Matt Appel- Financial Consultant & Partner- Beacon Wealth Partners

08/18/2026

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08/11/2026

What is it about August?

07/21/2026

There are so many reasons to create a will this month, but here are three big ones to consider:

Direct Your Property: Creating a will tells the courts how you want your property distributed. Without a will, state laws will determine how your estate is divided, which may not align with your intentions.

Provide instructions to the probate court: A will can help manage the probate process, providing instructions to the court.

Designate Guardianship for Minor Children: If you have minor children, a will allows you to appoint a guardian to care for them. This crucial step directs that your children are raised by someone you trust, rather than leaving the decision to the courts.

06/09/2026

NASA has shared new details about its long-term vision for building a base on the Moon.

The agency hopes to return humans to the lunar surface in 2028, with a broader goal of developing infrastructure that could eventually support longer-term activity there.

NASA says the effort will unfold in phases, starting with demonstrations of key technology, cargo delivery, landers, rovers, and surface research.

The challenge is significant. The Moon’s surface can reach extreme temperatures, lacks an atmosphere, and offers no natural protection from radiation, space weather, or meteorite impacts.

Early work is expected to focus on testing systems, studying survival needs, identifying potential landing areas, and preparing for future human activity.

It’s a reminder that space exploration often moves step by step—through engineering, testing, persistence, and the willingness to solve difficult problems far from home.


Source:

NASA hopes to return humans to the lunar surface in 2028.

06/02/2026

Approaching your 65th birthday? It's time to consider Medicare enrollment—a crucial step in your healthcare planning. Here’s what you need to know:

Initial Enrollment Period (IEP): You have a seven-month window to enroll in Medicare, starting three months before your 65th birthday and ending three months after. Enroll during this period to avoid late penalties. Medicare Parts:

Part A: Covers hospital stays and is typically premium-free if you've paid Medicare taxes for 10 years.

Part B: Covers outpatient care and requires a monthly premium.

Part D: Optional prescription drug coverage.

Part C (Medicare Advantage): Bundles Parts A, B, and D, often with extra benefits like dental and vision.

Eligibility: Generally, you’re eligible if you’re a U.S. citizen or permanent resident.

Considerations: Evaluate your healthcare needs to choose between Original Medicare and Medicare Advantage plans, considering cost and coverage.

Make informed decisions to optimize your healthcare strategy as you turn 65. Let’s connect to explore your options!

05/27/2026

Approaching age 55? It’s the perfect time to start refining your financial plans for retirement and beyond. Here are key areas to focus on:

* Retirement Goals: Align your savings and investments with the lifestyle you envision for retirement.

* Social Security & Pensions: Explore strategies to optimize benefits and ensure a steady income stream.

* Estate Planning: Review or establish wills, trusts, and healthcare directives to protect your legacy and provide peace of mind with your estate attorney.

* Insurance Needs: Assess coverage to ensure it matches your evolving life situation.

* Tax Planning: Minimize tax liabilities now and in retirement with proactive strategies with the assistance of your tax professional.

Let’s connect to ensure your financial future is secure and aligned with your goals!

05/21/2026