Eric Wilson, Agent with New York Life

03/13/2026

03/09/2026

Brendon Grimshaw bought Moyenne Island in the Seychelles in 1962 for about $11,000 when it was barren and uninhabited. According to Green Matters, Grimshaw dedicated his life to restoring the island’s ecosystem. He planted more than 16,000 trees, built trails, and reintroduced endangered animals, including giant Aldabra tortoises, turning the island into a thriving sanctuary.

According to The Epoch Times, Grimshaw refused multiple offers from wealthy investors who wanted to buy the island and turn it into a luxury resort. At one point, he even turned down a $50 million offer, insisting that the island should remain a place for nature and for people to enjoy freely rather than being privatized. His vision was to preserve Moyenne as a natural haven instead of allowing it to be commercialized.

According to Wikipedia, Moyenne Island was eventually declared part of the Sainte Anne Marine National Park in 2009, making it the smallest national park in the world. Grimshaw lived there until his death in 2012, leaving behind a legacy of conservation and dedication. His work ensured that the island would remain protected and accessible for generations to come.

03/06/2026

The biggest financial advantage isn’t finding the “best” product.

It’s avoiding narrow thinking.

When protection, growth, and taxes are aligned —
confidence replaces guessing.

If you want to see your financial world from a wider lens, I’d be glad to help.

03/05/2026

LONGEVITY RISK

Planning to age 85 is easy.

Planning for the possibility of living to 100? That’s harder.

Holistic planning accounts for uncertainty — including lifespan

That’s why protection and guaranteed income matter.

03/04/2026

TAXES CHANGE EVERYTHING

When taxes were added to the simulation in the paper, the difference widened significantly.

Most people compare strategies pre-tax.

But real life happens after tax.

Holistic planning always includes the tax impact.

03/03/2026

Behavioral Bias

Daniel Kahneman described two ways we think:

Fast and intuitive.
Slow and analytical.

Most financial mistakes happen when we rely on the fast one

Planning slows things down — and that’s a good thing.

03/02/2026

Myth: “DIY investing always beats insurance.”

Reality:

When you account for protection, tax treatment, longevity, and volatility, the math changes dramatically.

The issue isn’t DIY vs. insurance.

It’s narrow framing vs. holistic planning.

02/27/2026

Most people don’t need more financial products.

They need help seeing the full picture.

When you stop thinking in isolation, your plan becomes clearer — and your stress decreases.

That’s the value of holistic thinking.

02/26/2026

THE REAK RISK

The real risk isn’t owning the wrong product.

It’s evaluating the right product the wrong way.

When you only look at one outcome — minimum value, one rate of return, one scenario — you miss the holistic value.

Financial confidence comes from understanding:
• Protection
• Growth
• Taxes
• Longevity
• Flexibility

All at once.

02/25/2026

Why Math Alone Misleads

Complicated financial math often leads people to make overly simple decisions.

When something feels complex, our brain narrows the frame.

We look at:
• Minimum cash value
• One return assumption
• One feature

And ignore everything else.

That’s how good strategies get misunderstood.

Clarity doesn’t come from more spreadsheets.

It comes from context.

02/24/2026

Protection + Growth Together

Here’s something most people get wrong:

They think it’s protection OR growth.

In reality, strong financial strategies often combine both.

The research shows that when viewed holistically — including protection, growth, and taxes — whole life can outperform DIY strategies in many scenarios.

But only when evaluated as part of a broader plan.

The key lesson isn’t about a product.

It’s about thinking in systems — not silos.

If you want to see how your protection and growth strategies work together, I’m happy to walk through it.

02/23/2026

Stop Thinking in Pieces — The Big Mistake (Narrow Framing)

Most people evaluate financial decisions in isolation.

Investment.
Insurance.
Taxes.
Retirement.

Separately.

Behavioral economics calls this narrow framing — focusing on one piece of the puzzle while ignoring the bigger picture.

The problem?

You can’t optimize your financial life by optimizing one product.

Real planning is holistic — protection, growth, taxes, longevity — working together.

If you’ve only been looking at one piece of your plan, let’s zoom out.