Emeritus Wealth

03/03/2023

Understanding your sources of income, government benefits you may be eligible for, and potential tax implications including social security is all the more prescient now.

That's exactly where we can be of service, to ensure a stable financial future for you and your family.

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03/02/2023

Savings expectations for a comfortable retirement increased 10 percent to $1.04 million in 2021.

Do you feel prepared to live out a prosperous retirement in this inflated market?

Speaking to a financial advisor can help.

03/01/2023

When you retire, you’ll likely fund your lifestyle with some combination of Social Security, withdrawals from retirement accounts and personal savings.

If you're still uncertain on any of these elements, Emeritus Wealth can help.

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02/28/2023

The rate of withdrawal is the amount you withdraw from your retirement savings each year to pay for various expenses. Two retirement risks associated with your withdrawal rate are:

1) Withdrawing too much from savings each year. This can leave you with limited funds later in life.

2) Withdrawing money from your savings immediately following a down market. This can compound issues associated with poor market returns.

02/27/2023

02/22/2023

In addition to changing your asset allocation mix at different points in your life, you may also need to rebalance your existing asset allocation strategy at different points as well.

An ignored portfolio can quickly become unbalanced, no longer reflecting your goals or personal risk profile.

This is exactly where Emeritus Wealth can help.

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02/21/2023

An annuity provides you with a regular guaranteed income in retirement.

An immediate annuity may be an option for someone who has available assets that can be used for the lump-sum purchase payment.

Keep in mind that once you purchase an immediate annuity, you no longer have access to your lump sum.

02/20/2023

"I see retirement as just another of these reinventions, another chance to do new things and to be a new version of myself".

- Walt Mossberg

02/17/2023

Some financial mistakes you’ll make in the future will be big. Others will be small. And still others fall somewhere in between. But regardless of the size of a mistake, all mistakes can have an impact on your long-term financial strategies to one extent or another.

We're here to help 👉 https://bit.ly/3inNw7w

02/16/2023

Social Security spousal benefits may be available for current spouses, widowed spouses and ex-spouses. Even spouses who have never worked under Social Security may be eligible to receive benefits if they are at least 62 years old and their spouse is receiving or eligible for retirement or disability benefits.

02/15/2023

In short, asset allocation is simply how you divide your money among different
asset classes.

The amount of money that you’ll want to allocate to each asset class depends on your individual circumstances, both financial and personal, as well as your short-term and long-term goals.