Bank Policy Institute

08/31/2026

RELEASE: BPI Responds to Federal Deposit Insurance Corporation Resolution and Assessments Proposals

Washington, D.C. — The Bank Policy Institute filed two comment letters today on pending Federal Deposit Insurance Corporation proposals. The

08/27/2026

RELEASE: BPI Statement on OCC, FDIC Rule on Unsafe, Unsound Practices and Issuance of Matters Requiring Attention

Washington, D.C. — The Bank Policy Institute today issued the following statement on a final rule released by the OCC and FDIC regarding unsafe or

08/24/2026

To stop bank impersonation fraud, the Federal Communications Commission must address vulnerabilities at every stage of transit, from origination to delivery.

Our latest interactive infographic breaks down how scammers exploit network gaps and highlights the FCC’s proposed interventions to protect consumers.

Click or tap each step to learn more: https://bpi.com/anatomy-of-a-spoofed-bank-impersonation-scam/

08/20/2026

Regulators examine banks' financial health and assign them ratings.

A key bank-rating framework, CAMELS, assesses banks on six metrics.

Learn how the CAMELS rating system is changing and what BPI recommends to bolster its objectivity and transparency.

08/15/2026

This week’s BPInsights highlights our 10 most popular blogs and research from this year.

From crypto AML oversight to Basel capital proposals, catch up on our policy analysis before BPInsights returns from summer break after Labor Day.

1) Spoofing, Smishing and Deepfakes: To Stop Scams, Consumers Need Stronger Protections Feb. 24, 2026 Americans’ savings are at risk as never before as

08/14/2026

Imposter calls and texts are surging. Curbing this trend requires strengthening call verification protocols and enforcing robust KYC requirements for originating providers.

Click on the steps to learn where bad actors exploit telecom gaps and how pending FCC proposals will close these illicit pathways with our new interactive infographic:

Bank impersonation scams inflict billions of dollars in losses on consumers annually, often exploiting telecom vulnerabilities to display spoofed caller

08/10/2026

In the latest BPInsights:

- Clarity Act updates as August recess begins.

- Building a strong AML/CFT program for crypto – lessons from BPI comment letters.

- A new independent Supervisory Appeals Office at FDIC.

and more:

Senate Leaves for Recess, No Clarity Act Votes Until Fall Late on Thursday evening it was reported that Senate Leadership had decided to delay any votes

08/05/2026

To stop illicit funds, every bank's anti-money laundering program relies on five core pillars: internal controls, a compliance officer, staff training, independent audits and customer due diligence.

Learn more with BPI’s latest Bank Reg 101 module.

The Federal Reserve supervisory stress test is an important risk management tool for banks and supervisors.

08/03/2026

ICYMI in BPInsights:

- The latest developments on the Clarity Act with August recess one week away.

- OCC and FDIC propose Community Reinvestment Act overhaul.

and more.

Clarity Act Negotiations Continue as Senate Nears August Recess With one week remaining before August recess, the path forward for Clarity remains

07/31/2026

Reducing online impersonation scams is like a math equation.

Read how government + banking, social media and telecom industry collaboration = fewer scams.

Banking depends on trust—and so do the scam tactics that criminals use to target millions of consumers nationwide. According to the Federal Trade