Michael Miranda - NMLS ID 408606 - Mortgage Area Sales Manager

12/30/2024

Share this article with all the young people in your life. The best time to start working on their credit history is now.

Start working on building a strong credit history now, so that it’s there when you need it in the future.

12/27/2024

What do you like better? Points or cash back credit card rewards. Learn how to choose the optimal rewards program for your needs.

Thinking about credit card rewards? Find out whether points or cash back is better for you. Learn how to choose the optimal rewards program for your needs.

12/26/2024

Closing costs can have a significant impact on your financials at the end of your real estate deal! My goal is to keep you updated on what to expect, giving you a smoother, less stressful closing.

Closing costs can come as a surprise when buying a house. Learn what they are, how they are calculated, and what to expect when closing on a mortgage.

12/23/2024

As we celebrate the season, my wish for you is peace, joy and prosperity throughout the coming year. When it comes to matters of the home, I'm here to help make your goals happen.

Wishing happy holidays to you and yours.

Michael Miranda
+19082086038

12/23/2024

Checking your bank account regularly may help you avoid overdraft fees, track your financial progress, and prevent fraud.

Discover how often you should check your bank account to prevent fraud and avoid fees. Prioritize financial security and awareness with expert tips.

12/19/2024

This article has some great FAQs about PMI. As always, please give me a call if you have any questions! +19082086038

Private mortgage insurance (or PMI) is often used as protection for the lender in case they are unable to make their mortgage payments

12/18/2024

Worth the read...PNC economists provide insight into key indicators like the Consumer Confidence Index, Manufacturing, and Construction that may have an impact on current business performance and the path ahead.

Get insight from PNC economists into how current economic conditions may affect your business, now and in the months to come.

12/16/2024

The Free Application for Federal Student Aid (FAFSA®) is an important first step to securing financial aid. Learn about the eligibility criteria, required documents, and important deadlines.

Discover how the FAFSA can help secure financial aid for college. Learn about the eligibility criteria, required documents, and important deadlines.

12/13/2024

A quick read about actions you can take to focus on your financial well-being during market downturns.

During periods of market volatility, investors should avoid panicking. Market downturns are often followed by sustained recovery. Actions investors can take to protect their financial well-being include reviewing holdings for outsized risk exposure, rebalancing, dollar cost averaging, tax loss harve...

12/10/2024

Most of us understand how inflation impacts our pocketbook, but this PNC Insights article dives deeper into how it effects our savings and includes some ways to protect your financial stability.

Understand the impact of inflation on your savings and learn ways to protect your financial stability. Stay informed and keep your hard-earned money secure.

12/09/2024

Ensure you're not overpaying for home insurance. Many homeowners like to review their policies with an insurance agent annually to ensure they’re still getting adequate coverage at the best price.

Ensure you're not overpaying for home insurance. Our insights help you trim unnecessary costs and secure the coverage you need affordably.