Jennifer Laird - Insurance Broker

10/15/2026

Annual Enrollment has officially begun. Call me today for a no cost/no obligation to enroll review today.

10/14/2026

IMPORTANT UPDATE: Social Security Benefits Will Increase 3.6% in 2027

The Social Security Administration has announced a 3.6% cost-of-living adjustment (COLA) for 2027, the largest increase in four years.

There is still one important piece of the puzzle we’re waiting on. Medicare Part B premiums and deductibles for 2027 have not yet been announced. Those figures are expected in November, and any increase in Part B premiums could offset some of the Social Security increase.

This is also a good reminder that Medicare’s Annual Enrollment Period begins October 15 and runs through December 7.

If you’re on Medicare, now is the time to sit down with a knowledgeable, licensed Medicare professional and review your coverage for next year.

Premiums, prescription drug costs, provider networks, and plan benefits can change significantly from one year to the next. A plan that worked well for you in 2026 may not be your best option in 2027.

The objective should always be to find the coverage that meets your healthcare needs at the lowest overall cost, not simply the plan with the lowest monthly premium.

Even if you have no intention of changing plans, an annual review is worth your time. You may find opportunities to save money, improve your coverage, or avoid an unexpected expense next year.

Source: Social Security Administration
https://www.ssa.gov/cola/

10/13/2026

United Healthcare patients, please be aware.

A message to our patients with UnitedHealthcare insurance plans:

Our current contract with UnitedHealthcare (UHC) ends Dec. 31, 2026. And we are in discussions with UnitedHealthcare, actively working toward a new agreement. However, if an agreement is not reached before Jan. 1, 2027, Mercy Health physicians, hospitals and care sites in Ohio will be considered out of network for patients covered by UHC.

For now, nothing changes. You should continue to see your Mercy Health physicians and care teams and keep any scheduled appointments.

Emergency care remains available regardless of network status. If Mercy Health becomes out-of-network with UHC, patients receiving ongoing care for certain chronic or complex conditions may qualify for Continuity of Care protections.

What you can do now:
To better understand your options and ensure your access to Mercy Health care, consider taking the following steps:
▪️ Call UnitedHealthcare at the number on the back of your insurance card to ask how your coverage could be affected.
▪️ Talk with your employer or benefits representative if you receive UHC coverage through work.
▪️ If you have a Medicare Advantage plan with UHC, you will have an opportunity to make a plan change during the Annual Enrollment Period, if necessary.
▪️ Visit https://www.mercy.com/UHCUpdates to learn more about your coverage options and ways to keep your Mercy Health care team in network.

At Mercy Health, we understand how important it is to continue receiving care from care teams you know and trust. We remain committed to reaching an agreement that protects access to affordable, high-quality care and we will continue to keep you informed.

10/13/2026

Annual Enrollment starts this Thursday, October 15th. Let me do all the hard work for you. Give me a call today for a no cost/no obligation plan review for 2027.

10/08/2026

This time of year seniors are overwhelmed with phone calls, mailers, texts, emails etc. all claiming to be Medicare agents. Please be cautious when giving any information over the phone. Even if the person claims to work for your currant insurance carrier it could be a scammer.

If you currently have an agent, always reach out to them with your concerns. If you do not have an agent, please call for a free consultation, and never an obligation to apply or enroll.

10/02/2026

Annual Enrollment Period starts on Thursday, October 15th and runs until Monday December 7th. Now is the time to schedule a free no cost/no obligation review with a licensed Medicare agent. We are here to make sure that you make the best informed decision for your 2027 benefits. Call me today!

09/29/2026

Annual Enrollment begins October 15-Dec 7th. Call for a free no cost/no obligation review for your 2027 benefits.

09/24/2026

Annual Enrollment is right around the corner. Give me a call today for a no cost/no obligation plan review.

09/11/2026

I’ll never forget what it felt like to be an American on September 11, 2001.

I was working in Cleveland when the news broke, and I’ll never forget the ride home—the deafening silence, and how our entire country would never be the same again.

We gathered with family and friends, watching the unimaginable unfold not knowing if there would be more attacks. We prayed together, checked on each other, and watched strangers help strangers. For a moment, nothing divided us. We were simply Americans—united as one.

Today, more than ever, we need to remember that feeling. We cannot let our differences divide us. We need to find our way back to the unity we all felt that day—to stand together as one nation, a united front that cannot be broken.

🇺🇸 Never forget the lives lost, the heroes who stepped forward, and the unity that brought us together.

07/17/2026