Extra Credit Union

Extra Credit Union Extra Credit Union is known for its heart to serve by offering help, guidance, counsel, and programs for the entire community.

We operate a full-service branch at our state-of-the-art headquarters in Warren and our newest location in Washington Township. At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.

Some days it feels like you’re carrying everything at once, bills, responsibilities, and trying to keep it all together....
06/02/2026

Some days it feels like you’re carrying everything at once, bills, responsibilities, and trying to keep it all together.

If money stress has been weighing on you, you’re not alone. A lot of people are quietly feeling the same way.

That’s why we offer the Life Happens Loan, designed to help you manage unexpected expenses and simplify things when life gets overwhelming. We’re here to help, one step at a time.

Your next chapter starts now 📚✨The Continuing Education Scholarship is here to support members pursuing college, trade s...
06/01/2026

Your next chapter starts now 📚✨

The Continuing Education Scholarship is here to support members pursuing college, trade school, certification programs, career training, and more because learning doesn’t stop after high school. 💚

We’re awarding up to five scholarships totaling $5,000 to nontraditional students and individuals returning to school after a hiatus.

To apply, applicants must:
✔️ Be an Extra Credit Union member
✔️ Be enrolled at an accredited college, university, trade, or vocational school
✔️ Plan to attend at least part-time (6 credit hours)

Your application portfolio should include:
📄 Two recent letters of recommendation
📄 Resumé
📄 250-500 word essay
📄 Community and/or school involvement list
📄 Completed application

Essay topic:
“What difference do you want to make in the world and how does your career choice help you make a difference in the world?” ✨

No matter where your journey takes you, we’re here to help you move forward with confidence.

Applications are open now through June 30, 2026.

With everything going on with the economy right now, it’s normal to feel a little uncertain about your finances.A lot of...
05/29/2026

With everything going on with the economy right now, it’s normal to feel a little uncertain about your finances.

A lot of people are holding off on decisions, especially when it comes to anything beyond the basics.

That’s where having a plan can help.

Through GreenPath, our members have access to free financial counseling to help you build a plan for both the things you need and the things you want.

Because when you have clarity, those “maybe someday” moments can start to feel a little more possible.

We’re here when you’re ready. 💛

Summer plans, weekend getaways, time on the water—whatever “enjoying life” looks like for you, it doesn’t have to stay a...
05/28/2026

Summer plans, weekend getaways, time on the water—whatever “enjoying life” looks like for you, it doesn’t have to stay a someday idea.

With the right planning, you can make space for the things you’ve been looking forward to while still feeling financially confident.

Whether it’s this summer or sometime down the road, we’re here to help you create a plan that makes sense for you.

We’re here to help you do it the right way. 💛

Did you catch us at Center Line Public Library Storytime? 📚💛We recently visited and read “How Do You Spend”, an MCUF-sup...
05/27/2026

Did you catch us at Center Line Public Library Storytime? 📚💛

We recently visited and read “How Do You Spend”, an MCUF-supported Money Smart Kids Read book for April.

After the story, each child received two carrot cut-outs they can redeem for Extra Credit Union swag 🥕—a fun way to bring early money lessons to life!

We love creating moments like this that make financial education fun from the very start. 💛

05/26/2026

Exploring new places, weekends at the lake, camping trips, and more time with the people you love. Sometimes the best memories come from the simple moments.

And while those plans can feel like “maybe someday,” recreational vehicle financing can help make them feel a little more within reach.

Whether you’re thinking about an RV, camper, boat, or another way to enjoy the season more, come talk with us at Extra Credit Union and let us help you make those summer plans real. 💛

05/25/2026

❌ Myth busted! Feeling unsure about a financial decision does not mean you are unprepared. Most people second guess themselves when it comes to money, especially with big decisions. Sometimes the best thing you can do is ask questions, talk through your options, and get support from someone you trust. That is exactly what we are here for at Extra Credit Union.

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country. 🇺🇸Wishing everyone...
05/25/2026

Today, we remember and honor the brave men and women who made the ultimate sacrifice for our country. 🇺🇸

Wishing everyone a safe and meaningful Memorial Day as we take time to reflect, remember, and appreciate those who served. 💙

Please remember that all Extra Credit Union branches are closed today. We will reopen tomorrow, Tuesday, May 26, with regular business hours from 9 AM to 5 PM.

05/23/2026

Being a member of Extra Credit Union means more than access to financial products.

It means having support when you need guidance, clarity, or help understanding your options.

From first credit cards to financial counseling through our free GreenPath Financial Wellness program, we’re here to help you feel more confident with your money at every stage.

Because you don’t have to figure it all out alone. 💛

Address

6611 Chicago Road
Warren, MI
48092

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 11am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm

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