St. Germain Insurance Inc.

St. Germain Insurance Inc. Independent, family-owned agency serving Massachusetts since 1966—Auto, Home, Business, Recreation. Established in 1966, St.

Germain Insurance Inc. is a licensed, family-owned, independent Property & Casualty insurance agency proudly serving the Commonwealth of Massachusetts. Based in the heart of the Pioneer Valley, we’ve built our reputation on honest advice, personalized service, and deep roots in the community. Our Specialties
We provide comprehensive coverage solutions for:

Personal Insurance: Auto, Homeowners, Re

nters, Motorcycle, Condo, Umbrella, Collector Car, Boat, Recreational, Snowmobile, Vacant Home, and Rental Property. Business Insurance: Commercial Auto, Business Owners, Workers Compensation, Habitational, Handyman, Professional Liability, Bonds, and Special Markets. Group Discounts Available
Members of the following organizations may qualify for exclusive discounts:
Safe Roads Alliance, State Police Association of Massachusetts, Clear Path for Veterans, WBUR, WFCR Radio, SBLI, and Professional Fire Fighters of Massachusetts. Registry Services (PLATES)
We can process most Private Passenger, Commercial, Motorcycle, Trailer, and Camper plates in-house within minutes—no long RMV lines. For transactions we can’t handle on-site, we run weekly to the RMV on your behalf. Additional Services

Text & Call Support: (413) 967-6341

Why Choose Us
With access to multiple carriers, we shop the market for you—pairing competitive premiums with solid coverage. Whether you’re insuring your first car or a growing business, we work hard to protect what matters most.

Car show season is here! Whether you're showing off a longtime project or a freshly polished classic, a little preparati...
06/23/2026

Car show season is here! Whether you're showing off a longtime project or a freshly polished classic, a little preparation can make the day even more enjoyable. Check out these helpful tips and tricks to get your classic vehicle ready for the spotlight.

https://bit.ly/4eMvzKD

Car show preparation is no small task. Here are some car show tricks and tips to help you plan!

Here's to the dads who work hard, teach by example, and keep the family laughing. Wishing all fathers and father figures...
06/21/2026

Here's to the dads who work hard, teach by example, and keep the family laughing. Wishing all fathers and father figures a very Happy Father's Day!

And because no Father's Day is complete without them, enjoy a collection of classic dad jokes. 😄

https://bit.ly/4cUlitx

Dads Jokes are the best! You know you've truly nailed a dad joke when your the only one rolling on the floor laughing 🤣 and sometimes if you're lucky, you might get a pity laugh from someone in the audience. Make sure to get Dad back with some terrible jokes this Father's Day. Some dads are natur...

Today we recognize Juneteenth and the values of freedom, resilience, and equality that it represents. Take a moment to l...
06/19/2026

Today we recognize Juneteenth and the values of freedom, resilience, and equality that it represents. Take a moment to learn more about the history and significance of this important day:

Juneteenth is an often overlooked event in our nation’s history. On June 19, 1865, Union troops freed enslaved African Americans in Galveston Bay and across Texas some two and a half years after President Abraham Lincoln signed the Emancipation Proclamation.

Enjoy some wonderful local bands this Summer!  Thank you Ware Lions We Serve
06/12/2026

Enjoy some wonderful local bands this Summer! Thank you Ware Lions We Serve

06/04/2026

Whether you’re spending time at the pool, lake, or beach, water safety should always come first. Knowing a few basic safety tips can help prevent accidents and keep everyone safer this summer. Learn more here: https://bit.ly/421G7y4

This Memorial Day, we remember and honor the brave men and women who gave their lives in service to our country. Their s...
05/25/2026

This Memorial Day, we remember and honor the brave men and women who gave their lives in service to our country. Their sacrifice and dedication will never be forgotten. Wishing everyone a safe and meaningful Memorial Day.

It’s EMS Week, and today we recognize the emergency medical professionals who respond when people need help most. Thank ...
05/18/2026

It’s EMS Week, and today we recognize the emergency medical professionals who respond when people need help most. Thank you to the EMTs, paramedics, and first responders who work every day to care for and protect our communities. Learn more about their important work here: https://bit.ly/4sFyHMK

Celebrate EMS Week 2026 by recognizing the dedication of emergency medical services professionals. Explore resources, events, and ways to show appreciation for those who serve our communities.

Today is Bike to Work Day—a great reminder to stay safe, share the road, and always wear a helmet while riding. Whether ...
05/15/2026

Today is Bike to Work Day—a great reminder to stay safe, share the road, and always wear a helmet while riding. Whether you bike for exercise, to save on gas, or just enjoy the ride, these safety tips are worth checking out: https://bit.ly/40XZfwn

As you might expect, when a crash occurs between a vehicle and a bike, it’s the cyclist who is most likely to be injured. In this section, you’ll

Today we celebrate the moms, bonus moms, grandmothers, and mother figures who lead with love and support every day. Than...
05/10/2026

Today we celebrate the moms, bonus moms, grandmothers, and mother figures who lead with love and support every day. Thank you for all that you do. Happy Mother’s Day from St. Germain Insurance Inc.

Graduation season is almost here. If you have a graduate in the family this year, now is the perfect time to start plann...
05/08/2026

Graduation season is almost here. If you have a graduate in the family this year, now is the perfect time to start planning a celebration to remember. Check out these helpful tips for hosting a great graduation party: https://bit.ly/4trymxd

Here’s practical advice for what I now know I needed (and that I didn’t know I needed) for my daughter's graduation celebration.

Address

246 West Street
Ware, MA
01082

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+14139676341

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