Shane Buddemeyer, LendSure Mortgage Corp.

03/11/2026

Not every high-net-worth borrower fits inside the conventional box. That’s where LendSure’s Jumbo program gives brokers a real advantage.

With loan amounts up to $3.5MM, flexible documentation options, and fast common-sense pre-qualifications (usually within 24 hours), you can move forward with confidence knowing the deal has already been looked at closely.

Key Highlights

Purchase
• Up to $3,500,000 – 70% LTV
• Up to $3,000,000 – 75% LTV
• Up to $2,000,000 – 80% LTV
• Up to $1,500,000 – 85% LTV
• Up to $1,000,000 – 90% LTV

Rate & Term Refinance
• Up to $3,500,000 – 65% LTV
• Up to $3,000,000 – 70% LTV
• Up to $2,000,000 – 75% LTV
• Up to $1,500,000 – 80% LTV
• Up to $1,000,000 – 85% LTV

Cash-Out Refinance
• Up to $3,500,000 – 60% LTV
• Up to $2,000,000 – 70% LTV
• Up to $1,500,000 – 75% LTV
• Up to $1,000,000 – 80% LTV
• Cash-out up to $1,000,000

Additional Flexibility
• Non-warrantable condos considered
• Unlimited properties allowed on the borrower’s REO schedule
• Interest Only options (10-year IO / 40-year term available)
• Crypto assets considered case-by-case
• Major credit event seasoning: 4 years
• DTI up to 45% (50% with senior management approval)
• Business assets allowed for reserves
• Appraisal transfers accepted
• 10-day close possible with a full package

Documentation Options
• Full Doc
• 12- or 24-month Bank Statements
• Asset Qualifier
• Cash-out proceeds can also be used for depletion income

For the absolute cherry borrower, loan amounts up to $5MM may be considered with full documentation.

If you have a jumbo scenario that isn’t fitting conventional guidelines, send it over. There’s a good chance we can help structure it.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]
NMLS #1326437

Close loans others can’t.

03/05/2026

Not every DSCR deal fits neatly into a 1.0 ratio — and that’s okay.

At LendSure, we’re built to handle DSCR scenarios that a lot of lenders struggle with:

• DSCR below 1.0
• Negative ratio DSCR options
• Short-Term Rental DSCR using AirDNA, 12-month history, or a 1007
• 5–10 unit DSCR with very competitive pricing

If you have a deal getting pushback because of the ratio, send it my way. There’s often a structure that keeps the deal alive.

Always happy to take a look.

📞 Let’s talk through your next scenario.
Shane Buddemeyer
Account Executive | LendSure Mortgage Corp
401-452-1304
NMLS #1326437

03/05/2026

Not all self-employed borrowers operate the same — so why do so many lenders still default to a blanket 50% expense ratio?

At LendSure Mortgage Corp., we take a more practical approach.

Instead of assuming income is overstated and applying the same haircut to every file, we use a Self-Employed Questionnaire to understand how the borrower’s business actually runs.

That allows us to apply a variable expense factor ranging from 10% to 90%, depending on the borrower’s real operating costs.

What that means for your deals:

• More accurate income calculations
• Stronger qualifying debt ratios
• More approvals that reflect real-world business models

Because self-employed borrowers aren’t automatically higher risk — they simply don’t fit inside a standard W-2 box.

And they should be qualified based on how their business actually performs, not a one-size-fits-all assumption.

If you’ve got a self-employed borrower who looks tight on income, send the scenario over and let’s take a closer look.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]
NMLS #1326437

03/05/2026

Do you work with a lender who understands 1031 Exchanges?

Most investors know selling a property can trigger a large capital gains tax bill. But a 1031 Exchange gives you another option.

Instead of paying taxes when you sell an investment property, a 1031 allows you to reinvest the proceeds into another investment property — keeping your equity working instead of handing a portion to the IRS.

That can help investors:

• Move into larger or stronger assets
• Shift into better cash-flow opportunities
• Consolidate or diversify their portfolio

All while preserving more buying power.

There are timelines to follow — 45 days to identify a replacement property and 180 days to close — but when structured properly, a 1031 can be more than a tax strategy.

It’s a way to keep growing your portfolio.

If you have questions about how it works or want to walk through a scenario, feel free to reach out.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]
NMLS #1326437

03/05/2026

What actually separates LendSure Mortgage Corp. from everyone else?

It really comes down to three things.

1. Built for the deals other lenders decline
Non-QM isn’t a side product for us. It’s the core of what we do. Bank statement borrowers, DSCR investors, asset utilization, credit events — these aren’t edge cases. They’re part of our everyday pipeline.

2. A real exception mindset
We don’t hide behind overlays. A large portion of our loans involve thoughtful structuring and approved exceptions. If the deal makes sense, we focus on finding a path to approval, not a reason to say no.

3. Ex*****on that protects your reputation
Creative approvals only matter if the loan actually closes. Our process is built to keep files moving from submission to funding so you can give Realtors and borrowers confidence in the outcome.

Bottom line:
If you’re only sending easy, cookie-cutter deals, any lender can look good.

But if you want a lending partner who helps you win the tougher files — that’s where we stand out.

If you’ve got a scenario that’s been sitting, declined, or “almost works,” send it over. Let’s structure it properly and get it to the closing table.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]

03/05/2026

One of the biggest hurdles for move-up buyers isn’t qualifying — it’s timing.

Most traditional lenders count the mortgage payment on the departing residence against the borrower’s debt-to-income ratio when qualifying them for the new purchase.

That can reduce buying power or stop the deal completely.

At LendSure Mortgage Corp., we take a more practical approach.

With our Bridge Loan program, the monthly payment on the departing residence is not counted against the borrower’s DTI when qualifying for the new home.

That gives your client the ability to:

• Make a strong non-contingent offer
• Compete in tight markets
• Secure the next home before selling the current one

Instead of rushing a listing or gambling on timing, borrowers can move forward with more control and a clear path.

The result?

Stronger offers.
Better positioning.
More deals getting to the closing table.

If you’ve got a move-up buyer trying to line up the timing, let’s talk.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]
NMLS #1326437

03/05/2026

Most lenders issue a quick pre-qual and figure the rest out later.

We take a different approach.

Before disclosures ever go out, our team reviews the file through an underwriting lens from day one. That means taking a close look at:

• Income documentation
• Asset sourcing
• Credit profile
• Overall loan structure

The goal is simple: identify risk at the front of the file, not halfway through the process.

That protects your time, your pipeline, and your borrower experience.

The more complete the file is upfront, the stronger this process becomes.

If you have a scenario that needs a solid start, send it over early and let’s get ahead of it.

Shane Buddemeyer
Account Executive | LendSure Mortgage Corp.
📞 401-452-1304
📧 [email protected]
NMLS #1326437

03/05/2026

In today’s lending world, acreage can quietly kill a deal.

Most traditional lenders draw a hard line at 10 acres.
Some might stretch to 11.

Beyond that?

Declined.
Conditioned.
Or stuck in underwriting purgatory.

The reason is simple: conforming guidelines weren’t built for real-world properties. They were built for uniform suburban homes that fit neatly inside agency rules.

That’s where LendSure Mortgage Corp. takes a different approach.

As a national Non-QM lender designed for borrowers who don’t fit traditional guidelines, we look at the actual deal instead of forcing it into a box.

That means we can approve properties many lenders won’t even touch — including homes sitting on more than 11 acres.

A recent example from my pipeline:

We just approved a 58-acre first-time investor purchase structured as an SFR short-term rental, with the borrower using crypto assets as the income source.

Most lenders wouldn’t even open that file.

But the real question shouldn’t be:

“Does this fit inside Fannie’s box?”

It should be:

“Does the deal make sense?”

When the property is solid…
When the borrower qualifies…
When the story supports the transaction…

You deserve a lender that evaluates the full picture, not just the acreage line on page one.

If you’ve got a borrower with acreage and nowhere to place the loan, let’s talk before the deal dies because of someone else’s overlay.

03/03/2026

Redfin just reported that nearly 1 in 7 pending home sales fell through in January — the highest rate for this time of year on record.

That’s not theory. That’s listings dying because sellers feel stuck on timing.

Here’s the reality:

Sellers buy 99 times out of 100.
If they don’t sell, they don’t buy. Period.

When homeowners aren’t sure how the sale will line up with their next purchase, they panic. And when people panic, they cut price.

There’s a better way to handle it.

Instead of telling your client,
“Let’s list and hope it lines up,”
you can say:

“What if you could buy first… and sell on your terms?”

That’s exactly what our Bridge Loan does.

Bridge Loan Highlights:
• Short-term solution with no monthly payment (12 months for owner-occupied, 6 months for investment)
• Designed to pay off the existing lien and provide equity for the next purchase
• Owner-occupied, second home, and non-owner eligible
• Up to 75% LTV (owner-occupied)
• Loan amounts from $250,000 to $2,000,000

What that means in real life:
•Your client pulls equity from their current home.
•Uses it to make a non-contingent offer.
•Moves in.
•Then lists their departing property without pressure.

No contingent offers. No rushed price cuts. No settling just to “make it work.”

This isn’t a loose bridge product. It’s built to transition cleanly into permanent financing.

The real advantage isn’t just the loan.

It’s control.

When nearly 1 in 7 deals are collapsing because of uncertainty, giving your client certainty changes how they negotiate, how they list, and how they buy.

Instead of reacting to the market, they move with confidence.

That’s what Boost really is.

Source https://www.redfin.com/news/pending-sales-fall-through-january-2026/

03/02/2026