John Applegate Financial Representative

04/29/2020

"You insure your home. Your car. Your personal property.

It makes sense to insure the one asset — your ability to earn an income — that makes your lifestyle and all of those things possible. That's one less "what if?" in your life."

Take a quick read through this interactive article about disability insurance.

Bridge the (Paycheck) Gap. The right income protection plan can protect the one asset that makes everything possible—your ability to earn an income.

04/28/2020

Interesting read about wills and life insurance. Waiting to address these subjects could become very costly. If you have any questions, or need any help with either, definitely reach out!

Stay safe!

"Whether you are 18, 88 or 188, it doesn't really matter. You should be able to tell people what your wishes are in the case you can't tell people yourself."

04/27/2020

Some good tips for helping couples with their money during these tough times. Everyone please stay safe!

As the coronavirus pandemic continues, here are five ways financial experts say couples can work together to better protect their finances.

04/24/2020

This is a little long, but it is definitely worth the read. 12 steps to help guide you in achieving financial freedom!

There are simple behaviors that can help everyone get on the path to greater confidence. So, take a step back and let’s take 12 steps forward.    

04/13/2020

To all business owners!

The Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative provides 100% federally guaranteed loans to small businesses.

03/30/2020

This new stimulus package can be extremely beneficial for you all. Whether you are a business owner or not there are so many great benefits that are in this package. For the business owners, whether you are continuing to work or not, this package can still be extremely beneficial for you. For individuals, working or not working, this can also be beneficial. If you do not know the details or think this may not pertain to you, please ask first. I can be a resource for anyone who would like to learn more, so just PM me!

Thank you, and stay safe everyone!!

03/10/2020

There may be 5 months until draft season, but an early dynasty guide never hurt nobody!

Who are we thinking is going to be the best fantasy rookie so far?

Looking for all of the Dynasty Fantasy Football and 2020 NFL Draft content currently at CBS Sports? You've come to the right article.

03/04/2020

"Most Americans are conditioned to immediately start saving big into their 401(k)s, and they neglect their responsibility to establish liquidity."

While saving into your 401(k) can be beneficial, it is always important to stay liquid for many reasons.

Picture this: You go to the mall and everything in the mall is 99% off. You are ecstatic and start shopping. However when you go to checkout you realize you forgot your wallet. The sale ends in 5 mins so you will not be able to make it home in time to get your wallet. What would you do?

This scenario is similar to what it would be like if an investment opportunity arose and you had no liquid funds to use. There are smart ways to stay liquid.

If it were easy to talk about money, everyone would do it. But in reality, conversations about finances are tough for a lot people. Money is an intimate Money is a leading cause for break-ups and divorce among couples.

02/03/2020

Cash is the fuel that drives your business, and it makes sense to invest available profits in long-term refueling strategies — like employee education, online brand building, and tapping into expert mentors — that can keep your business on a growth trajectory for years to come

Optimizing cash flow is important for businesses. So is reinvesting profits for continuing growth. Here are ways to do both.

01/27/2020

Today we mourn the tragic loss of 9 people. I know a lot of us will talk about Kobe and what a true inspiration he was to our country not only as an athlete, but as a human. Unfortunately, we are now reminded that life truly goes way too fast. Make sure you hold the ones you love and never let them go. Make sure to do the things you love. RIP to all 9 people who were involved in this tragic accident.

01/22/2020

To all my business owners out there! Tax season is in, take a quick read.

Tax season is rough on a lot of businesses. Check out these top small business tax deductions and make sure you're not missing out on any savings.