Ruby Santos Baranowski- Mortgage Loan Officer

Ruby Santos Baranowski- Mortgage Loan Officer I am an Originating Branch Manager at Guaranteed Rate Affinity NMLS 424965

Another happy clients😁 Who says FHA loan can't compete in this competitive market! A BIG thank you to our long-time part...
03/28/2025

Another happy clients😁 Who says FHA loan can't compete in this competitive market! A BIG thank you to our long-time partner realtor_dave_maguire from Vogt Realty Group with his strategic collaboration and our expertise our clients not only got the house with minimal down payment but closed in no time. Congratulations Regine & Gracia🏠🥳🥂
Welcome to homeownership! Who's next?
Ruby Santos Baranowski- Mortgage Loan Officer
Ruby Santos Baranowski







🌟Sold!
🏡35 James Street, Attleboro
💲$422,000
🥂Congrats to the first time home buyers! Special thanks to of Guaranteed Rate who always goes above and beyond!
🔑Buyers represented by

High five to our Coldwell Banker Westwood 2024 Top agents! We were thrilled to be part of your celebration! Congratulati...
03/21/2025

High five to our Coldwell Banker Westwood 2024 Top agents! We were thrilled to be part of your celebration! Congratulations to all🥳
Ruby Santos Baranowski- Mortgage Loan Officer






In today’s competitive market, success as a buyer is definitely achievable! It’s not always about offering the highest p...
03/21/2025

In today’s competitive market, success as a buyer is definitely achievable! It’s not always about offering the highest price; being strategic and having a strong support team makes all the difference. I want to express my gratitude to Denise Kennedy Connell from Donahue Real Estate Co. for her invaluable expertise and dedication. She brought together the right professionals for her first-time homebuyers, enabling them to secure their dream home without overextending their budget or requiring a hefty down payment. With proper guidance from my team, we were able to streamline the loan process, allowing our clients to become homeowners in no time.
Ruby Santos Baranowski- Mortgage Loan Officer
Denise Kennedy Connell
Guaranteed Rate Affinity









02/27/2025






❤️
08/10/2024

❤️

My mother once told me, "If someone hurts you, forgive them, but never forget what they did." This advice has been a guiding principle for me whenever I meet and get to know new people. Yet, sometimes it becomes exhausting. It's disheartening to show kindness and receive only pain in return, to admire someone only to be betrayed behind your back.

One day, I asked my mother, "Mom, do they really deserve my forgiveness?"

She smiled, tucking a stray lock of hair behind her ear.

"Everyone deserves to be forgiven," she said. "If they wrong you once, they deserve it. If they do it twice, give them another chance. But if they hurt you a third time, it's time to forgive yourself."

Confused, I looked at her with questioning eyes. She laughed gently.

"Forgive yourself for believing in them, only to be disappointed. Forgive yourself for trusting too much. Forgive yourself for giving another chance, thinking it would make things better. And, my dear, give yourself the chance to be free — free from hatred and revenge, free from your past."

Many years later, I learned that my dad had cheated not once, but three times. The first two instances were forgiven, but the third left my mother devastated and brokenhearted.

I asked her if she now hates Dad, and she simply smiled and shook her head.

"My heart has no room for hatred," she said. "I don't deserve to suffer from it. I've forgiven him, but that doesn't mean I've forgotten. When he sees me smiling despite everything, he'll know who truly suffered."

She added, "The best thing you can do for someone who hurt you is to live a better life. Show them what they lost when they broke your trust, and how their actions helped you grow and move forward."

In that moment, I realized the profound truth in her words. Without her wisdom, I might still be haunted by things that were never my fault.

✍🏻 Worth Sharing
Artist: Vladimir Volegov

Address

954 Main Street, Suite 2
Walpole, MA
02081

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