The Hamlin Group

08/17/2026

🏡 AGENTS — come see us next Wednesday! 🏡

Join us for an Agent Open House at
📍 100 Georgia Dean St., Warner Robins, GA
📅 Wednesday, August 19
⏰ 11 AM–1 PM

Come tour this beautiful home, grab lunch & dessert, and give us your feedback for a chance to win some AMAZING prizes! 🎉

🎁 $150 Dovetail Gift Certificate
🎁 Turtlebox Ranger

A huge THANK YOU to our sponsors for helping us make this one extra fun: Assurance Financial – Kim Hamlin
The Fricks Law Firm
State Farm – Andy Thomas!

And yes… that grass really IS that green. 🌱😍 No AI and no filter!

Agents, mark your calendars and come see us! We’d love to have you!

Hosted by:
Stacey Edwards and Alex Rooks
Realtors with Southern Classic Realtors

GeorgiaRealEstate

08/08/2026

Our team had the honor of being a sponsor for the Annual Central Georgia Board of Realtors Casino Night last night! This year the funds raised went towards Sisters of Faith and FOPAS. Both very worthy causes in our community!
Thank you to the wonderful committee who worked months to put this event together! We appreciate everything!
See you next year!
Kim Hamlin, NMLS #1502078
Amber Popham - Assurance Financial
Amber Williams, Mortgage Enthusiast

06/03/2026

Our team was privileged to provide dinner for families residing at the Ronald McDonald House in Macon, Georgia, whose children are receiving care in the NICU. This is the 3rd year of an annual event for us that we look forward to each year!
Thank you to the Talisha Alligood, Realtor with Southern Classic Realtors for continuing to coordinate this important mission.
Amber Popham - Assurance Financial
Amber Williams, Mortgage Enthusiast
Kim Hamlin, NMLS #1502078

03/17/2026

12/11/2025

We had a wonderful time at the Middle Georgia Association of Realtors Gala this evening! Congratulations to the newly appointed board members! 🤩

12/06/2025

🏠 Great news for homebuyers! 🎉

Conforming loan limits are increasing to $832,750! If you're planning a home purchase next year, now’s a great time to explore your options. Contact our team today! 🙌

12/02/2025

For Conventional loans!

Fannie Mae just announced a major update that could expand access to homeownership for many borrowers.

Effective November 16, 2025, the 620 minimum credit score requirement for Desktop Underwriter (DU) loans has been removed. Instead of relying on a single number, DU will now evaluate a borrower’s overall financial profile.

What this means in practice:
• More flexibility for borrowers with limited or “thin” credit
Applicants who previously fell below 620 may now qualify if they show strength in other areas.

• A more holistic underwriting approach
DU will weigh income, assets, payment history, debt-to-income ratio, and broader financial behavior—rather than a score alone.

• Compensating factors still matter
Stronger reserves, lower DTI, and higher down payments remain key in offsetting lower credit scores.

• Credit issues still carry weight
Recent late payments or collections can still impact approval.

• Manual underwriting remains unchanged
Manually underwritten loans may still require a 620 score.

Additional DU Updates
• Second homes & investment properties:
The 720 score requirement for borrowers with 7–10 financed properties has been removed.

• Non-traditional credit:
DU no longer requires a credit score or homebuyer education when qualifying with nontraditional credit documentation.

These updates signal a continued shift toward more inclusive, real-world evaluations of a borrower’s financial readiness. If you have questions about how these changes could affect home financing options, we are always happy to help. 🏡