Jacob Larson - Ameriprise Financial Advisor

12/07/2023

If possible, avoid taking early withdrawals or loans from your 401(k). Taking money out of your account can offset the account’s tax advantaged benefits. bit.ly/3RK0Z8Y

12/03/2023

While it may be tempting to “set and forget” your 401(k) investments, doing so may cost you in the long run. Let’s connect to review your portfolio and ensure it aligns with your risk tolerance, time horizon and goals. bit.ly/3RK0Z8Y

11/26/2023

Does your employer offer a Roth 401(k) option? Saving after-tax dollars with a Roth 401(k) can help diversify the taxability of your investments in retirement. Let’s review and see if this strategy is right to you. bit.ly/3RK0Z8Y

11/23/2023

Increasing your 401(k) contribution can help you reach your retirement savings goals faster. For 2023, employees under 50 years old can contribute up to $22,500 to their 401(k) plan. Those 50 and older are eligible for an additional catch-up contribution of $7,500 in 2023. bit.ly/3RK0Z8Y

11/20/2023

Do you know the tax benefits of 401(k)s?
bit.ly/3RK0Z8Y

11/17/2023

Many employers will match an employee’s 401(k) contribution up to a certain amount. Does your employer offer a 401(k) match? If so, let’s work together to maximize this benefit. bit.ly/3RK0Z8Y

11/16/2023

If you suspect your loved one is being targeted by scammers, trust your gut. I can help you identify the signs financial fraud and provide you with support.

Help keep your family members safe from scammers, identity theft and financial exploitation.

10/30/2023

Wondering what to do with a 401(k) from a former employer? Together, we can assess your options and determine the best plan for you and your goals. bit.ly/3ZLkKzc

10/23/2023

How can you retire more comfortably and confidently during a challenging market? One option to consider is leveraging a bucket strategy, which segments your assets into three, time-focused categories. Let’s discuss if this option makes sense for you and your goals.

08/08/2023

Looking for a new place to live? Here are the biggest pros and cons for renting vs. buying a home.

Learn the pros and cons so that you can determine what makes financial sense for you.

05/15/2023

What lessons would you add to the list?

I know what I would add. CREDIT - my parents raised me with credit score at the top of mind. Whenever they bought a new car, or purchased a house, or a vacation home.. they always stressed how they were able to accomplish those things, not because of their income necessarily, but because of their CREDIT SCORE.

Tell your children about credit scores the same way we do about everything else - GPA, healthy eating, saving money, budgeting... CREDIT SCORE!

To be happy and independent, kids need to know a thing or two about money. Here are five suggestions for helpful money lessons that parents should share with their children as they grow up.

04/17/2023

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans