Acacia Insurance, Inc.

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Acacia Insurance, Inc. We have extensive experience in flood insurance, excess liability, and protecting hard-to-insure collectibles, w**e, and jewelry.

We are an independent risk management firm dedicated to providing extraordinary service, intelligent insurance, and tailored financial planning to businesses, affluent families, and individuals throughout New England and across the country. Acacia Insurance and the Acacia Insurance Refresh(SM) are dedicated to providing quality commercial and personal insurance products, as well as retirement plans and financial services, to clients in New England, New York, and across the US. Our independent, fee-based advisory services include extensive estate planning, finance, and employer benefits expertise.

Wait for it...January 1, that is.“Drink More.” Let me explain why that’s the first of my New Year’s resolutions. Sure, d...
12/10/2024

Wait for it...January 1, that is.

“Drink More.” Let me explain why that’s the first of my New Year’s resolutions.

Sure, drinking more water has benefits for all of us. However, I’m going to drink more w**e. Why? Let me start with a short story from my youth.

Every holiday season my mother required us to clean out our closets, going through clothing and toys alike, identifying items that could be donated to others. Sharing is a critical value in our family. If we didn’t give, we wouldn’t get.

Everyone's w**e collection includes legacy bottles from magical years that are being saved for just the right moment. After years - maybe many decades - of sitting in your cellar, what does that bottle owe you? Weigh the merits of that bottle sitting for another year against the joy of sharing it with someone special, telling its story, and finding the next magical bottle.

So, make 2025 the year you drink more w**e, sharing your passion and the joy it brings you. Then, find and buy that next legacy bottle.

With blanket w**e coverage providing as much as $50k insurance per bottle, it's easy to insure an entire collection under one limit.  Itemized coverage is also available for more unique collections.

Imagine the joy of paying a bill. Hard to imagine, right? Now imagine the joy of paying a bill for something that is r...
12/10/2024

Imagine the joy of paying a bill. Hard to imagine, right? Now imagine the joy of paying a bill for something that is required by law. Hold that thought...

Car insurance. It's required in many states and rates only seem to go up. The average annual cost of full coverage auto insurance increased $529 in 2024 to $2,543 (Quadrant Information Services & US Census Bureau).

Discounts, credits, and our REFRESH (https://www.acaciainsurance.com/acacia-refresh) with deductible optimization all help control those costs. Paying bills on time to avoid late fees, lapses in coverage, and to maintain coverage for when it's needed helps, too.

So, let us know if we can help.

https://www.acaciainsurance.com/post/the-benefits-of-paying-bills-on-time

There is plenty to suggest that inflationary pressures and rising interest rates have impacted our spending and borrowing habits. “The rubbe

Thanksgiving is my favorite holiday. Why? The focus of Thanksgiving is friends & family. We break bread together and ...
12/03/2024

Thanksgiving is my favorite holiday. Why? The focus of Thanksgiving is friends & family. We break bread together and share stories. We make time to be part of our communities.

As the leftovers disappear, the road to the New Year takes shape, hallmarked by Christmas and Hannukah decorations that descend from the attic and fill our home.

With that, my year-end financial planning begins. And THAT brings me back to insurance and finances.

Home insurance has two essential elements: One, the part that protects physical assets, like your home. And two, the coverages that address the liability associated with your home, your pool, your dog, your trampoline, your icy driveway, your loose rug...maybe even the risk of your kids throwing a party where someone gets hurt.

Enter the umbrella policy. Provided in $1MM increments, the liability coverage from an umbrella policy is designed to protect your assets, your income, your lifestyle and legacy should something go wrong.

How much is enough? Learn more here:

There are both subjective and objective means to evaluating the need for a personal umbrella policy, aka “Excess Liability Insurance.”

https://www.telegram.com/story/news/environment/2024/10/18/deer-car-crashes-massachusetts/75713377007/Whoa. As in, lite...
11/18/2024

https://www.telegram.com/story/news/environment/2024/10/18/deer-car-crashes-massachusetts/75713377007/

Whoa. As in, literally, be careful.

According to the MassDOT, 25% of all animal collisions - OH, DEER! - occur in the month of November.

Auto claims involving animals may be covered under Comprehensive coverage. It's a good time to check your auto policy and make sure you have Comprehensive with full glass coverage.

Stay safe, and enjoy the holiday season.
-Acacia Insurance Inc.

Deer-crashes have been rising drastically in Massachusetts for the past two years. Here's why that's happening, and how to prevent the accidents.

Address

200 Fifth Avenue , Suite 4010
Waltham, MA
02451

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4pm

Telephone

+15086531600

Website

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