Garden State Trust Company

Garden State Trust Company We were founded on three very simple guiding principles – Communication, Objectivity and Trust.

Building a solid foundation for your retirement years should be a manageable process. As an independent trust company, Garden State Trust will help you and your family develop a plan designed to assist you from investment management to estate planning and settlement of your estate. With an emphasis on communication and trust, our clients enjoy peace of mind knowing they have a comprehensive plan for the future.

“Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if lab...
09/07/2026

“Labor is prior to, and independent of, capital. Capital is only the fruit of labor, and could never have existed if labor had not first existed. Labor is the superior of capital, and deserves much the higher consideration.” — Abraham Lincoln

Garden State Trust Company wishes you a happy Labor Day!

September is life insurance awareness month, and a great time to revisit our current income and liabilities and see whet...
09/02/2026

September is life insurance awareness month, and a great time to revisit our current income and liabilities and see whether or not we are insured properly or underinsured.

To raise awareness, it can be extra helpful to share stories of people who have been helped through life insurance. This financial emergency resource can preserve the dignity and independent living of a spouse, ensure a child’s education, or ensure financial pressure isn’t the barrier to other important goals. Not everyone has that kind of inspiring story to share, but there’s another story almost everyone knows. The story of someone whose loved one didn’t have life insurance, and so a premature death caused great financial hardship. When people realize three out of four people overestimate life insurance costs, the thought “if only” for those scenarios has crossed many minds. Both types of stories deserve to be shared.

Let’s spread the word.

https://gstrustco.com/solutions-services/boomers-beyond/

Figuring out when and how to start charitable contributions can be a difficult undertaking even for those with experienc...
08/26/2026

Figuring out when and how to start charitable contributions can be a difficult undertaking even for those with experience. Sharing stories of giving is a great start, or one could take inspiration from Warren Buffet’s putting his kids in charge of giving some of his wealth to charities.

One might consider encouraging giving by providing a small amount of funds to start and promote such stories. One idea could be to send $20 or $50 to everyone who will be coming to Thanksgiving with the instructions to give it away. Find a charity, individual in need, or even as an extravagant extra tip after a meal to make someone’s day a little better. Then ask to share those stories at Thanksgiving and what kind of impact those gifts created.

https://gstrustco.com/investments/managing-preserving-wealth/

It may be difficult to discuss wealth at a family meeting, but it can also be worthwhile.It can be worthwhile to set the...
08/19/2026

It may be difficult to discuss wealth at a family meeting, but it can also be worthwhile.

It can be worthwhile to set the younger generation on a track toward wealth creation and understanding different investment vehicles. It can be worthwhile to set expectations, in order to alleviate anxiety and reducing uncertainty about potential inheritances. For some families, it can be worthwhile to designate funds for philanthropic purposes in order to ensure that charitable giving starts to get incorporated into everyone’s lives.

One way to make the conversation less awkward is to create a forum with a wealth professional present. Someone who can be asked questions about investing, or charitable giving too. With estate planning, it makes it easier during the eventual transition if the spouse or children are already familiar with the investment manager. Garden State Trust Company professionals are always gratified to be invited to part of a client’s family wealth meeting directly, or to address questions that come up afterward privately. Don’t hesitate to let us know.

https://gstrustco.com/about-us/why-garden-state-trust/

In this month’s newsletter, learn the benefits of having both a standby living trust and a financial power of attorney a...
08/17/2026

In this month’s newsletter, learn the benefits of having both a standby living trust and a financial power of attorney as part of your estate plan. https://conta.cc/4z36Ucu

Although we live in a “connected” world, loneliness is still a real problem with real consequences. In fact, according t...
08/12/2026

Although we live in a “connected” world, loneliness is still a real problem with real consequences. In fact, according to former U.S. Surgeon General Vivek H. Murthy’s 2023 advisory, social isolation can reduce lifespan by as much as smoking 15 ci******es a day!https://www.hhs.gov/sites/default/files/surgeon-general-social-connection-advisory.pdf

For highlights of that advisory, what our state governments of New Jersey and Pennsylvania are currently doing regarding this issue, and things to consider for older adults, read our latest blog: Loneliness Is a Valid and Important Concern for Older Adults https://gstrustco.com/blog/2026/08/11/loneliness-is-a-valid-and-important-concern-for-older-adults/

https://gstrustco.com/solutions-services/solo-agers/

American philanthropy and charitable giving set another new milestone. According to the latest report by Giving USA, it ...
08/05/2026

American philanthropy and charitable giving set another new milestone. According to the latest report by Giving USA, it rose last year to over $600 billion for the first time, reaching $617.2 billion dollars! https://givingusa.org/giving-usa-charitable-giving-rose-to-617-20-billion-in-2025-surpassing-the-600-billion-mark-for-the-first-time/

The largest increase came from bequest giving, which rose 20% year over year. The primary driver of charitable giving is individuals; however, bequests are tracked separately because they come from the estates which are a separate legal entity. $62.19 billion, or a little over 10% came from bequests!

Helping clients incorporate philanthropy into their estate plans is especially fulfilling for everyone involved, and the professionals at Garden State Trust Company would be pleased to provide a consultation to see what the best way is to maximize the gift’s value to yourself and the charity. A charitable remainder trust might be useful if you’re planning substantial gifts.

https://gstrustco.com/trusts-estates/charitable-trusts/

Did you know we email a newsletter every month with articles of interest regarding trust and estate planning services?Ga...
07/29/2026

Did you know we email a newsletter every month with articles of interest regarding trust and estate planning services?

Garden State Trust Company wants everyone to be better educated on trust and estate planning services so their family can be prepared for an easier transition regardless of whether they choose us as a provider or not. Thus, we post our monthly newsletter to our website here https://gstrustco.com/resources/newsletters/, and anyone can subscribe to our email list here https://shorturl.at/GtRu1. Please look at past issues, and if you have questions about the services discussed, please let us know.

https://gstrustco.com/about-us/why-garden-state-trust/

Are you retired and getting ready to travel the world, perhaps take a cruise, but worry about what might happen to your ...
07/22/2026

Are you retired and getting ready to travel the world, perhaps take a cruise, but worry about what might happen to your finances while you are away for an extended period of time? Perhaps you are concerned that bills might pile up while you are away and get missed? Although many people just think of trust services as the distribution of an estate, a trustee can be empowered to perform many services, even paying the bills.

For a list of some of the services we provide, visit our trustee services page: https://gstrustco.com/solutions-services/trustee-services/

In this month’s newsletter, learn why asset allocation plays a critical role in building a strong investment portfolio. ...
07/15/2026

In this month’s newsletter, learn why asset allocation plays a critical role in building a strong investment portfolio.

https://conta.cc/4gyfXvr

Address

2101 Highway 34 South, Suite A
Wall, NJ
07719

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Website

Alerts

Be the first to know and let us send you an email when Garden State Trust Company posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category