Life Insurance for Veterans

08/30/2024

What would happen if you couldn’t work due to an illness or injury? How would you continue to pay for those things? Get disability insurance to protect your income.

08/15/2024

Get tips on overcoming the most common financial fears in retirement from US News and World Report - and call us to schedule a consultation to talk about yours.

Consider financial factors, health care costs and potential lifestyle changes to secure a fulfilling retirement.

08/09/2024

What happens to a bank account when someone dies? Read Yahoo Finance's take on an often-overlooked aspect of financial planning.

What happens to a bank account when someone dies depends on whether they had a will and named a beneficiary. Learn more about how to handle a bank account belonging to a deceased person.

08/02/2024

VA Life...what is it?
How much coverage can I get?
The maximum coverage under VALife is $40,000.

You can get lesser coverage in increments of $10,000.

The full-face amount of coverage takes effect two years after enrollment as long as premiums are paid during the two-year waiting period.

Why do I have to wait two years before the full coverage takes effect?
VALife is a guaranteed acceptance product.

Under this type of coverage, the face amount of coverage takes effect two years after enrollment as long as premiums are paid during the two-year period.

If the insured dies within the two-year waiting period, then the beneficiary will receive all premiums paid plus interest.

08/01/2024

Did you know:

Service-related Death
VA will pay up to $2,000 toward burial expenses for deaths on or after September 11, 2001, or up to $1,500 for deaths prior to September 11, 2001. If the Veteran is buried in a VA national cemetery, some or all of the cost of transporting the deceased may be reimbursed.

Non-service-related Death
VA will pay up to $796 toward burial and funeral expenses for deaths on or after October 1, 2019 (if hospitalized by VA at time of death), or $300 toward burial and funeral expenses (if not hospitalized by VA at time of death), and a $796 plot-interment allowance (if not buried in a national cemetery). For deaths on or after December 1, 2001, but before October 1, 2011, VA will pay up to $300 toward burial and funeral expenses and a $300 plot-interment allowance. For deaths on or after April 1, 1988 but before October 1, 2011, VA will pay $300 toward burial and funeral expenses (for Veterans hospitalized by VA at the time of death).

An annual increase in burial and plot allowances for deaths occurring after October 1, 2011 began in fiscal year 2013 based on the Consumer Price Index for the preceding 12-month period.

Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

08/01/2024

There are several benefits to purchasing life insurance before you leave the workforce for good. Read about them, then connect with us to discuss your options.

Purchasing a life insurance policy now could save you from post-retirement insurability and affordability headaches.

07/31/2024

Unlock the benefits of with living benefits and learn how it can provide financial security beyond death:

Not all of the benefits of a life insurance policy can be gained after the insured dies. We explain life insurance with living benefits in life insurance.

07/31/2024

Ensure your loved ones are protected financially: Calculate your life insurance needs with Life Happens' Life Insurance Needs Calculator.

Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family.

06/13/2022

Learn more about the truth of VA Burial Benefits and why Veterans need to keep themselves updated!

Apply for and manage the VA benefits and services you’ve earned as a Veteran, Servicemember, or family member—like health care, disability, education, and more.

05/28/2022

To the brave men and women who served; who went to work one day and never returned home to their family.....you are honored and never forgotten. Thank you!