Extra Credit Union

Extra Credit Union Extra Credit Union is known for its heart to serve by offering help, guidance, counsel, and programs for the entire community.

We operate a full-service branch at our state-of-the-art headquarters in Warren and our newest location in Washington Township. At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.

06/25/2026

What do you want your POV to be this summer? ☀️

Road trips. Lake days. Time outdoors. Weekends away. Making memories with the people you care about most. This could be your summer.

At Extra Credit Union, our Recreational Vehicle Loans can help make those plans feel more possible, so you can enjoy life while still planning responsibly. 💛



We do not own the rights to this music.

Heads Up, Members! ⚠️🛠️We’ll be performing a scheduled system update on Sunday, June 28, from 12 AM to 9 AM to help keep...
06/24/2026

Heads Up, Members! ⚠️🛠️

We’ll be performing a scheduled system update on Sunday, June 28, from 12 AM to 9 AM to help keep your banking secure and running smoothly.

Services temporarily unavailable:
- ATMs
- Online Banking
- Mobile Banking
- Audio Banking
Please plan ahead if you need to complete any urgent transactions during this time.

Thanks for your patience as we continue improving your Extra Credit Union experience! ✨

Congratulations to Elijah R. for earning $2,000 through our Richard J. Spence Scholarship! 🎓 Elijah graduated from Cass ...
06/24/2026

Congratulations to Elijah R. for earning $2,000 through our Richard J. Spence Scholarship! 🎓

Elijah graduated from Cass Technical High School and will be attending Morehouse College to study Forensic Accounting.

We wish you all the best in this exciting next chapter. Great job, Elijah! 🎉📚✨

Life isn’t meant to be all responsibilities. It’s also meant for road trips, lake days, camping weekends, and making mem...
06/23/2026

Life isn’t meant to be all responsibilities.

It’s also meant for road trips, lake days, camping weekends, and making memories with the people you care about.

At Extra Credit Union, we believe financial wellness includes enjoying your life too. Our Recreational Vehicle Loans can help you finance the RV, camper, or summer adventure you’ve been dreaming about, so you can plan responsibly and still enjoy the moment.

Because when you prepare ahead, you get to enjoy life with more confidence and less stress.

Heads Up, Members! ⚠️🛠️We’ll be performing a scheduled system update on Thursday, June 25, from 8 PM to 10 PM to help ke...
06/22/2026

Heads Up, Members! ⚠️🛠️

We’ll be performing a scheduled system update on Thursday, June 25, from 8 PM to 10 PM to help keep your banking secure and running smoothly.

Services temporarily unavailable:
- ATMs
- Online Banking
- Mobile Banking
- Audio Banking

Please plan ahead if you need to complete any urgent transactions during this time.
Thanks for your patience as we continue improving your Extra Credit Union experience! ✨

06/22/2026

✅ Truth revealed! Budgeting is not about saying "no" to everything you enjoy. It is about having a plan for your money so you can spend with more confidence and less stress. When you know where your money is going, it becomes easier to prepare for the future, enjoy the present, and feel in control of your finances.

Your next chapter starts now 📚✨The Continuing Education Scholarship is here to support members pursuing college, trade s...
06/22/2026

Your next chapter starts now 📚✨

The Continuing Education Scholarship is here to support members pursuing college, trade school, certification programs, career training, and more because learning doesn’t stop after high school. 💚

We’re awarding up to five scholarships totaling $5,000 to nontraditional students and individuals returning to school after a hiatus.

To apply, applicants must:
✔️ Be an Extra Credit Union member
✔️ Be enrolled at an accredited college, university, trade, or vocational school
✔️ Plan to attend at least part-time (6 credit hours)

Your application portfolio should include:
📄 Two recent letters of recommendation
📄 Resumé
📄 250-500 word essay
📄 Community and/or school involvement list
📄 Completed application

Essay topic:
“What difference do you want to make in the world and how does your career choice help you make a difference in the world?” ✨

No matter where your journey takes you, we’re here to help you move forward with confidence.

Applications are open now through June 30, 2026.

06/21/2026

Financial Advice From Father Figures 💛

Some of the most valuable financial lessons don't come from a textbook. They come from the people who take the time to teach, guide, and lead by example.

Whether it's learning the importance of saving, planning ahead, or building good financial habits, the advice we receive from father figures can stay with us for a lifetime.

Today, we're sharing some of the best financial advice our team has received from the father figures in their lives.

To all the father figures carrying responsibility for others, we see you. 💛

Happy Father's Day.



We do not own the rights to this music.

Not every urgent message is real. ⚠️Scammers may pretend to be trusted organizations to gain access to your personal and...
06/19/2026

Not every urgent message is real. ⚠️

Scammers may pretend to be trusted organizations to gain access to your personal and banking information. Always verify before responding to unexpected calls, texts, or emails.

Extra Credit Union will never ask for your password, secure access codes, or full login information. 🔒 If something feels off, you can always contact us directly to confirm.

Address

6611 Chicago Road
Warren, MI
48092

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 11am - 5pm
Thursday 9am - 5pm
Friday 9am - 6pm

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