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VA Loan Guy

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Air Force veteran and nationally ranked mortgage advisor. Certified Instructor with Military Mortgage Boot Camp. NMLS #317293

I help the 1% who served our country create wealth by owning a piece of it. As an Air Force Veteran Jason has a deep passion for the military. Jason began his career in the mortgage industry in 2001 and in 2011 moved to San Diego to further develop his career. Jason has helped over 2,000 families with their home financing and has been nationally ranked in the Scotsman Guide as a VA Loan Expert and was ranked as one of the top Military Loan Originators in 2020, 2021, & 2022 by Mortgage Originators Magazine. He is a certified instructor with Military Mortgage Bootcamp where he educates on the benefits of the VA loan to the military and realtor community. Jason is the founder and President of The Armed & Ready Foundation; a non-profit providing financial education to our active duty mlitary. He is also the host of the Armed & Ready Podcast and has been seen on CNBC as host of Financing the American Dream San Diego. Jason is a member of the DAV, NCOA, and the American Legion.

10/30/2026

When buying new construction, price isn’t the only thing you can negotiate.

A lot of builders are more flexible with:

🟥 Closing cost credits
🟥 Interest rate buydowns
🟥 Upgrades and extras

I’ve seen veterans focus only on price and miss bigger opportunities elsewhere in the deal.

Knowing where builders are flexible matters.

Comment "BUILDER" and I'll send you the link of the full video!

10/29/2026

Think your VA loan benefits are used up?

They’re not.

Even after you buy, there may still be opportunities to improve your loan.

🟥 Lower your payment
🟥 Adjust your rate
🟥 Improve your situation over time

A lot of veterans never revisit their loan after closing.

That can cost you.

Comment "REFI" and I'll send you the link of the full video!

10/28/2026

Win today. Then win tomorrow. 🔄🏁

10/23/2026

Manual underwriting looks at the FULL financial picture.

Not just one number.

Here are a few things lenders may consider:

🟥 Strong residual income
🟥 Stable work history
🟥 Savings or reserves
🟥 Lower overall debt

I’ve seen veterans get approved this way even after automated systems said no.

That’s why understanding compensating factors matters.

Comment "MANUAL" and I'll send you the link of the full video!

10/22/2026

This is one of the smartest ways I’ve seen veterans use their VA loan.

Instead of just buying a home, they buy a multi-family.

Here’s what happens:

🟥 They live in one unit
🟥 Rent out the others
🟥 Offset their mortgage

Over time, that turns into equity and income.

If you’re thinking long term, this is worth understanding.

Comment "MULTI" and I'll send you the link of the full video!

10/21/2026

You’ll find clarity in motion, not overthinking. 🌀👣

10/19/2026

I appreciate this review. My goal is to guide every client through the VA loan process with clarity and professionalism.

If you have questions about your VA benefit, message me or visit https://valoanguy.us

10/16/2026

Want to make your VA loan process smoother?

Start by getting your documents organized early.

Here’s what lenders usually ask for:

🟥 Income documentation
🟥 LES or retirement paperwork
🟥 Bank statements and ID

I’ve seen delays happen simply because paperwork wasn’t ready.

If you’re planning to buy soon, preparation matters.

Comment "RETIRE" and I'll send you the link of the full video!

10/15/2026

Here’s why VA loans and house flipping don’t mix.

It comes down to how the loan is built.

🟥 You have to live in the home
🟥 The property has to meet condition standards
🟥 It is designed for long-term ownership

Flipping is the opposite of all three.

I’ve seen veterans try to make it work and get stuck halfway through.

If you’re thinking about flipping, this matters.

Comment "FIXER" and I'll send you the link of the full video!

10/14/2026

Walk like it's already yours. 🏆🚶‍♂️

Address

Walnut Creek, CA

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+17603503989

Website

http://www.valoanguy.us/

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