Matt Appel- Financial Consultant & Partner- Beacon Wealth Partners

06/09/2026

NASA has shared new details about its long-term vision for building a base on the Moon.

The agency hopes to return humans to the lunar surface in 2028, with a broader goal of developing infrastructure that could eventually support longer-term activity there.

NASA says the effort will unfold in phases, starting with demonstrations of key technology, cargo delivery, landers, rovers, and surface research.

The challenge is significant. The Moon’s surface can reach extreme temperatures, lacks an atmosphere, and offers no natural protection from radiation, space weather, or meteorite impacts.

Early work is expected to focus on testing systems, studying survival needs, identifying potential landing areas, and preparing for future human activity.

It’s a reminder that space exploration often moves step by step—through engineering, testing, persistence, and the willingness to solve difficult problems far from home.


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NASA hopes to return humans to the lunar surface in 2028.

06/02/2026

Approaching your 65th birthday? It's time to consider Medicare enrollment—a crucial step in your healthcare planning. Here’s what you need to know:

Initial Enrollment Period (IEP): You have a seven-month window to enroll in Medicare, starting three months before your 65th birthday and ending three months after. Enroll during this period to avoid late penalties. Medicare Parts:

Part A: Covers hospital stays and is typically premium-free if you've paid Medicare taxes for 10 years.

Part B: Covers outpatient care and requires a monthly premium.

Part D: Optional prescription drug coverage.

Part C (Medicare Advantage): Bundles Parts A, B, and D, often with extra benefits like dental and vision.

Eligibility: Generally, you’re eligible if you’re a U.S. citizen or permanent resident.

Considerations: Evaluate your healthcare needs to choose between Original Medicare and Medicare Advantage plans, considering cost and coverage.

Make informed decisions to optimize your healthcare strategy as you turn 65. Let’s connect to explore your options!

05/27/2026

Approaching age 55? It’s the perfect time to start refining your financial plans for retirement and beyond. Here are key areas to focus on:

* Retirement Goals: Align your savings and investments with the lifestyle you envision for retirement.

* Social Security & Pensions: Explore strategies to optimize benefits and ensure a steady income stream.

* Estate Planning: Review or establish wills, trusts, and healthcare directives to protect your legacy and provide peace of mind with your estate attorney.

* Insurance Needs: Assess coverage to ensure it matches your evolving life situation.

* Tax Planning: Minimize tax liabilities now and in retirement with proactive strategies with the assistance of your tax professional.

Let’s connect to ensure your financial future is secure and aligned with your goals!

05/21/2026

04/10/2026

Did you know that 1 in 5 Americans have inactive 401(k)s worth thousands of dollars? Don't let your hard-earned money go to waste! Here's how to reclaim yours.

How to find a lost 401(k):
1. Contact your old employer's HR department
2. Check old 401(k) statements for account details
3. Use look-up databases like the National Registry of Unclaimed Retirement Benefits or the National Association of Unclaimed Property Administrators
4. Check the Department of Labor's abandoned plan database

Once you've located your plan, you can:
🔁 Request a direct rollover to your new employer's plan
💼 Transfer the funds into an existing IRA
🤔Cash it out (but beware of taxes and penalties)


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Rolling over an old 401(k) into a new plan can be a pain, but it's typically worth the hassle.