Bank Policy Institute

10/16/2026

How do federal agencies supervise banks, and what role do frameworks like CAMELS ratings play?

Get direct, concise answers with BPI’s educational modules.

Bank Regulation 101 Bank Regulation 101 The U.S. banking regulatory system is one of the most intricate in the world — shaped by centuries of political Bank Reg 101 breaks down complex banking and regulatory topics into accessible modules to help you navigate the U.S. financial system.

10/13/2026

In the latest edition of BPInsights 🗞️:

➡️ Vice Chair Bowman previews a restructuring of the Fed’s supervision function.
➡️ Are stablecoins the future of payments? BPI’s Greg Baer explains the challenges in the way.

and more.

Fed’s Bowman Announces Supervision Revamp, Tailoring Update In remarks this week, Federal Reserve Vice Chair for Supervision Michelle Bowman unveiled a

10/09/2026

A new BPI note examines how stablecoin yields are determined on DeFi platforms, showing that they are volatile and often much higher than traditional money market rates despite yield restrictions in the GENIUS Act.

The GENIUS Act of 2025 provides a legal framework for payment stablecoins. Among its provisions, the Act requires payment stablecoins to be backed by

10/05/2026

In case you missed it in BPInsights

➡️ Fed unveils stress testing changes.
➡️ The FTC calls on social media and tech platforms to stop scammers.
➡️ Examining the discount window as policymakers contemplate liquidity changes.

and more.

Fed Issues Final Stress Test Rules, Boosting Transparency The Federal Reserve on Wednesday issued final rules codifying its changes to the stress testing

10/01/2026

ICYMI: Federal Trade Commission Chair Andrew Ferguson with a new Bloomberg Law piece.

Americans lost $2.1 billion to social media scams in 2025, an eightfold increase since 2020.

We look forward to commenting on the FTC's proposal to protect consumers and require accountability from platforms.

Opinion: FTC Chairman Andrew Ferguson and Bureau of Consumer Protection Director Christopher Mufarrige write that the agency is crafting a new rule that would make social media platforms accountable for enabling and amplifying impersonation fraud.

09/29/2026

We’re hiring a Research Analyst in Washington, D.C.

Work alongside BPI economists on data-driven banking policy, econometric modeling and financial research.

Apply here: https://www.paycomonline.net/v4/ats/web.php/portal/A15AEF4691E2E01F0016518C47919805/jobs/506616

09/22/2026

BPI issued a statement today on the Senate introduction of the TIER Act, which would update the statutory tailoring thresholds set on a bipartisan basis in S. 2155 to reflect economic growth.

Thank you, Senator Katie Boyd Britt, for leading this important measure.

Washington, D.C. - The Bank Policy Institute issued a statement today on the Senate introduction of the TIER Act, which would update the statutory

09/17/2026

ICYMI: The second part of our series, drawing on the CFPB's Making Ends Meet Survey, looks at which demographic and personality traits make consumers more vulnerable to fraud and scams. 👇

This post is the second in a series. To read the first post, click here. This post is the second in a series summarizing recent BPI research that uses a

09/16/2026

RELEASE: BPI Statement on Follow-up Response to European Commission Communication on Banking Competitiveness

09/12/2026

In the latest BPInsights:

➡️ A deeper dive into fraud and scams, and the populations most vulnerable to them.
➡️ The latest OCC actions on bank charters.
➡️ Senators expected to vote next week on the Clarity Act. Where does it stand now?

and more.

Who Is Most Affected by Fraud? A New Analysis Sheds Light Understanding the characteristics of fraud victims is crucial to making policy that combats