Lucelia Correia-Mortgage Loan Officer, NMLS #750168

03/25/2024

So you found your dream home – congratulations! How do you plan to pay for it? 🤔

If you're in the market for a new home, Citizens offers a variety of mortgage products and programs. Let’s discuss the options and see what works best for your needs!

03/25/2024

Whether you plan to start looking next week or next year, it’s always house hunting season.🔎🏡

Feel free to reach out if you want some help understanding your loan options and how to position yourself as a strong potential buyer.

03/25/2024

You go to your parents, your partner, friends and even your doctor for a second opinion on big decisions – so why not your mortgage lender? 🤷‍♂️🤷‍♀️

If you’ve already started your home buying journey but would like a second opinion on your mortgage options, contact me today. I can help you find the right financing solution to meet your unique needs.

Citizens offers:
✔️ Conventional, FHA, VA, and Jumbo loan products
✔️ Closing cost and down payment assistance programs (geographic and program restrictions may apply)
✔️ Lender paid mortgage insurance, an alternative to traditional monthly mortgage insurance requirements
✔️ Interest rate protection programs
✔️ Competitive rates

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01/22/2024

have fallen to an eight-month low. Rates dropped to their lowest level since May of 2023, offering a glimmer of hope for aspiring .

The 30-year fixed-rate averaged 6.6% as of January 18th, according to released by .

The 30-year mortgage rate is averaging 6.6%, Freddie Mac said in its latest weekly survey on Thursday.

01/15/2024

01/14/2024

When making one of life’s biggest purchases, it makes sense to get a second opinion. If you’ve already started your home buying journey but would like a second opinion on your mortgage options, contact me today.

I can help you find the right financing solution to meet your unique needs. Citizens offers:
✅ Conventional, FHA, VA, and jumbo loan products
✅ Closing costs and down payment assistance programs (geographic and program restrictions may apply)
✅ Lender paid mortgage insurance, an alternative to traditional monthly mortgage insurance requirements
✅ Interest rate protection programs
✅ Competitive rates

01/14/2024

are heading in a lower direction this year, potentially saving hundreds of dollars on their monthly payments.

How much could you save if mortgage rates continue to fall?

Mortgage rates are likely to fall in 2024. Here's how much homebuyers could potentially save.

01/14/2024

I'm proud to honor Dr. Martin Luther King Jr.’s legacy and celebrate the power of arts to learn, educate and inspire. His dream and influence continues shape a brighter, more inclusive future.

As a , I'm to help build strong communities through the support for local arts organizations.

Learn more how is engaging the community and creating opportunities to give back this and beyond:

https://www.citizensbank.com/promo/honoring-mlk-through-arts.aspx?ctzMode=CFG-SOO_VOC_EDT_CTZ_MLK24_MLK24SSADV

11/24/2023

Time flies when you love what you do. I’m so grateful for 20 wonderful years of my career with an amazing company, where I have met so many amazing leaders, colleagues and customers throughout the years and created lifetime friendships. Love my Citizens family💚Cheers to many more milestones 🥂🍾

11/22/2023

Happy Thanksgiving! 🦃 I'm so thankful to work with such wonderful customers, and communities. I hope you have a great holiday! 💚

11/16/2023

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs (and possibly cost you more in the long run). Here are some projects where it's best to hire a pro.

Some DIY projects look easy on TV—but in reality, they could be dangerous or complicated for amateurs. Here are some projects where it's best to hire a pro.

11/13/2023

The National Association of Realtors®️ has released their 2023 Profile of Home Buyers and Sellers.

First-time buyers made up 32% of all home buyers, up from last year’s historic low of 26%. The median household income for home buyers jumped to $107,000 from $88,000 last year, underscoring the increasing income required to purchase a home.

More first-time homebuyers have been successfully navigating the extremely pricey and challenging housing market.