Chartered Financial Services, LLC

10/16/2026

Not all heroes wear capes.
Some just click "Report Phishing" and carry on with their day. 😂

10/15/2026

🎃 The Halloween season is officially underway!

This marked our first Trunk or Treat of the year. Emma dressed as Sleeping Beauty, Olivia was Elsa, and there was no shortage of candy, costumes, and fall fun.

We're excited for the upcoming events and all the memories that come with this special time of year. Hope everyone is enjoying the season as much as we are! 🍁👑🍬

10/14/2026

💧🍂 Did you know that 696 million people around the world still lack access to clean water? Access to clean water can improve health, increase school attendance, create economic opportunities, and empower women and children.

That's why Chartered Financial Services is proud to support charity: water, an organization that has helped bring clean water to more than 21.6 million people through over 209,000 projects worldwide.

Learn more about the causes we proudly support: https://cfs-planning.com/philanthropy/

10/13/2026

What happens to your IRA when you pass away?

The rules for inherited IRAs changed significantly after the SECURE Act, and those changes could impact your beneficiaries and their tax obligations.

In this video, we cover the 10-year rule, spousal vs. non-spousal beneficiaries, and why keeping your beneficiary designations updated is so important.

🎥 Watch now to learn more.

What happens to your IRA when you pass away? And how have the rules...

10/12/2026

We're proud to share that John and Nina are attending this year's MDRT Top of the Table event in beautiful Terranea, California.

John has been a member of MDRT for 22 years and has qualified for the prestigious Top of the Table distinction for the last eight consecutive years. This event brings together some of the most accomplished financial professionals from around the world to exchange ideas, insights, and best practices.

From educational sessions and networking opportunities to memorable moments like the annual fun run and stunning California sunsets, it's been an incredible week of learning and connection.

Congratulations, John and Nina, on representing Chartered Financial Services among the industry's best!

10/09/2026

POV: Your coworker has known you since birth. 😂❤️

10/06/2026

Claiming Social Security at 62 isn't always a mistake, and waiting until 70 isn't always the right move. 📊 Read the blog to explore the factors that can help guide this important retirement decision.

There is no "right" age to take Social Security — just the right age for you and your individual situation.

10/01/2026

October is Financial Planning Month, a great reminder to take a step back and evaluate whether your financial strategy is aligned with your goals. From retirement and investment planning to managing life's transitions, having a plan in place can help provide clarity and direction.

Learn more about our personalized financial planning approach: https://cfs-planning.com/financial-planning/

09/25/2026

Wondering how your 401(k) stacks up? Learn how millennial retirement savings compare and explore strategies that may help you stay on track for the future.

Read the blog to learn more. 📈

Millennials are closing the retirement-savings gap with older generations, but the headline averages mask how far behind many still are.

09/25/2026

🚨 Missing this Medicare deadline could cost you.
Medicare enrollment isn't something you want to put off. Watch this quick explanation of when penalties may apply and why timing matters.

Save this for future reference. ✅