A. F. Szabo Insurance Agency Inc.

A. F. Szabo Insurance Agency Inc. Auto/Car Insurance, Homeowners Insurance, Life Insurance, and Business Insurance by Insurance Agents for Waldorf and All of Maryland.

We are always available to offer you personal, one-on-one help with what some say is one of the biggest decisions you will make in your life. If you have any questions, please don't hesitate to call or e-mail us! Need auto, homeowners, or life insurance? We'll take the time to listen to your needs and desires, and find the perfect policy for you. Your total satisfaction is our number one priority.

We have built a reputation for client satisfaction, and are devoted to making your transitional move as easy as possible. You will have the added benefit of working with an agent who understands your needs. Finding the right policy is only the beginning. We will assist you every step of the way to ensure smooth sailing.

June is National Fireworks Safety Month — a perfect time to plan summer celebrations that are fun and safe. Fireworks ar...
06/04/2026

June is National Fireworks Safety Month — a perfect time to plan summer celebrations that are fun and safe. Fireworks are exciting, but they also contribute to thousands of emergency room visits and fires each year.

While small displays put on near the home often seem safe, small fireworks can still pose a serious safety risk. However, there are plenty of ways to celebrate safely this summer. This can include laser light shows, drone displays, festive block parties, glow sticks, and confetti poppers.

It’s important to remember that even with precautions, accidents can still happen. Now is a good time to check in on your coverage and make sure you understand your liability basics heading into the season.

Have questions about your policy? Don’t hesitate to reach out to our team. We are here to help you.

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made...
05/25/2026

In honor of Memorial Day, we invite you to join us in taking time to remember and honor the brave men and women who made the ultimate sacrifice to protect our country and preserve our freedom.

Please note that our office will be closed on Monday, May 25th, in observance of Memorial Day. We will resume normal business hours on Tuesday, May 26th, and will respond to any messages received during the closure as promptly as possible.

Wishing you a respectful and meaningful Memorial Day.

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check ...
05/19/2026

Summer calendar filling up? Before the weekends start flying by, it’s worth doing a quick summer “toys” insurance check to ensure your summer adventures don’t come with an expensive surprise. Swipe to see which coverages are best for some common summer rides.

Not sure you’re fully covered ahead of this summer? Call our office today. We’re here to help you enjoy a stress-free, adventure-filled summer!

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who en...
05/10/2026

In celebration of Mother’s Day, we want to take a moment to honor the mothers, grandmothers, and maternal figures who enrich our lives with love, wisdom, and unwavering support.

We hope your day is filled with the appreciation, warmth, and joy you so richly deserve.

Happy Mother's Day!

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!Whether your graduat...
05/08/2026

Graduation season is here, and we wanted to take a moment to celebrate the graduates in our network!

Whether your graduate is completing Pre-K or their MBA, we want to extend heartfelt congratulations on this milestone.

Here’s to new beginnings, exciting opportunities, and all the big moments that lie ahead🎉

More riders are choosing e-bikes and scooters every day, but many don’t realize their current insurance coverage may not...
05/06/2026

More riders are choosing e-bikes and scooters every day, but many don’t realize their current insurance coverage may not fully protect them.

Swipe to see the key coverage gaps you should know about, and call our office if you’d like to review your policy. We’re here to help make sure you and your ride are protected.

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses na...
05/04/2026

With National Small Business Week here, we wanted to share some key insurance considerations for any small businesses navigating higher costs.

When budgets are tight, it might seem like a good idea to keep coverage lean, but being underinsured can cause devastating consequences. Here are a few risks of not having enough insurance:

✅ A loss can become an out-of-pocket event - If building, inventory, equipment, or tools are underinsured, you can end up paying the gap between what your policy covers and the actual cost to repair or replace the lost item(s) after a fire, theft, or storm, even if you “have a policy.”

✅ Income can stop, but bills keep coming - Property coverage can help offset repair costs in the event of damage. But without the right business income coverage, payroll, rent, and ongoing bills keep coming even when operations and cash flow have paused.

✅ Liability can spill past your limits - A single claim can bring legal defense costs, settlements, and medical expenses that exceed your limits, creating a significant financial burden.

If you have questions or are interested in adding additional coverages, give us a call. Our team can help find a solution that respects your budget and strengthens your long-term protection.

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using...
04/22/2026

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using a reusable water bottle, choosing to walk or carpool instead of driving alone, or saying no to single-use plastics.

Small actions can add up to a big impact. Let's make a difference together!

April is Distracted Driving Awareness Month — a great time to pause and refocus on safe habits behind the wheel here in ...
04/14/2026

April is Distracted Driving Awareness Month — a great time to pause and refocus on safe habits behind the wheel here in Waldorf and across Maryland.

A few simple reminders can make a big difference:

🚗 Let a passenger be your co‑pilot. They can handle directions, texts, or calls so you can stay focused on the road.

🚗 Skip the multitasking. Eating, looking for something in your bag, or getting ready on the go can wait until you’re parked.

🚗 Reset when your mind wanders. Pull over for a moment, take a breath, and get centered before continuing your drive.

🚗 Pull over for kids. If little ones need attention, find a safe place to stop rather than turning around or reaching back.

Even with safe habits, accidents can still happen — and that’s where we come in. As your local Waldorf insurance agency, we’re here to help you find the right auto coverage to protect what matters most.

Give us a call today for a personalized quote.

April is Distracted Driving Awareness Month, making now a good time to take stock of how you’re driving. Distracted driv...
04/09/2026

April is Distracted Driving Awareness Month, making now a good time to take stock of how you’re driving. Distracted driving can start with how you set up your car before you drive, so we wanted to share a few tips that can help you hit the road distraction-free:

🚗 Set up before you roll. Adjust your seat, mirrors, climate, and audio to your liking while parked.

🚗 Put the phone away. Keep it out of reach, or use your phone’s “Do Not Disturb” feature while driving. If something cannot wait, pull over first.

🚗 Keep the cabin calm. Secure loose items, cap drinks, and restrain pets before you hit the road.

Driving safely is one piece of the puzzle, and the other is comprehensive auto coverage. We’re here to talk you through any auto insurance questions you may have. Give us a call, and we can get started.

Address

Waldorf, MD
20603

Opening Hours

Monday 8am - 4:30pm
Tuesday 8am - 4:30pm
Wednesday 8am - 4:30pm
Thursday 8am - 4:30pm
Friday 8am - 2pm

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