JR Hillman & Co.

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JR Hillman & Co. California License # 6000500
Arizona License # 3000760159
Washington License # 1043512
Oregon License # 3000760894

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour...
10/30/2026

On November 1st, daylight saving time ends, and the clocks fall back an hour. This shift not only gives us an extra hour of much-needed sleep but also serves as a timely reminder to take care of a few things around the house as we approach winter.

So, that said, here is a quick home checklist worth running through as the days get shorter:

âś…Turn back any clocks that do not automatically adjust themselves before bed on Saturday night.

âś…Test and replace the batteries in your smoke and carbon monoxide detectors. This is one of the easiest ways to keep your household safe heading into winter.

âś…Check your outdoor and security lighting. As daylight hours get shorter, having well-lit outdoor spaces can be a key safety step.

Taking care of these small to-do list items can make a real difference in how safe and prepared your home feels all season long.

As always, if there is anything we can assist with, do not hesitate to reach out. We are here to help.

This Halloween, the scariest thing your business can face is not a ghost or goblin — it is finding out too late that you...
10/27/2026

This Halloween, the scariest thing your business can face is not a ghost or goblin — it is finding out too late that your policy does not cover what you thought it did. From cyber threats to liability claims, the risks that haunt businesses most are the ones nobody planned for.

This month, let's keep the unexpected frights to the haunted houses! Give us a call today for a complimentary portfolio review.

What would happen to your business if a fire broke out tomorrow? What about a break-in, a burst pipe, or a customer inju...
10/22/2026

What would happen to your business if a fire broke out tomorrow? What about a break-in, a burst pipe, or a customer injury on your property? These are not just worst-case scenarios; they are common commercial insurance claims filed every year. The good news is that with the right coverage in place, none of them have to be catastrophic.

Swipe through to see what you should be prepared for.

Have questions about what your coverage will actually help protect against? We are here to help. Give us a call today, and we can find a time to connect.

Large construction projects come with large risks. And the traditional model of every contractor carrying their own cove...
10/20/2026

Large construction projects come with large risks. And the traditional model of every contractor carrying their own coverage can leave gaps, create duplicate costs, and make claim management unnecessarily complicated. Wrap-up insurance exists to solve these problems.

Swipe through for a breakdown of how wrap-up insurance works, what it covers, and why it is becoming the preferred approach for today's complex construction projects.

Have questions about whether wrap-up insurance is right for your next project? Give our team a call, and we can help walk you through the numbers.

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/15/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it ta...
10/12/2026

National Farmer's Day is a chance to pause and recognize the early mornings, long seasons, and constant dedication it takes to grow the food that feeds us all.

Farming is hard, unpredictable work, and yet farmers show up year after year, season after season, with the same commitment to their land and livelihood.

We feel privileged to play a small part in protecting what they have worked so hard to build. Farmers, thank you for trusting us and for everything you do.

Happy Farmer's Day from our team to yours.

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increas...
10/08/2026

Cyber threats are not just a concern for large corporations. In fact, small- and mid-sized businesses often face increased risk. This Cybersecurity Awareness Month, we are sharing a reminder of a few practical ways to strengthen your cyber defenses.

Of course, even with strong prevention measures in place, a cyber incident can still happen, and the cost of recovery can add up quickly. Having the right cyber liability coverage can help your business respond more effectively.

Have questions about cyber insurance or want to review your current coverage? Reach out to our team today.

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and...
10/06/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. For businesses with employees on the road, this seasonal increase can pose real safety risks and lead to vehicle downtime.

With that in mind, our team wants to share a few reminders to help keep your drivers, passengers, and business vehicles protected this fall.

So, if you're not sure what your current commercial auto policy includes or would like to review your business vehicle coverage this fall, feel free to reach out. We'd be happy to answer your questions and help you understand your options.

Agriculture looks different on every field, farm, and operation, and each view tells an important story. That’s why we w...
10/02/2026

Agriculture looks different on every field, farm, and operation, and each view tells an important story. That’s why we wanted to encourage the producers in our network to share their “field” of vision with us.

So, we invite you to post a photo from your farm, field, equipment, crops, livestock, or daily operations in the comments below. We would love to see the hard work, dedication, and perspective that help keep the agriculture industry moving forward.

And as always, if you have any crop insurance questions or needs, don’t hesitate to reach out to our team. We are here to help you!

Builder's risk insurance is one of the most important coverages to understand before a construction project begins. Whet...
09/30/2026

Builder's risk insurance is one of the most important coverages to understand before a construction project begins. Whether the project involves ground-up construction, a major renovation, remodeling work, or an installation, the property is exposed to risk.

Swipe through for an overview of what builder’s risk insurance is, what it may cover, and why it matters.

Builder’s risk insurance is not one-size-fits-all. The right policy depends on the project type, total completed value, timeline, materials, parties involved, and coverage needs. If you have questions about this coverage or want to talk through coverage for another upcoming project, contact our office today. We can help you review the details and explore coverage options that fit the project.

Address

Walnut Creek, CA
94597

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19254212666

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