LeAnne Francis - Ruoff Home Mortgage NMLS 904792

11/11/2025

Today, we honor the brave men and women who have served our country. Thank you for your service. 💙

11/07/2025

Every year, Veterans Day reminds us to pause and honor those who’ve served. But honoring veterans isn’t just about one day – it’s about what we do every day to support them. One of the most powerful tools available to veterans? The VA loan. It's built to recognize their service with unique benefits. Reach out today to learn more!

Veterans Day is right around the corner. It’s a great time to pause and reflect on not just those who have served, but also on how we can support them.

11/04/2025

Your service protected our home. Let us help you find yours. VA loans from Ruoff make homeownership easier for our heroes.

https://www.ruoff.com/loan-options/purchase/va

10/20/2025

10/09/2025

Mortgage rates are near a 3-year low and the average homeowner with a mortgage is sitting on over $175,000 in equity.

That’s a lot of untapped cash sitting in your home!

Here are 20 Smart Ways to use your Home Equity:

✅ Invest in the Market
✅ Home upgrades
✅ Payoff Bills
✅ Buy a Rental
✅ Pay for college
✅ Escrow issues
✅ Business funding
✅ Medical bills
✅ Emergency savings
✅ Energy-efficient upgrades
✅ Put in a Pool
✅ Retirement saving
✅ Wedding
✅ Buy a Vacation home
✅ Buy new home with the cash
✅ IRS/tax debt
✅ Legal expenses
✅ Family support (housing, care, etc.)
✅ Investment opportunities
✅ Buy land

10/09/2025

Buying your first home? Don’t wing it – plan it.

Here’s where to start:

· Talk to your loan officer (hi, that’s me!)
· Check your credit
· Save for your down payment
· Get pre-approved

Simple steps, big impact. The process can feel overwhelming – but you don’t have to figure it all out alone. Let’s walk through it together.

10/06/2025

Have you thought about refinancing lately? There are several different reasons refinancing could help improve your situation. Whether you’re in need of cash, are planning for retirement, your credit score has improved since you bought your house, or if your home needs any updates or repairs, refinancing can help you reach your goals. Call, text, or email me today to see how I can help!

10/01/2025

"I can afford this much house, right?"
It’s a question I hear all the time – but here’s the thing:
What you can afford and what feels right for your life aren’t always the same.
That’s why tools like Ruoff’s Affordability Calculator aren’t just helpful – they’re empowering. It gives you a clearer sense of your buying potential before you fall in love with a home that might stretch your comfort zone... or worse, miss out on one you could have comfortably pursued.
One couple I worked with recently thought they were shopping "safely" under budget. We ran the numbers together – and it turned out they could comfortably explore a bit more room (literally and financially). That small shift changed their options and their confidence.
It’s not just about numbers – it’s about peace of mind.
So, if you or someone you know is starting the home search, take five minutes to explore what’s possible with this calculator:
https://www.ruoff.com/calculators/Affordability
No pressure, no commitments – just clarity.

08/11/2025

Your dream home could be closer than you think! With gift funds from an eligible donor, you could cover part of your down payment. Just a few documents, and you’re one step closer to moving day!

07/02/2025

Ruoff Mortgage has been named the #1 Company in Customer Satisfaction by Experience.com! I'm incredibly proud to be part of a team that puts our clients first every step of the way. A huge thank-you to my amazing clients, your feedback means the world and helps us keep improving.

06/09/2025

According to ICE Mortgage Technology, the industry average clear to close time is 45 days. At Ruoff, our average is just 15 days. That’s 30 days faster, because we know when you're buying a home, every day counts!

05/28/2025

Did you know you can pay mortgage points upfront to lower your interest rate? It’s one way to save more in the long run, but it’s not for everyone. Let’s talk through your options!

www.leannefrancis.com