Andrew Adams at Rate NMLS: 114591

Directions Website

Andrew Adams at Rate NMLS: 114591 Vice President of Mortgage Lending | Corporate Trainer NMLS 115491 at Rate NMLS 2611
🎯 Serving MA, NH & ME A mortgage company where homebuying meets well-being.

Rate combines your home, financial and personal well-being to spark a more balanced life.

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competit...
10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/c3hEyAh5IHK/qI6U7



NMLS # 114591

10/15/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/c3hEyAh5IHK/lRTW8



NMLS # 114591

10/14/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/c3hEyAh5IHK/qkSMj



NMLS # 114591

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declinin...
10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/c3hEyAh5IHK/7Op5B



NMLS # 114591

10/08/2026

Did you get this riddle right? While the answer gets a lot of attention, it’s only one piece of the larger mortgage puzzle. Discover the other numbers and details worth considering in our guide, or speak with me to better understand the big picture.
https://myoc.io/c3hEyAh5IHK/PaazV



NMLS # 114591

10/07/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/c3hEyAh5IHK/vXoZP



NMLS # 114591

10/05/2026

Would you live in your parents backyard if it meant becoming a homeowner years earlier? With Massachusetts approving thousands of accessory dwelling units, creative homeownership is rapidly growing. 🏡An ADU allows you to cut down on rent, generate rental income to offset your payment, or partner with family. There are flexible financing options available to help make these projects a reality. Drop a comment with your thoughts, or send me a direct message to review your personal scenario. Andrew Adams, NMLS 114591. Equal Housing Lender.
https://myoc.io/c3hEyAh5IHK

NMLS # 114591

10/05/2026

Instead of waiting for the market to give you a sign, find what makes sense for you. Remember, there’s no universal green light signaling it’s time to buy your home. I can help you evaluate your finances, goals and timeline alongside your market’s activity to see when your best moment is.
https://myoc.io/c3hEyAh5IHK/XnMSC



NMLS # 114591

10/01/2026

A temporary buydown has an end date.

When rates climb, the first fix most people pitch is a temporary buydown. It can help, but the seller's credit gets spent down a little each month until it's gone, and then you're on the full payment.

That same seller credit can be used differently. On an FHA 5/1 ARM, it can permanently lower the rate for the first five years. An ARM isn't right for everyone, so you need a plan for when it can adjust. It's still worth seeing both options side by side before you decide.

Same seller credit. Two different results.

If you're buying in Massachusetts, New Hampshire, or Maine and want me to run that comparison for your situation, schedule a 15-minute planning call or grab the Mortgage Readiness Guide. Link in bio.

Let's simplify this.
https://myoc.io/c3hEyAh5IHK

NMLS # 114591

10/01/2026

Plot twist: Your emoji may have opened a new door you hadn’t considered.

All fun and games aside, there are more options out there than the traditional single-family home. Different property types come with different financing considerations. When you’re ready to explore, I’m here to help find what works for you.

Share this with a friend and comment your emoji below!
https://myoc.io/c3hEyAh5IHK/4uznS



NMLS # 114591

Address

271 Waverley Oaks Road, Suite 306
Waltham, MA
02452

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

,

Alerts

Be the first to know and let us send you an email when Andrew Adams at Rate NMLS: 114591 posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category