Extra Credit Union

Extra Credit Union Extra Credit Union is known for its heart to serve by offering help, guidance, counsel, and programs for the entire community.

We operate a full-service branch at our state-of-the-art headquarters in Warren and our newest location in Washington Township. At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.

UPDATE: This issue has been resolved, and our phone lines are back up and running. Thank you for your patience and under...
09/02/2026

UPDATE: This issue has been resolved, and our phone lines are back up and running. Thank you for your patience and understanding!

ATTENTION, MEMBERS! 🚨

Our phone system is currently down. If you need to reach us, please text us at (586) 276-3000 or use PAT (Personal Anytime Teller).

You can also access your account through Online Banking or the Extra Credit Union Mobile Banking App for your everyday banking needs.

We’re actively working to resolve the issue as quickly as possible. Thank you for your patience and understanding while we get things back up and running! 💛

ATTENTION, MEMBERS! 🚨Our phone system is currently down. If you need to reach us, please text us at (586) 276-3000 or us...
09/02/2026

ATTENTION, MEMBERS! 🚨

Our phone system is currently down. If you need to reach us, please text us at (586) 276-3000 or use PAT (Personal Anytime Teller).

You can also access your account through Online Banking or the Extra Credit Union Mobile Banking App for your everyday banking needs.

We’re actively working to resolve the issue as quickly as possible. Thank you for your patience and understanding while we get things back up and running! 💛

Educators, this one’s for you! 🍎💛Our School Employee Grant Program is here to help bring your classroom ideas to life. E...
09/02/2026

Educators, this one’s for you! 🍎💛

Our School Employee Grant Program is here to help bring your classroom ideas to life. Each year, Extra Credit Union awards $10,000 in grants, with individual grants of up to $2,000 for eligible school employees who are ECU members.

Whether you have a big classroom project in mind, need new learning materials, or want to create a unique experience for your students, we want to help make it happen.

📚 Applications are open through December 18!

Have an idea that could make a difference? Apply today and let’s bring it to life. 💛

https://www.extracreditunion.org/wp-content/uploads/2026/08/School-Employee-Grant-Application-2026.pdf

What a weekend at the Warren Birthday Bash! 🎉💛We had such a great time getting out in the community, seeing so many of o...
09/02/2026

What a weekend at the Warren Birthday Bash! 🎉💛

We had such a great time getting out in the community, seeing so many of our members and getting to know some new faces too!

At our booth, we had activity books, freebies, and even a mini golf game for everyone to enjoy! ⛳️📚🎉

We were also excited to sponsor the Kids Zone, where there were magic shows, LEGOs, and plenty of fun for the little ones. 🪄🧱✨

Thank you to everyone who stopped by to celebrate with us. We had so much fun and loved being part of such a fun weekend in Warren! 💛

Labor Day is coming! 💛Just a reminder that Extra Credit Union will be closed Saturday, September 5 and Monday, September...
09/01/2026

Labor Day is coming! 💛

Just a reminder that Extra Credit Union will be closed Saturday, September 5 and Monday, September 7 in observance of Labor Day.

Need to stop in or take care of something in person? Hurry in and get what you need over the next few days before the holiday weekend!

We’ll be back and ready to serve you on Tuesday, September 8!

Summer may be winding down, but there’s still time to make the most of it. ☀️One more trip. One more project. One more w...
09/01/2026

Summer may be winding down, but there’s still time to make the most of it. ☀️

One more trip. One more project. One more weekend to remember.

If your summer plans cost a little more than expected, our HOT Summer Loan can help give you the flexibility to finish the season strong.

💛Summer isn't over yet. Make the most of it.

08/31/2026

We received so many thoughtful reviews from our members in August, and we wanted to highlight a few. 💛
Thank you to everyone who took the time to share your experience with us. Your feedback means so much and helps us continue to grow.

Ready to take on a little savings challenge? 💰Save $2 a day for 30 days and you’ll have $60 saved! 🙌Print out the tracke...
08/29/2026

Ready to take on a little savings challenge? 💰

Save $2 a day for 30 days and you’ll have $60 saved! 🙌

Print out the tracker, keep it somewhere you’ll see it every day, and check off each day as you save. It’s a simple way to practice saving toward a goal.

Have fun with it, and remember, small steps can add up! 💛

Want to start building your savings habits? Our Youth Savings and FUTURITY accounts are here to help you get started.

08/27/2026

This... and so much more. 💛

Learning to save. Earning rewards for good grades. Getting your first debit card. Building financial confidence. Those little moments add up to lifelong money habits.

Our FUTURITY and Youth Savings accounts are designed to grow with you, helping you build a strong financial foundation one milestone at a time.

What's the first thing you remember saving up for? Tell us in the comments! ⬇️

08/26/2026

What a week at the Armada Fair! 🎡💛

This was such a fun fair to be part of, and there truly was something for everyone! From animals and artwork to history displays, rides, games, and plenty of yummy food, there was always something to see and enjoy.

We loved being part of such a big community event and, most of all, getting to talk with and meet so many of you. Everyone we met was so happy to be there, and it made the week even more special for our team!

Thank you to everyone who stopped by the Extra Credit Union booth to say hi, grab a freebie, or simply chat with us. We loved seeing you! 💛

Until next time, Armada! 🎠



We do not own the rights to this music.

Address

6611 Chicago Road
Warren, MI
48092

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 11am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm

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