Tonya Acree- Mortgage Banker

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Tonya Acree- Mortgage Banker Loan Officer
NMLS #583512
Licensed in GA #64043

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New American Funding
Corp NMLS 6606
Equal Housing Lender

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you ma...
10/07/2026

Your home equity could be a powerful financial tool. 🏡💰 From home improvements to paying down high-interest debt, you may have more options than you realize. I’m here to help you explore them! Let’s chat. 📲

Waiting for rates to drop sounds simple, but there’s no guarantee they will. As a loan officer, I want you to know that ...
10/06/2026

Waiting for rates to drop sounds simple, but there’s no guarantee they will.

As a loan officer, I want you to know that you don’t have to make a decision based on a rate alone. Your income, budget, home price, loan options, and long-term goals all matter. 📊

Before you press pause on buying, let’s look at the numbers together and see what options may fit your budget today.

“I’ll never qualify for a home.”It’s a thought many potential homebuyers have, but assumptions can sometimes keep you fr...
09/04/2026

“I’ll never qualify for a home.”
It’s a thought many potential homebuyers have, but assumptions can sometimes keep you from exploring what may be possible. 🏠
Your income, credit, assets, and overall financial situation all play a role. That’s why talking with a mortgage professional can help you better understand your options and next steps. 💙
🔑 Don’t let uncertainty stop you from asking the question. Reach out today and let’s explore your path toward homeownership!

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan...
09/02/2026

Buying your first home can feel overwhelming, but you don’t have to figure it out alone! Understanding your budget, loan options, and next steps can help you house hunt with confidence. ✨

Ready to start your journey from renter to homeowner? Let’s talk! 💙

Think the housing market has come to a standstill? Think again. While the pace of the market has changed in some areas, ...
08/21/2026

Think the housing market has come to a standstill? Think again.

While the pace of the market has changed in some areas, homes are still being bought and sold every single day. 🔑

More than 4 million homes are expected to sell this year, which means thousands of buyers are finding the right opportunity every day.

✨ The market may look different, but opportunity is still available.

✨ More homes can mean more choices.

✨ More flexibility can help you find a home that fits your goals.

The right time to start exploring your options is when you’re prepared, not when you feel pressured.

📲 Ready to see what opportunities are available in today’s market? Let’s start the conversation and help you plan your next move.

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the F...
08/19/2026

The news about the Fed doesn't tell the whole story! 💡 It's a common myth that mortgage rates automatically follow the Fed's every move. In reality, multiple factors influence the rate you see, creating a market with more flexibility than you might think. This shift means it's the perfect time to find a home loan tailored to your budget.

Ready to see what's possible? Send me a DM to connect & we can break it all down for you! 📲

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending...
08/14/2026

Feeling overwhelmed by debt? If you're a homeowner, your home equity may offer options you haven't considered. Depending on your goals, solutions like a cash-out refinance or HELOC (Home Equity Line of Credit) may help you consolidate higher-interest debt into a more manageable payment. Every situation is different, so it's important to review your options with a trusted mortgage professional before making a decision. 🏡

Let's explore whether your home can help support your financial goals. Send me a message to get started! 📩

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and ...
08/07/2026

Big updates are coming for condo financing! Starting with applications taken on or after August 3, 2026, Fannie Mae and Freddie Mac's Limited Review process will officially be retired.

What does that mean? 🤔 Condo financing guidelines are changing, and some transactions may require additional documentation or a different review process before a loan can move forward.

If you're thinking about buying or refinancing a condo, don't let the changes catch you by surprise. Working with an experienced mortgage professional can help you understand how these updates may affect your homeownership goals.

🏡 Have questions about buying a condo? Let's connect and make sure you're prepared for what's ahead!

If you've been waiting for the right time to buy a home, this could be the opportunity you've been hoping for. 📈 Homebuy...
08/06/2026

If you've been waiting for the right time to buy a home, this could be the opportunity you've been hoping for. 📈

Homebuyers now have more than 1.1 million homes to choose from, giving you more options than we've seen in years. That means less pressure to rush, more opportunities to compare homes, and a better chance to find one that truly fits your lifestyle and budget.

A larger selection can also mean stronger negotiating power, making today's market more favorable for many buyers.

At New American Funding, we're here to help you understand your financing options and confidently navigate every step of the homebuying journey. 🤝

📩 Ready to explore what's available? Let's connect and create a plan that works for you!

Address

Warner Robins, GA
31088

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