08/31/2026
An SR-22 isn’t actually insurance — it’s a form your insurer files to prove you carry the required coverage after certain violations. Here’s what it means and when you might need one:
In the United States, an SR-22 (sometimes referred to as a certificate of insurance[a] or a financial responsibility filing)[1][2] is a vehicle liability insurance document required by most state departments of motor vehicles (DMV) offices[b] for "high-risk" insurance policies.[3] An SR-22 is not an...