Shannon Katz, NMLS # 1170312

Shannon Katz, NMLS # 1170312 Contact me today to help you find the perfect home loan!

Shannon Katz, NMLS #1170312
Georgia Residential Mortgage Licensee | GA NMLS #29500
Equal Housing Lender
Stockton Mortgage NMLS #8259
88 C Michael Davenport Blvd
Frankfort, KY 40601
Stockton Mortgage GA License #50873
Privacy Policy: https://stockton.com/privacy-policy/

Thinking about buying a home but holding off because of interest rates?Let Rocket Mortgage help make it more affordable!...
03/18/2026

Thinking about buying a home but holding off because of interest rates?

Let Rocket Mortgage help make it more affordable! We’re offering a 1% temporary rate buydown for the first year, which could significantly lower your monthly payment.

Worried your credit score might not be high enough?
No problem! We can start with a soft credit pull so there’s no impact to your score to see where you stand.

Need help improving your credit?
Rocket Mortgage also provides access to free credit experts who will work with you to create a personalized plan to boost your score.

The first step is simply getting started and I’m here to help guide you every step of the way.

Call me today: 478-244-5513
Shannon Katz | Local Loan Officer
NMLS #1170312

Thinking about buying a new construction home?Rocket Mortgage may be able to help make your purchase more affordable! Wi...
03/12/2026

Thinking about buying a new construction home?

Rocket Mortgage may be able to help make your purchase more affordable! With our 1% lender credit, you can use it toward closing costs or to buy down your interest rate.

Every little bit helps when buying a home, and this can mean real savings at closing or a lower monthly payment.

Call Shannon Katz today to learn more: 478-244-5513

Take advantage of $7,500 in builder incentives plus my exclusive lender credit of 1% of your loan amount!Check out the b...
02/20/2026

Take advantage of $7,500 in builder incentives plus my exclusive lender credit of 1% of your loan amount!

Check out the beautiful CMD Homes available now and let’s get you pre-approved today!

📞 Call or text: 478-244-5513
🏦 NMLS #1170312

01/01/2026

Is buying a home one of your goals for 2026? 🏡

If so, let’s start planning now!

I can help you put a personalized plan in place, including:
✅ Soft credit pull (no impact to your credit score)
✅ Payment options
✅ Closing costs
✅ Clear steps to get you home-ready

Let’s work together and make your homeownership goal a reality in 2026!

Call me @478-244-5513. Email:[email protected]
NMLS # 1170312


Nmls #3030.

10/24/2025

🏡 Mortgage Market Update – Keeping It Real (and Slightly Funny 😅)

Well, it looks like we’re ending the week right where we started — rate sheets are chillin’ and mortgage bonds are basically flat. The big headline this week was the CPI inflation report, and since that’s behind us, it’s pretty quiet out there (unless you’re super into consumer sentiment data… no judgment 🤓).

CPI came in slightly softer than expected — headline inflation landed at 3.0% vs. 3.1% forecasted (up just a smidge from August’s 2.9%). “Core” inflation — which skips those “volatile” food and energy prices — also came in at 3.0%. That’s good news for us, because inflation is basically the villain in the mortgage rate movie. 🦹‍♂️

After a quick happy dance, bonds decided they were tired and went back to being… meh. So we’re only up a few basis points.

👉 15-Day Outlook:
If you like to play it safe (and actually sleep at night), locking isn’t a bad idea. The 10-year Treasury is barely hanging under 4%, and unless Jerome Powell shows up next week with a surprise gift 🎁, we’re not expecting big improvements.

👉 15–30 Day Outlook:
Rates are pretty much stuck in neutral. You can cautiously float if you want, but don’t expect fireworks — more like a slow clap. 👏

👉 30+ Day Outlook:
Not much better, not much worse. Rates are just vibing right now.

Bottom line:
If you’ve got a good rate in front of you, don’t risk it for the biscuit. 🍪

Good news! Rocket Mortgage will buy down your interest rate by 1% for the first year! 🎉That means lower monthly payments...
10/21/2025

Good news! Rocket Mortgage will buy down your interest rate by 1% for the first year! 🎉

That means lower monthly payments and a little extra breathing room as you settle into your new home. 💰

Let’s chat about how this program can make homeownership more affordable for you!

📲 Message me today to learn more — I’d love to help you take that next step toward your new home! 478-244-5513.

09/18/2025

How Fed Rate Cuts Affect (or Don’t Affect) Mortgage Rates

1. Mortgage Rates Follow the 10-Year Treasury Yield, Not the Fed Funds Rate

Mortgage rates are tied more closely to long-term Treasury yields because most mortgages last 7–10 years before being refinanced or paid off.

When investors buy Treasuries, yields fall, pulling mortgage rates down. When investors sell Treasuries (often on inflation fears), yields rise, pushing mortgage rates up.

2. Expectations Drive Yields

Bond markets look forward. If investors think inflation will stay high or economic growth will remain strong, long-term yields rise — even if the Fed is cutting short-term rates.

If investors see slowing growth and cooling inflation, yields tend to fall, which can bring mortgage rates lower.

3. Inflation vs. Growth Tradeoff

The Fed’s dual mandate is price stability and full employment.

Rate cuts are meant to support growth and jobs, but they can also raise concerns about future inflation. Those inflation fears often keep Treasury yields — and therefore mortgage rates — elevated.

4. Mortgage-Backed Securities (MBS)

Mortgage loans are bundled into MBS and sold to investors.

To compete with Treasuries, MBS yields (and therefore mortgage rates) have to stay attractive. If Treasury yields rise after a Fed cut, MBS yields and mortgage rates also tend to rise.

If you have any questions on VA loans, please call me at 478-244-5513. NMLS1170312
08/28/2025

If you have any questions on VA loans, please call me at 478-244-5513. NMLS1170312

07/01/2025

📣Homebuyers, this one's for YOU 🎯

Scared of today’s rates? 👻 We get it. That’s why we’re offering a 1/0 Rate Buydown – because your first year in your new home shouldn’t feel like a financial horror movie. 🏡💸

💥 Here’s how it works:
✅ 1% lower interest rate your first year
✅ Lower monthly payments = more breathing room
✅ More confidence to make your move now
Let’s take the stress out of “interest.”
📲 DM me to see how much this can save you!

06/24/2025

SELL FIRST OR BUY FIRST? NOW YOU DON’T HAVE TO CHOOSE.

We’re solving one of the biggest issues sellers face: contingent offers getting rejected.

With the Guaranteed Buy Offer, powered by Rocket Mortgage + ✔️QuickBuy®, your sellers can:
✔️ Still list it for up to 150 days
✔️Buy their next home without a contingency
✔️ Use a Bridge Loan to unlock equity for their down payment
🎯Perfect for conventional loans + home sellers who are ready to
move but stuck in limbo.

Add in our Rent Rewards and Home Equity programs — and you’ve got serious leverage for your clients.

Market Update! Jobs data came in a little too spicy this morning, and mortgage bonds responded like a toddler skipping n...
06/06/2025

Market Update!

Jobs data came in a little too spicy this morning, and mortgage bonds responded like a toddler skipping nap time. 👶📉
📉 Rate sheets today? Worse than yesterday and basically back to last week’s levels.
💼 Reprice risk? Moderate
📊 Traders are peacing out early for the weekend, which means thin volume + jittery bonds = exaggerated rate swings. 🎢
💡15-Day Outlook: Lock it down. Don’t chase losses — this isn’t Vegas.
📅 30-Day Outlook: Cautiously float if you like to live on the edge.
📆 30+ Days: You’ve got time — float, but keep one eye on the CPI data next week. 🕵️‍♂️

Address

Warner Robins, GA
31088

Telephone

+14782445513

Website

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