Tonya Acree- Mortgage Banker

Tonya Acree- Mortgage Banker Loan Officer
NMLS #583512
Licensed in GA #64043

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New American Funding
Corp NMLS 6606
Equal Housing Lender

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan...
09/02/2026

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan options, and next steps can help you house hunt with confidence. ✨

Ready to start your journey from renter to homeowner? Let’s talk! 💙

Think the housing market has come to a standstill? Think again. While the pace of the market has changed in some areas, ...
08/21/2026

Think the housing market has come to a standstill? Think again.

While the pace of the market has changed in some areas, homes are still being bought and sold every single day. 🔑

More than 4 million homes are expected to sell this year, which means thousands of buyers are finding the right opportunity every day.

✨ The market may look different, but opportunity is still available.

✨ More homes can mean more choices.

✨ More flexibility can help you find a home that fits your goals.

The right time to start exploring your options is when you’re prepared, not when you feel pressured.

📲 Ready to see what opportunities are available in today’s market? Let’s start the conversation and help you plan your next move.

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the F...
08/19/2026

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the Fed's every move. In reality, multiple factors influence the rate you see, creating a market with more flexibility than you might think. This shift means it's the perfect time to find a home loan tailored to your budget.

Ready to see what's possible? Send me a DM to connect & we can break it all down for you! 📲

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending...
08/14/2026

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending on your goals, solutions like a cash-out refinance or HELOC (Home Equity Line of Credit) may help you consolidate higher-interest debt into a more manageable payment. Every situation is different, so it's important to review your options with a trusted mortgage professional before making a decision. 🏡

Let's explore whether your home can help support your financial goals. Send me a message to get started! 📩

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and ...
08/07/2026

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and Freddie Mac's Limited Review process will officially be retired.

What does that mean? 🤔 Condo financing guidelines are changing, and some transactions may require additional documentation or a different review process before a loan can move forward.

If you're thinking about buying or refinancing a condo, don't let the changes catch you by surprise. Working with an experienced mortgage professional can help you understand how these updates may affect your homeownership goals.

🏡 Have questions about buying a condo? Let's connect and make sure you're prepared for what's ahead!

If you've been waiting for the right time to buy a home, this could be the opportunity you've been hoping for. 📈 Homebuy...
08/06/2026

If you've been waiting for the right time to buy a home, this could be the opportunity you've been hoping for. 📈

Homebuyers now have more than 1.1 million homes to choose from, giving you more options than we've seen in years. That means less pressure to rush, more opportunities to compare homes, and a better chance to find one that truly fits your lifestyle and budget.

A larger selection can also mean stronger negotiating power, making today's market more favorable for many buyers.

At New American Funding, we're here to help you understand your financing options and confidently navigate every step of the homebuying journey. 🤝

📩 Ready to explore what's available? Let's connect and create a plan that works for you!

The market is changing, and buyers are gaining more negotiating power. 🏡 For the first time in years, many housing marke...
07/23/2026

The market is changing, and buyers are gaining more negotiating power. 🏡

For the first time in years, many housing markets have more sellers than buyers. That means you may have more homes to choose from and a better chance to negotiate on price, repairs, closing costs, or other seller concessions. 🙌 The key is knowing which opportunities make sense for your situation. With the right mortgage strategy and a strong real estate team, you can take advantage of today's more buyer-friendly market. 📩 Thinking about buying a home? Let's talk about what's possible and create a plan that fits your budget.

Thinking about applying for an FHA loan? A little preparation today can help make the homebuying process smoother tomorr...
07/17/2026

Thinking about applying for an FHA loan? A little preparation today can help make the homebuying process smoother tomorrow. Here are five simple ways to strengthen your application:

✅ Improve your credit score before applying.

✅ Pay down debt to improve your financial picture.

✅ Stabilize your income before applying for a mortgage.

✅ Know how much home you can comfortably afford.

✅ Don't give up if you're not approved right away. There may be steps you can take to qualify later.

Every homebuyer's journey is different, and I'm here to help you understand your options every step of the way. 📲 Let's connect and create a plan that's right for you!

Address

Warner Robins, GA
31088

Telephone

+14789724047

Website

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