Encompass Lending Loans By Berna

05/11/2026

https://bit.ly/42s5XLN

You may fear that bankruptcy means the American dream of homeownership is out of reach, but all is not lost. Homeownership after bankruptcy is possible.

11/08/2025

🎉🏡 **VETERAN SUCCESS STORY Of THE WEEK**

In the middle of **Chapter 13 bankruptcy**, this amazing **Veteran family** never gave up on their dream of homeownership — and guess what?
✨ **They did it!** ✨

With determination, the right guidance, and a supportive lender + real estate team, they turned a “not yet” into a **SOLD!** sign in their yard! 🏠❤️

👏 Congratulations to this incredible couple for proving that **homeownership IS possible** — even during Chapter 13!
If they can do it… 💪 **so can you!**

➡️ Thinking about buying but unsure where to start?
Let’s talk! We help veterans and families find their way to homeownership — one success story at a time.

🏦 **Encompass Lending Group – Cornerstone Division**
📋 NMLS #1725229 | #292897
🏠 **Equal Housing Opportunity**

10/13/2025

Partner with Encompass Lending- Qualifying the Unqualified Today!

08/04/2025

Ever wonder why your phone won’t stop ringing after a mortgage credit pull?

Here’s why.

The credit bureaus sell your info the second your report is pulled. Experian, Equifax, and TransUnion hand it off to companies willing to pay. No warning. No heads-up. Just straight profit.

Then the floodgates open. Calls, texts, and emails from companies you’ve never heard of. I’ve been hit with over 70 calls in one day.

It’s called trigger leads. And it's garbage.

Here’s how to protect yourself and your family:
- Opt out at optoutprescreen.com
- Get on the Do Not Call list at donotcall.gov
- Kill the junk mail at dmachoice.org

A new law just passed to ban this mess, but enforcement might take time.

Do your future self a favor and take five minutes to lock it down.

DMAChoice is the only reasonable way to get rid of Junk Mail. The US post office (USPS) is no help when it comes to stopping unwanted mail. Register now to stop junk mail and emails, as well as registering the deceased and caretakers.

05/05/2025

❔Got mortgage questions? I've got real answers.

Whether you're buying your first home, refinancing, or just trying to make sense of your options, I'm here to help—with no pressure and no jargon.

📩 Ask away—I'm just a message away.

04/16/2025

https://bit.ly/3odHrx9

Asking rents were up 3.5% in February 2025 compared to the same time last year, according to Zillow’s latest rental report.

04/11/2025

📅 **Open House: Saturday, April 12th | 2–4 PM** Join Us....
🏡 **FOR SALE | $575,000 | AVAILABLE NOW**
📍 **615 McFerren Rd, Stafford, VA 22554**
💥 **Seller Says SELL – Don’t Miss This One!**
✨ **There’s No Place Like Home... And This One Has It All!**
Just 3 years young and **move-in ready**, this beautifully maintained home is full of upgrades and stylish finishes — all in a cozy Stafford community close to everything!
💫 **Property Features:**
✅ 4 Bedrooms | 2.5 Baths | Over 2,700+ Sq Ft
✅ Open concept main level with LVP flooring
✅ Gourmet kitchen with island seating, dark cabinetry, pantry, SS appliances
✅ Flex room on main floor – great for office, playroom or guest space
✅ Maintenance-free deck overlooking a spacious backyard
✅ Upstairs laundry room + all bedrooms with walk-in closets
✅ Oversized primary suite with huge walk-in closet & spa bath
✅ Unfinished walk-out basement – ready for your vision!
✅ Fresh paint & new carpet throughout
✅ Builder-installed generator hookup
🛻 Minutes to I-95, Rt 1, commuter lots, Quantico, VRE, shopping & dining!
---
📣 **Join us for the Open House!**
📍 *615 McFerren Rd, Stafford, VA*
📆 *Saturday, April 12th | 2:00–4:00 PM*
🎯 This is your chance to tour in person, ask questions, and fall in love. Bring your best offer and let's make this home yours!
📲 Message us now for a private showing or more details before it’s too late! Call/Text Bill @ 703 772 7630 to let him know you will be stopping by the Open House or to Schedule Your Own Private Tour.
https://www.facebook.com/share/p/18iiQ4wgvX/

4 beds, 3 baths, 1,900 sq ft - Single Family Offered at: $575,000

03/28/2025

🏡 Home Financing with ONLY 1% Down! 🏡

Looking to buy a home? Take advantage of this incredible opportunity!

1% Down Payment

Max Sales Price: $350K

Additional Restrictions & Conditions May Apply

Don't miss out on this affordable home financing option. Secure your dream home today!

📞 Contact us for more details!
https://calendly.com/bernasells2u/30min

03/25/2025

Say it with me…
You do NOT have to be “perfect on paper” to buy a home!

Too many people are sitting on the sidelines because they think they’re not ready — but guess what?
You don’t need 20% down.
You don’t need perfect credit.
You don’t need to wait for rates to drop.
You don’t have to be debt-free.
And you definitely don’t need to buy the biggest house on the block.

You just need a plan, a little guidance, and the right agent by your side (hi, that’s me!).
Let’s talk about your homeownership goals — no pressure, just real answers.

Send me a message or drop a comment below. Let’s see what’s possible for you!

Let’s talk- you pick the time: https://calendly.com/bpetry-encompasslending/30-minute-meeting-clone