FED Legacy

FED Legacy We help Federal Employees Retire on time and with confidence

06/23/2026

Waiting until 67 to retire could cost you 10 years of your life, and you might not have to.

06/22/2026

Missing just a handful of the market's biggest swing days can wreck your TSP returns, that's why timing the market never works.

06/19/2026

Moving your TSP to the G-Fund after a market drop locks in your losses instead of letting time recover them.

Federal employees get more retirement tips than they know what to do with. FERS rules, TSP allocation, pension timing, S...
06/19/2026

Federal employees get more retirement tips than they know what to do with.

FERS rules, TSP allocation, pension timing, Social Security strategy, all of it stacked on top of each other from a hundred different sources.

I could talk about any of those tips all day, but none of it matters if you walk away without one thing written down: your next step.

That's what our webinar is actually for. Not another list of tips to remember. We're finding out what stage you're in right now and the one move that actually matters next for you.

You don't need to remember everything. You need to know what to do this week.

Join us live on Wednesday, June 24 at 7:30PM EST. Register for the webinar, link in comments.

The number you've been planning around isn't your real retirement income.It's your gross, before the IRS takes its share...
06/18/2026

The number you've been planning around isn't your real retirement income.

It's your gross, before the IRS takes its share.

Your FERS pension is taxed as ordinary income. Your traditional TSP withdrawals stack on top and push your bracket higher. Your Social Security is often taxable too, depending on your combined income level.

The number that actually hits your account every month, that's what you're living on.

And for most federal employees, there's a meaningful gap between the two.

The good news: it's a solvable gap.

But the plan looks different depending on your TSP balance, your FERS retirement timeline, and what you're drawing from and when.

Follow FedLegacy for federal retirement income planning content built around what you'll actually keep.

06/18/2026

One wrong move with your TSP allocation could cost you $82,000 in lost growth, here's how to find the right balance of risk.

Two federal employees. Same market dip. Different outcomes.One moved to the G Fund when the market dropped. Missed the r...
06/17/2026

Two federal employees. Same market dip. Different outcomes.

One moved to the G Fund when the market dropped. Missed the recovery. Stayed flat.

The other held the structure. $250,000 became $344,789.

The difference wasn't market knowledge.

It was having a plan that didn't require a real-time decision every time the headlines changed.

When you move to the G Fund during a dip, you lock out the recovery, and that's where most of the long-term growth is captured.

For federal employees with FERS pension income already covering monthly expenses, the TSP has a longer runway than most people treat it.

A structured strategy answers the question before the pressure hits.

Follow FedLegacy for TSP risk strategy built specifically around the FERS federal retirement system.

06/17/2026

Every week, two or three families ask the same question. That's why Fed Trust and Wills exists.

The G Fund feels safe. But safe doesn't mean free.The G Fund returned 4.44% last year. Inflation ran 2.8%. That gap cost...
06/16/2026

The G Fund feels safe. But safe doesn't mean free.

The G Fund returned 4.44% last year. Inflation ran 2.8%.

That gap costs federal employees thousands in lost purchasing power every year. Quietly, without a market event to make it obvious.

The C Fund has historically returned 7 to 11%.

Here's what makes this specific to federal employees:

Your FERS pension already covers your monthly income.

That means your TSP doesn't have to be your safety net.

It can be your growth account.

Most financial advice is written for people without a pension. You have one. That changes what safe should mean for your TSP.

Follow FedLegacy for TSP investment strategy built around the full picture of FERS federal retirement.

06/16/2026

A half-finished estate plan protects nobody — so they rebuilt the whole process from scratch.

Address

80 M Street
Washington D.C., DC
20023

Website

Alerts

Be the first to know and let us send you an email when FED Legacy posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to FED Legacy:

Shortcuts

Share

Category