Advisors Mortgage Group - Monica Herbert

11/10/2022

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.
Here are some things you should know about VA loans before you start the homebuying process.

VA home loans provide a pathway to homeownership for those who have served our nation.

Top Benefits of the VA Home Loan Program

In addition to helping eligible buyers achieve their homeownership dreams, VA loans have several other great benefits for buyers who qualify. According to the Department of Veteran Affairs:

• Qualified borrowers can often purchase a home with no down payment.
• Many other loans with down payments under 20% require Private Mortgage Insurance (PMI). VA...

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.

11/08/2022

Today’s housing market is different than it was in 2008. Let’s connect if you’re concerned about a crash so we can discuss why this isn’t like last time.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

11/05/2022

If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991. Homeownership wins in the long run. If you’re ready to buy a home, DM me today.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

Some Highlights If you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership. As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 2% since 1991. Homeownership wi...

11/03/2022

Today’s housing market is cooling from the frenzy it saw over the past two years. Let’s connect so you can have the expert advice you need to sell your house this season.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

11/01/2022

As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends that may benefit you when you go to buy a home today.

>>1. More Homes To Choose from

According to Calculated Risk, the supply of homes for sale increased by 39.5% for the week ending October 28 compared to the same week last year.

Even though it’s still a sellers’ market and supply is still lower than more normal levels, you have more to choose from in your home search. That makes finding your dream home a bit less difficult.

>>2. Bidding Wars Have Eased

According to the National Association of Realtors (NAR), the average number of offers on recently sold homes has declined. This September, the average was 2.5 offers per sale. In contrast, last...

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home.

10/29/2022

Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pre-approved and begin your home search. Any major life change can be scary, and buying a home is no different. DM me so you have an advisor by your side to take fear out of the equation.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

Some Highlights Even with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home. Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can ...

10/27/2022

Owning a home has many financial benefits. As a homeowner, you gain equity by paying your monthly mortgage and when your home appreciates in value. And if your needs change, you can use that equity to help fuel a move. Whether you’re already a homeowner or planning to be one, DM me to learn more.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

10/25/2022

Rents have risen quickly due to high inflation. One benefit of homeownership is that it allows you to lock in what’s typically your largest monthly expense: your housing payment. That makes owning a home a great hedge against inflation. Ready to begin your home search? DM me.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

10/22/2022

Buying or selling a home doesn't have to be scary. Let's connect today to take the fear out of the market.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

10/20/2022

As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciation. But what’s true? What’s most likely to happen moving forward?

>>What the Experts Are Saying About Home Prices Next Year

Five experts in the housing industry have most recently updated their projections based on current market trends.

Some experts are calling for ongoing home price appreciation, just at a more moderate rate than recent years. Others are calling for home price depreciation.

While there isn’t a clear consensus, if you take the average of all five of these forecasts, the most likely...

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].

As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing apprec...

10/18/2022

Wondering what's going to happen with home prices over the next few years? According to a survey of over 100 housing market experts, home prices will moderate from the peak we saw during the pandemic. But the consensus among experts is they won't fall nationally. DM me today if you have questions about home prices in our area.

I’m looking forward to helping you with all your home financing needs, please call me at 609-709-4946 or email me at [email protected].