Jen Pintos Guaranteed Rate Affinity NMLS 1596923

Jen Pintos Guaranteed Rate Affinity NMLS 1596923 I help clients finance their dream home and save money!

Mortgage Lender & Mortgage Broker License MLO1596923 Licensed by the New Hampshire Banking Department Guaranteed Rate Affinity NMLS 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 (866) 934-7283 • grarate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.grarate.com/licensing

Networking over drinks is still overrated… 🤍Another Real Estate Reset in the books.So grateful to everyone who came out ...
09/03/2026

Networking over drinks is still overrated… 🤍

Another Real Estate Reset in the books.

So grateful to everyone who came out to move, connect, and recharge with me — and a special thank you to Studio 42 Pilates Amanda Marchetti for another amazing class and for always creating such a welcoming space for us.

One of my favorite parts of this business is the people behind it. I’m incredibly grateful for the Realtors and partners who support me, trust me, and allow me to be part of their clients’ journeys, so being able to pour back into that community in a small way means a lot.

And yes… another session is already in the works. ✨

REAL ESTATE RESET
Move • Connect • Recharge

If you work in real estate in Massachusetts or Southern New Hampshire and want to join us next time, send me a DM and I’ll add you to the invite list.

09/01/2026

Want to be in your new home before the holidays? 🎄🏡

September is the perfect time to start.

Get pre-approved, start your search, and you could be closing before the holiday season is in full swing. ✨

And bonus: if you close in November, your first mortgage payment typically wouldn’t be due until January. 👀

Thinking about making a move before the end of the year? Let’s see what’s possible. 🤎

09/01/2026

You don’t always need 2 years of 1099 income to qualify for a mortgage. 👀🏡

If you recently transitioned from W-2 to 1099 work, you may be able to qualify using just one year of 1099 income — especially if you stayed in the same or a similar line of work.

That could mean you don’t have to wait another year to buy a home.

Of course, there are specific qualifications and every situation is different, but don’t assume being newly self-employed automatically puts homeownership on hold.

DM me “1099” and I’ll help you see what options may be available to you. ✨

1099 for only one year? You may not have to wait to buy. 👀🏡If you recently transitioned from W-2 employment to 1099 work...
08/27/2026

1099 for only one year? You may not have to wait to buy. 👀🏡

If you recently transitioned from W-2 employment to 1099 work, you may have been told you need two full years of self-employment history before you can qualify for a mortgage.

But that’s not always the case.

With a 1-Year 1099 program, qualified borrowers may be able to:

✨ Qualify with just one year of 1099 income
✨ Use income from a recent transition into self-employment
✨ Potentially qualify if they stayed in the same or a similar line of work
✨ Buy sooner instead of waiting another year just to meet a traditional income-history requirement

There are specific qualifications, and it won’t work for every scenario — but don’t automatically assume being newly 1099 means homeownership has to wait.

Curious if this could work for you? DM me “1099” and I’ll help you explore your options.

Stuck on your ex? Text your Realtor instead and MOVE ON to your dream home—because building equity builds character. 🤎🏡
08/26/2026

Stuck on your ex? Text your Realtor instead and MOVE ON to your dream home—because building equity builds character. 🤎🏡

08/24/2026

You may not have to sell your current home before buying the next one. 👀

For many homeowners, the real challenge is qualifying while carrying two housing payments.

With our Buy First, Sell Later option, if you have at least 20% equity in your current home, we may be able to exclude that existing housing payment from your qualifying debt.

And if your down payment is tied up in that home, a HELOC may also allow you to access some of that equity for the purchase of your next property.

That could mean:
• Buying before you sell
• Making a stronger, non-contingent offer
• Moving on your own timeline
• Selling your current home afterward

There are additional qualification requirements, so it won’t work for everyone — but if selling first is what’s holding you back, let’s run the numbers before you assume that’s your only option.

📲 Message me “MOVE” and I’ll take a look at your scenario.

100+ Google reviews is a milestone I’m incredibly grateful for. But these are the messages that stay with me.The “thank ...
08/19/2026

100+ Google reviews is a milestone I’m incredibly grateful for. But these are the messages that stay with me.

The “thank you for your patience.”
The “you made this easier.”
The “I referred my friend to you.”

The little notes from clients, colleagues, and people I’ve had the privilege of working alongside.

Because for me, this business has never just been about getting to the closing table. It’s about how people feel throughout the process — supported, informed, cared for, and confident that someone is truly in their corner.

To every client, Realtor, attorney, partner, friend, and colleague who has trusted me, referred me, reviewed me, or sent me a message like these — thank you. I don’t take any of it for granted. 🤍

Nunca me voy a cansar de ver las caritas felices de mis clientes cuando reciben las llaves de su nuevo hogar. 🏡🔑Este cie...
08/13/2026

Nunca me voy a cansar de ver las caritas felices de mis clientes cuando reciben las llaves de su nuevo hogar. 🏡🔑

Este cierre fue especialmente bonito para mí.

El camino para llegar hasta aquí no fue completamente sencillo. Como trabajadores independientes, tuvimos que analizar su situación de una manera diferente, buscar las opciones correctas y hacer algunos ajustes en el camino para poder llegar a la meta.

Hubo obstáculos. Hubo momentos en los que tuvimos que recalcular. Pero nunca dejamos de buscar soluciones.

Y hoy… son dueños de su nuevo hogar. 🥹🏡

Historias como esta son exactamente la razón por la que amo lo que hago. No todos los compradores tienen una situación financiera que encaja perfectamente en una cajita — y eso no significa que no haya un camino hacia ser propietario.

Y para mí también es muy importante poder acompañar a mis clientes en español, para que entiendan cada paso, cada opción y cada decisión durante el proceso.

Felicitaciones a esta hermosa familia. 🤍
¡Que disfruten muchísimo su nuevo hogar!

Si estás pensando en comprar casa pero no sabes si tu situación te permite calificar, empecemos con una conversación. A veces hay más opciones de las que imaginas.

Gracias Daiana Diaz, Realtor ®️ Elizabeth Valdes Jones, Esq. 🏡

Kinda chic not having a home sale contingency 💅🏡If you already own a home, you may think you have to sell first before y...
08/06/2026

Kinda chic not having a home sale contingency 💅🏡

If you already own a home, you may think you have to sell first before you can buy your next one. But that’s not always the case.

With a Buy Now, Sell Later strategy, qualified buyers may be able to:

✨ Purchase their next home before selling their current one
✨ Remove the home sale contingency
✨ Make a cleaner, more competitive offer
✨ Sell their current home on their own timeline

Because sometimes the perfect house shows up before you’re ready to list yours.

Curious if this could work for you? DM me “MOVE” and I’ll help you explore your options.

3% down AND $0 in monthly PMI? 👀 Yes — for some qualified first-time homebuyers, it’s possible.Here’s a quick look at so...
08/04/2026

3% down AND $0 in monthly PMI? 👀 Yes — for some qualified first-time homebuyers, it’s possible.

Here’s a quick look at some of the qualifications:

🏡 First-time homebuyer
💰 As little as 3% down
🚫 No monthly private mortgage insurance (PMI)
📍 Income limits apply based on the property location:
• Worcester County: up to $101,760
• Middlesex County & Boston area: up to $124,000

And the savings can be significant — qualified buyers could save up to $361/month, or $4,332 per year, by eliminating monthly PMI.

The best part? You don’t have to figure out whether you qualify on your own.

DM me “PMI” and I’ll take a look at your specific situation and run the numbers for you.

No obligation — just guidance. 🤍

Program eligibility and additional requirements apply. Income limits and program terms are subject to change.

Address

560 Moody Street Unit 1
Waltham, MA
02453

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