08/25/2025
https://www.consumerfinance.gov/ask-cfpb/what-is-a-debt-relief-program-and-how-do-i-know-if-i-should-use-one-en-1457/
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Debt relief or settlement companies typically offer to work with creditors to renegotiate, settle, or change the terms of a debt – but working with these companies can be risky.