Ricardo Dager, Financial Services Representative

04/20/2026

Over 50% of U.S. adults lack financial literacy. You can build loyalty, reduce stress, and boost productivity with education on savings, budgeting, and retirement. Let's connect.

04/06/2026

A strong executive benefits package helps you hire smarter and reduce turnover. From bonus programs to non-qualified plans, let’s partner with your tax and legal advisors to create a strategy that works.

03/23/2026

With higher contribution limits and new Roth catch-up rules under SECURE 2.0, this year brings important changes to workplace retirement plans.

Learn more at https://bit.ly/4stCeh2 and consult your tax advisor for advice on your situation.

03/18/2026

With so much in the news right now, it’s natural to wonder how global events can impact markets. This quick read from Daken Vanderburg, Chief Investment Officer MassMutual Wealth Management, breaks down the current geopolitical situation and why staying grounded in fundamentals is so important during volatile periods. If the headlines have raised questions, this is a good place to start.

Wars are atrocious. But the history of markets and capitalism can offer some guidance.

03/09/2026

Tax season is here for small business owners, and the One Big Beautiful Bill Act could impact your business. Let’s discuss how recent changes to tax rules and deductions may impact your planning.

02/16/2026

Every business has at least one person they can’t afford to lose. Fortify the health of your business and protect it from disruption with a well-sized, regularly reviewed key person policy. Let's connect.

02/02/2026

Life can be uncertain. A well-designed buy-sell agreement protects owners, families, and the company during life’s disruptions. Let's connect.

01/19/2026

Thinking about the future of your business? A strategic and funded succession plan can make the transition easier for everyone when you’re ready for your next chapter. Let's make sure you feel prepared.

01/05/2026

Small businesses power our communities. MassMutual’s 2025 Business Owner Perspectives Study examines what owners prioritize today, and how they’re planning for tomorrow.

Take a look at the latest study and reach out with any questions: https://bit.ly/49kzYQH

12/15/2025

One-third of small business owners don’t have an estate plan in place. Don’t leave your family and your business’ future to chance. Call me today to make sure they’re protected.
Source: MassMutual Business Owner Perspectives Study, 2025

12/01/2025

Estate planning isn't just personal; it also protects your business. Safeguard your legacy and keep things running smoothly for your team and family. Contact me today to get started.

11/17/2025

71% of small businesses say they rely on one or two key people, but only 21% have key employee life insurance. Call me today to ensure you have the coverage you need.
Source: NAIC, 2022