Lucy Veirs at Prosperity Home Mortgage

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Lucy Veirs at Prosperity Home Mortgage

I'm a Senior Loan Officer with Prosperity Home Mortgage. NMLSR #2155452
PHM, LLC NMLS #75164

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

09/02/2026

If you had one extra garage bay, what would you turn it into? 👀

A workout zone for early-morning energy and at-home convenience 💪
or a home workshop for projects, tools, and creative weekends 🛠️

Vote 1 or 2 below—and tell us what your dream garage setup would include. ⬇️

09/01/2026

The closing table is an important milestone, but our commitment to homeowners does not stop there.

HomeServices of America and Prosperity Home Mortgage are adding mortgage servicing capabilities designed to create greater continuity beyond closing and throughout the life of the loan. It is another way to keep trusted relationships at the center of the homeownership experience.

From the first conversation to what comes next, we’re Relentless in Service. And now, we’re Relentless in Servicing, too.

08/31/2026

Mortgage Mondays 📈

Rates are still elevated, but improving inventory is giving buyers something they haven’t had as much of in recent years: negotiating power.

That could mean opportunities around price, seller concessions, and payment strategies — especially for buyers who are prepared to act when the right home comes along.

The market doesn’t have to be perfect for the opportunity to be right.

08/28/2026

Some weekend plans come with a front door and a showing appointment. 🏡

If questions come up while you’re house hunting, we’re available to connect this weekend. Whether you want to explore financing options, update a preapproval, or prepare for your next step, reach out!

08/26/2026

Recent research suggests many renters may be ruling themselves out based on outdated assumptions. 👀

You may not need 20% down, a high credit score, or zero debt to buy a home. Requirements vary, and lenders consider your full financial picture.

Before you count yourself out, talk with a Mortgage Consultant. You may have more options than you think.

08/25/2026

Homeownership may feel further away than it really is when outdated assumptions are doing the math for you.

One of the biggest takeaways from recent research on renter perceptions? Many people may be counting themselves out before ever finding out what their options actually look like.

There isn’t one universal down payment requirement, and what may be available depends on the borrower, the property, and the loan program.

If buying a home is somewhere on your horizon, don’t let an old rule of thumb become a roadblock. Start with good information and a conversation about what may fit your situation.

08/24/2026

The quickest option isn’t always the most cost-effective one.

When unexpected expenses arise, many homeowners reach for a credit card without considering the equity they’ve built. The exclusion limit shown here refers to the $250,000 federal home-sale capital gains exclusion for qualifying single filers, used as a benchmark for the share of homeowners who have built equity beyond that amount.

While borrowing against a home isn’t appropriate for every situation, understanding the available options can help homeowners make more informed financial decisions. A Mortgage Consultant can help homeowners explore potential ways to access their equity while carefully considering the costs, repayment terms, and risks involved.

*By refinancing an existing loan, your total finance charges may be higher over the life of the loan.

08/21/2026

Relentless in service isn’t just something we say. It’s how we show up.

From the first conversation to the closing table and long after the keys are handed over, we’re committed to being responsive, dependable, and ready to help every step of the way.

Because home financing is about more than getting to closing. It’s about the experience you have getting there. 🏡🔑

08/19/2026

We’re bringing back a little old-school charm for this week’s This or That ✨

If you could resurrect one retro home feature, which would you choose?

1️⃣ Stained glass for color, character, and curb appeal
or
2️⃣ Dutch doors for charm, fresh air, and personality

Drop your pick below 👇

Address

Washington D.C., DC

Telephone

+12029414690

Website

https://lucyveirs.phmloans.com/

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