’s next.

A Democracy FCU Personal Loan offers a straightforward way to finance what matters, with loan amounts from $100 to $40,000* and flexible terms up to 84 months*.

And you don’t have to wait for business hours to get started.

💻 Apply securely online when it works for you
👉 Ready to see your options? Start your application today.


*Certain restrictions apply.

10/01/2026

If your current auto loan payment is taking up more of your monthly budget than you’d like, it may be worth seeing what refinancing could do.
With Park Your Rate, you can explore whether refinancing your auto loan with Democracy FCU could help you save.

🚙 Same car
💵 Potentially more room in the budget
📱 Easy place to start online

Your car already has a parking spot. Maybe your high payment needs one too. 😏
See if you could save at https://hubs.la/Q04yW6X50?

*Refinancing and potential savings are subject to qualification. Certain restrictions apply.

10/01/2026

If your current auto loan payment is taking up more of your monthly budget than you’d like, it may be worth seeing what refinancing could do.
With Park Your Rate, you can explore whether refinancing your auto loan with Democracy FCU could help you save.

🚙 Same car
💵 Potentially more room in the budget
📱 Easy place to start online

Your car already has a parking spot. Maybe your high payment needs one too. 😏
See if you could save at https://hubs.la/Q04yW5K20?

*Refinancing and potential savings are subject to qualification. Certain restrictions apply.

09/29/2026

If your current auto loan payment is taking up more of your monthly budget than you’d like, it may be worth seeing what refinancing could do.
With Park Your Rate, you can explore whether refinancing your auto loan with Democracy FCU could help you save.

🚙 Same car
💵 Potentially more room in the budget
📱 Easy place to start online

Your car already has a parking spot. Maybe your high payment needs one too. 😏
See if you could save at https://hubs.la/Q04xGTXj0

*Refinancing and potential savings are subject to qualification. Certain restrictions apply.

09/22/2026

But what does that actually mean for you?
Last week, the Federal Reserve increased a key interest rate that can influence borrowing costs.
The good news for DFCU members: we have NOT increased our current loan rates.

Swipe 👉 to understand what changed, what it could mean for borrowing, and 3 things to consider before taking out a loan.

📌 Save this for later and share it with someone who’s been thinking about borrowing.

Ready to explore your options? Lock in your rate today.

09/19/2026

Real life has a way of changing the plan. 🏠
A home repair. A replacement appliance. A family expense. Something you need to take care of sooner than expected.

A Democracy FCU Personal Loan gives you a straightforward way to put a plan behind what’s next.
💵 $100 to $40,000*
📅 Flexible terms up to 84 months*
💻 Apply online when you’re ready

And because we’re never closed online, you don’t have to wait until the next business day to get started.
👉 Swipe through, then start your application at https://hubs.la/Q04xVKvr0.

Certain restrictions apply. Loan amount, terms and approval are subject to applicable credit qualifications and lending requirements.

09/19/2026

Real life has a way of changing the plan. 🏠
A home repair. A replacement appliance. A family expense. Something you need to take care of sooner than expected.

A Democracy FCU Personal Loan gives you a straightforward way to put a plan behind what’s next.
💵 $100 to $40,000*
📅 Flexible terms up to 84 months*
💻 Apply online when you’re ready

And because we’re never closed online, you don’t have to wait until the next business day to get started.
👉 Swipe through, then start your application at https://hubs.la/Q04xVKsL0.

Certain restrictions apply. Loan amount, terms and approval are subject to applicable credit qualifications and lending requirements.

09/16/2026

Five payments. Five due dates. Five things to remember. 😵‍💫
What if your month could feel a little simpler?
The Hope & Relief Debt Consolidation Loan is designed to help you bring eligible debts together and make your monthly finances easier to manage.

Your money has enough jobs already. Let’s make managing it easier.
See what your options could look like at https://hubs.la/Q04xGS7T0

Subject to approval. Certain restrictions apply.

09/16/2026

Five payments. Five due dates. Five things to remember. 😵‍💫
What if your month could feel a little simpler?
The Hope & Relief Debt Consolidation Loan is designed to help you bring eligible debts together and make your monthly finances easier to manage.

Your money has enough jobs already. Let’s make managing it easier.
See what your options could look like at https://hubs.la/Q04xGS8-0

Subject to approval. Certain restrictions apply.

09/08/2026

We are thankful for our long-standing partnership with SWBID. It was wonderful to take a moment to step back from community work and focus on the teams that are doing it. The financial literacy session was excellent, emphasizing the importance of leveraging credit union access and understanding credit fundamentals. We look forward to the next session!

09/07/2026

Happy Labor Day from Democracy FCU

08/05/2026

Feeling overwhelmed by multiple payments? You’re not alone.
A Hope & Relief Consolidation Loan may help you combine eligible debts into one more manageable monthly payment, so you can simplify your finances, reduce the stress of multiple due dates, and move forward with greater confidence. 💚

Take the first step toward financial relief! Apply today.

07/29/2026

🏡 Your home has built value. Let it help you move forward.
Whether you need funds for home improvements, debt consolidation, education, or another major expense, your home’s equity may give you options.
Which option fits what you need?

📞 800-742-5582 ext. 5505
📧 [email protected]