Legacy Benefit Advisors

Home
United States
Warwick, RI
Legacy Benefit Advisors

When you choose LBA, you work directly with their principal – Robert Dumais and his select team of professionals.

Legacy Benefit Advisors is a full-service Benefits consulting/brokerage firm dedicated to securing rich health and ancillary benefits and affordable rates for both individuals and groups. With many years of experience in the Health Insurance industry, they can make your complex issues and concerns much easier to manage. They are passionate and dedicated professionals with a single goal in mind: To

ensure that every client – whether large or small, meet their healthcare and financial needs. LBA currently serves:
Individuals
Municipalities, and School Districts
Large and Small Groups
Health and Welfare Funds
LBA is closely aligned with the RI Labor Community
LBA offers the following products and services:

Medicare Supplement and Medicare Advantage Plans for Individuals and groups
Social Security Strategy Consulting
Retirement Planning Advice and Guidance
Long Term Care Coverage Solutions
Individual and Group Life and Disability Insurance
Individual and Group Health Insurance
Individual and Group Dental and Vision Insurance
Group Voluntary Benefits

Meet The Principal
Robert (Bob) Dumais
"Nobody cares about how much you know until they know how much you care." Bob brings more than thirty years of marketing, and relationship-building experience to his position as Principal at LBA. He is considered by his clients and colleagues to be a trusted advisor, and lives by the phrase, “always be honest and honorable”. With a solid grasp of the various aspects of the health and ancillary insurance marketplace, Bob has the ability to sort through all of the complexity, while never losing sight of the impact of each alternative on the client. He feels that “finding value is not an easy task, and requires leaving no stone unturned.”

His academic achievements include a Bachelor of Science degree in Accounting from Southeastern Massachusetts University, and a Masters in Business Administration from Providence College. He also holds the designation of Certified Health Consultant from Purdue University.

03/04/2026

March Retirement Planning Workshops!

Retirement decisions can be life altering and some mistakes may not be reversible. Get it right the first time and things will be much easier!

We are offering three public Retirement Planning workshops this March on the 9th, 10th, and 12th. We will cover Medicare, Social Security, retirement income planning, and more.

PS Not happy with your Medicare Advantage Plan and need to make a change? We'll cover that too. This is your final opportunity ⏰. After March 31st, open enrollment closes and the Medicare Advantage plan you’re on is locked in for the rest of the year.

PUBLIC WORKSHOP DATES:

MONDAY, MARCH 9TH at 4:30 PM
IBEW LOCAL 99
22 AMFLEX DR, CRANSTON, RI

TUESDAY, MARCH 10TH at 6:00 PM
TEAMSTERS LOCAL 251
121 BRIGHTRIDGE AVE, EAST PROVIDENCE, RI

THURSDAY, MARCH 12TH at 6:00 PM
NEARI
99 BALD HILL RD, CRANSTON, RI

We look forward to seeing you there!

11/26/2025

Friends,

We recently passed the midpoint of Medicare Open Enrollment season, which began on October 15 and runs through December 7. Our team — Joe, John, and Dave — has been working tirelessly to help people navigate their options during this busy and important season.

Looking ahead, it’s important to understand that most Medicare Advantage plans will be undergoing significant changes in 2026 — and for the first time in many years, these changes are not positive ones. While each carrier’s changes will differ, they may include:

- Adjustments to premiums, co-pays, and deductibles
- Potential reductions or modifications to certain benefits
- Possible network changes that could affect access to care in the future*
- Prescription drug formulary changes which are a moving target which should be reviewed annually

These upcoming shifts make it essential for both new and existing beneficiaries to understand how future changes could impact them.

If you haven’t yet reviewed your plan, now is a great time — while there’s still a little breathing room before the December 7 deadline. A short conversation today can help ensure your plan continues to meet your needs in the upcoming year.

As always, we sincerely appreciate the trust and confidence you place in our team. We remain dedicated to helping you make informed choices and to supporting your ongoing retirement and healthcare goals.

Warm regards,

Bob Dumais - Principal, Legacy Benefit Advisors

Check out the original email here: https://conta.cc/49S9qrW

09/02/2025

This Labor Day, we thank the unions, their members, and their leaders for their hard work, dedication, and partnership that make a real difference every day. We're proud to work alongside you.

06/08/2025

Don't forget to sign up!!

This June we are offering our public Retirement Planning Workshops on 𝟰 𝘀𝗲𝗽𝗮𝗿𝗮𝘁𝗲 occasions, for your convenience. We know how important it is to have a solid plan for your retirement. Its never been easier to turn to Legacy Benefit Advisors for expert guidance.

Whether you are years away from retiring or already there, there are many questions about all stages of the retirement process. There are lots of decisions to be made at all stages, many of which have irreversible consequences.

LBA will help you:
✅ Select the best Medicare plan
✅ Decide your Social Security strategy
✅ Consolidate your "nest egg" and provide investment growth without risk
✅ Generate a steady, lasting income stream
✅ Provide a safety net for loved ones

Seating is limited. Sign up below so that we can save your seat! Pizza will be provided, and as always, family and friends are welcome to come.

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟭𝘁𝗵
12 PM @ LBA Office in Warwick, RI
Sign up here: https://www.eventbrite.com/e/1360387779469

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟭𝘁𝗵
6 PM @ LBA Office in Warwick, RI
Sign up here: https://www.eventbrite.com/e/1360428501269

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟴𝘁𝗵
6 PM @ AFSCME Office in Providence, RI
Sign up here: https://www.eventbrite.com/e/1365573139019

𝗧𝘂𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟮𝟰𝘁𝗵
6 PM @ NEARI Office in Cranston, RI
Sign up here: https://www.eventbrite.com/e/1365595846939

𝘗𝘚 𝘓𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳 𝘢 𝘸𝘰𝘳𝘬𝘴𝘩𝘰𝘱 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘨𝘳𝘰𝘶𝘱? 𝘓𝘦𝘵'𝘴 𝘤𝘰𝘯𝘯𝘦𝘤𝘵 𝘢𝘯𝘥 𝘱𝘭𝘢𝘯 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨.

05/24/2025

This June we are offering our public Retirement Planning Workshops on 𝟰 𝘀𝗲𝗽𝗮𝗿𝗮𝘁𝗲 occasions, for your convenience. We know how important it is to have a solid plan for your retirement. Its never been easier to turn to Legacy Benefit Advisors for expert guidance.

Whether you are years away from retiring or already there, there are many questions about all stages of the retirement process. There are lots of decisions to be made at all stages, many of which have irreversible consequences.

LBA will help you:
✅ Select the best Medicare plan
✅ Decide your Social Security strategy
✅ Consolidate your "nest egg" and provide investment growth without risk
✅ Generate a steady, lasting income stream
✅ Provide a safety net for loved ones

Seating is limited. Sign up below so that we can save your seat! Pizza will be provided, and as always, family and friends are welcome to come.

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟭𝘁𝗵
12 PM @ LBA Office in Warwick, RI
Sign up here: https://www.eventbrite.com/e/1360387779469

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟭𝘁𝗵
6 PM @ LBA Office in Warwick, RI
Sign up here: https://www.eventbrite.com/e/1360428501269

𝗪𝗲𝗱𝗻𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟭𝟴𝘁𝗵
6 PM @ AFSCME Office in Providence, RI
Sign up here: https://www.eventbrite.com/e/1365573139019

𝗧𝘂𝗲𝘀𝗱𝗮𝘆, 𝗝𝘂𝗻𝗲 𝟮𝟰𝘁𝗵
6 PM @ NEARI Office in Cranston, RI
Sign up here: https://www.eventbrite.com/e/1365595846939

𝘗𝘚 𝘓𝘰𝘰𝘬𝘪𝘯𝘨 𝘧𝘰𝘳 𝘢 𝘸𝘰𝘳𝘬𝘴𝘩𝘰𝘱 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘨𝘳𝘰𝘶𝘱? 𝘓𝘦𝘵'𝘴 𝘤𝘰𝘯𝘯𝘦𝘤𝘵 𝘢𝘯𝘥 𝘱𝘭𝘢𝘯 𝘴𝘰𝘮𝘦𝘵𝘩𝘪𝘯𝘨.

09/16/2024

Are you confident in navigating the retirement process?

Sign up for one of our two Retirement Planning Workshops on 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 at our office in Warwick, RI.

Sessions will be at 12PM and 6PM and refreshments will be served!

Whether you are years away from retiring or already there, there are many questions about the retirement process. There are lots of decisions to be made at all stages, many of which have irreversible consequences.

LBA will help you:
- Select the best Medicare plan
- Decide your Social Security strategy
- Consolidate your "nest egg" and provide investment growth without risk
- Generate a steady, lasting income stream
- Provide a safety net for loved ones

Seating is limited, so click below now to sign up for the 12PM session or the 6PM session!

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 𝗮𝘁 𝟭𝟮𝗣𝗠
https://www.eventbrite.com/e/1002821485057

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 𝗮𝘁 𝟲𝗣𝗠
https://www.eventbrite.com/e/1002831515057

08/29/2024

We're hosting two sessions of our Retirement Planning Workshops on 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 at our office in Warwick, RI.

Sessions will be at 12PM and 6PM and refreshments will be served!

Whether you are years away from retiring or already there, there are many questions about the retirement process. There are lots of decisions to be made at all stages, many of which have irreversible consequences.

LBA will help you:
- Select the best Medicare plan
- Decide your Social Security strategy
- Consolidate your "nest egg" and provide investment growth without risk
- Generate a steady, lasting income stream
- Provide a safety net for loved ones

Please share our invitation with anyone else that may need our help. Seating is limited, so click below now to sign up for the 12PM session or the 6PM session!

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 𝗮𝘁 𝟭𝟮𝗣𝗠
https://www.eventbrite.com/e/1002821485057

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟮𝟱𝘁𝗵 𝗮𝘁 𝟲𝗣𝗠
https://www.eventbrite.com/e/1002831515057

05/24/2024

Are you ready to retire? 🏖️️ 🌻

If you don't know, we can help you find out! 😎

Call us, message us, or visit our website! Our expert advisors will help you make a plan. You might be closer than you think!

Legacy Benefit Advisorss
401-868-1400
www.lbari.com

04/15/2024

We're hosting two sessions of our Retirement Planning Workshops on 𝗠𝗮𝘆 𝟭𝘀𝘁 at our office in Warwick, RI.

Sessions will be at 12PM and 6PM and pizza will be served!

Whether you are years away from retiring or already there, there are many questions about the retirement process. There are lots of decisions to be made at all stages, many of which have irreversible consequences.

LBA will help you:
- Select the best Medicare plan
- Decide your Social Security strategy
- Consolidate your "nest egg" and provide investment growth without risk
- Generate a steady, lasting income stream
- Provide a safety net for loved ones

Please share our invitation with anyone else that may need our help. Seating is limited, so click below now to sign up for the 12PM session or the 6PM session!

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗠𝗮𝘆 𝟭𝘀𝘁 𝗮𝘁 𝟭𝟮𝗣𝗠
https://www.eventbrite.com/e/868808628997

𝗖𝗹𝗶𝗰𝗸 𝗛𝗲𝗿𝗲 𝘁𝗼 𝗦𝗶𝗴𝗻 𝗨𝗽 𝗳𝗼𝗿 𝗠𝗮𝘆 𝟭𝘀𝘁 𝗮𝘁 𝟲𝗣𝗠
https://www.eventbrite.com/e/868822159467

12/19/2023

Ever thought about adding a MYGA to your investment strategy? 💰

Consider gifting yourself the financial security and excellent return of a Multi-Year Guaranteed Annuity (MYGA) this holiday season! 🎄🎁

MYGAs are a safe investment offering a guaranteed interest rate and protection during market volatility. 🔒 With yields currently approaching 6% for 3 to 5 year contracts, they are often called "CDs on steroids". 💉

In addition to the guaranteed return, the interest earned on a MYGA is tax-deferred until the end of the contract, allowing you to maximize your investment. 💸

Enjoy the gift of stability and a solid return!

📞 Call us at 401-868-1400 to learn more!

Address

275 West Natick Road Suite 450
Warwick, RI
02886

Telephone

+14018681400

Website

http://LBAri.com/

Alerts

Be the first to know and let us send you an email when Legacy Benefit Advisors posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Legacy Benefit Advisors:

Shortcuts

Want your business to be the top-listed Finance Company in Warwick?