Neuse Consulting Group

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Neuse Consulting Group Neuse Consulting strives to make an IMPACT on every person we meet by taking a personal approach and truly listening to their needs.

We work to guide our clients by educating them on what their options are.

Why did your Medicare premium increase when your income feels different now?IRMAA, the Income-Related Monthly Adjustment...
10/17/2026

Why did your Medicare premium increase when your income feels different now?

IRMAA, the Income-Related Monthly Adjustment Amount, is an extra charge added to Medicare Part B and Part D premiums. It’s generally based on the income reported on your tax return from two years earlier, so a notice can seem disconnected from what happened recently.

If you retired, got married or divorced, or experienced another qualifying life-changing event that reduced your income, you may be able to request reconsideration using Form SSA-44. Some people continue paying the higher amount simply because they didn’t know they could ask.

Bring your IRMAA notice to us. We’ll walk through it and coordinate with your tax professional, not replace them.

Call 984-237-3347.

10/15/2026

Day one of Medicare Annual Enrollment is wrapping up.

Feeling overwhelmed already?

Take a breath. 💙

Start with what matters to you: your doctors, prescriptions, and what you could pay beyond your monthly premium.

We’re also talking about necessary coverage beyond your Medicare plan, including home health care and cancer, heart attack, and stroke insurance. What’s necessary for you depends on your existing coverage, needs, and budget.

At Neuse Consulting Group, we help you understand the complete picture in plain language. A review doesn’t automatically mean changing plans or adding coverage. If what you have still fits, we’ll tell you that too.

Let’s make an informed decision for 2027.

👉 Request your coverage review: https://retireflo.com/stephen

Supplemental policy benefits, limitations, and eligibility vary. Not affiliated with Medicare or any government agency.

09/30/2026

Tomorrow starts 2027 Medicare plan comparisons.

Before deciding whether to keep or change your coverage, review more than the premium:

✓ Doctors and hospitals
✓ Prescriptions and dosages
✓ Preferred pharmacies
✓ Copays and coinsurance
✓ Prior authorization and referrals
✓ Maximum out-of-pocket costs
✓ Dental, vision, OTC and transportation benefits

Neuse Consulting Group helps you compare the complete picture in plain language.

Start by updating your information:

https://retireflo.com/stephen

October 1: Start comparing
October 15 to December 7: Medicare Open Enrollment

Medicare Advantage vs. Medigap in 2027 isn’t about which option is “better.” It’s about which fits your doctors, prescri...
09/30/2026

Medicare Advantage vs. Medigap in 2027 isn’t about which option is “better.” It’s about which fits your doctors, prescriptions, and budget.

Medicare Advantage may offer lower monthly premiums and extras such as dental and vision, but it typically uses provider networks, referrals, and prior authorization. Costs and benefits can also change year to year.

Medigap usually has higher monthly premiums but more predictable costs and lets you see any provider who accepts Medicare. It doesn’t include prescription drug coverage, so you need a separate Part D plan. After the one-time Medigap open enrollment window closes, medical underwriting may apply: so timing matters.

Read the article, then contact us for a free, no-pressure comparison using your exact doctors and prescriptions.
https://neuseconsulting.marblism.me/blog/medicare-advantage-vs-medigap-in-2027-which-is-better-for-your-doctors-and-budget-aa2b0620

Does Medicare cover home health care? Sometimes: and only if you qualify.Medicare may cover intermittent skilled care at...
09/29/2026

Does Medicare cover home health care? Sometimes: and only if you qualify.

Medicare may cover intermittent skilled care at home when:
• You’re considered homebound
• A doctor orders the care
• You need intermittent skilled services
• The agency is Medicare-certified

It generally does not cover 24-hour care at home, homemaker services, or meal delivery.

One important distinction: home health care means intermittent skilled care, while home care usually means ongoing daily help with everyday activities. They are not the same.

Knowing the difference before surgery, illness, or a caregiving need can make planning easier. Have questions about your Medicare coverage? Neuse Consulting Group is here to help review your options. Call 984-237-3347.
https://neuseconsulting.marblism.me/blog/does-medicare-cover-home-health-care-whats-covered-and-what-isnt-d8ae4702

Medicare generally does not cover long-term custodial care: help with bathing, dressing, eating, and other daily activit...
09/28/2026

Medicare generally does not cover long-term custodial care: help with bathing, dressing, eating, and other daily activities.

It may cover short-term skilled nursing care after a qualifying hospital stay. However, cost-sharing changes after the first 20 days, and coverage is based on skilled care needs: not ongoing help with daily activities.

That skilled-versus-custodial distinction is one of the most important details families miss when helping an aging parent. Knowing the difference before a health event can make decisions feel more manageable.

If you’re caring for a parent or planning ahead, read our new article and reach out to talk it through. We’re here to help you understand your options.

https://neuseconsulting.marblism.me/blog/does-medicare-cover-long-term-care-what-families-need-to-know-0d024672

Turning 65: or helping a parent prepare? Medicare mistakes are often about timing, not choosing a plan.Your Initial Enro...
09/27/2026

Turning 65: or helping a parent prepare? Medicare mistakes are often about timing, not choosing a plan.

Your Initial Enrollment Period is a 7-month window: not just your birthday month. There’s also a one-time Medigap Open Enrollment window that can be easy to miss. After it ends, medical underwriting may apply, which can affect your options.

Still working past 65? Employer coverage may change when and how you enroll, so don’t assume your timeline is the same as everyone else’s.

Our new guide, “The 65-Year-Old’s Guide to Your First Medicare Enrollment,” explains the key dates in plain language.

Want help mapping out your specific dates? Call 984-237-3347 for a free, no-pressure walkthrough. We’re here to help you feel prepared.
https://neuseconsulting.marblism.me/blog/the-65-year-olds-guide-to-your-first-medicare-enrollment-without-missing-a-deadline-1a89d741

Planning to travel abroad? Here’s the short answer: Original Medicare generally does not cover care you receive outside ...
09/26/2026

Planning to travel abroad? Here’s the short answer: Original Medicare generally does not cover care you receive outside the United States.

Some Medigap plans include a limited foreign travel emergency benefit, but the details vary: so check your specific plan before you book.

Travel medical insurance and trip cancellation coverage are also different. Travel medical insurance can help pay eligible medical bills while traveling. Trip cancellation coverage may reimburse certain prepaid, nonrefundable trip costs if you cancel for a covered reason.

A five-minute coverage check now can be much easier than sorting it out after something happens. We can review your plan and help determine whether it includes a foreign emergency benefit.

Call 984-237-3347.
https://neuseconsulting.marblism.me/blog/does-medicare-cover-you-when-you-travel-abroad-da303aa2

Medicare Part D changes are coming for 2027: and October 15 is the date to remember.Annual Enrollment Period runs Octobe...
09/25/2026

Medicare Part D changes are coming for 2027: and October 15 is the date to remember.

Annual Enrollment Period runs October 15–December 7, 2026. Before it begins, know these key updates:

• The temporary Part D premium stabilization subsidy ends for 2027.
• The standard deductible rises from $615 to $700.
• The annual out-of-pocket cap rises from $2,100 to $2,400.

One important reminder: a lower deductible does not automatically mean a lower total cost. What matters is whether your specific medications are covered and what you’ll pay at your pharmacy.

Our team can review Part D plans against your actual prescriptions and preferred pharmacy at no cost. Read the full article when it’s live, and let’s prepare with confidence.
https://neuseconsulting.marblism.me/blog/medicare-part-d-in-2027-7-changes-to-know-before-october-15-3be76012

The answer changed in July 2026-and almost nobody knows it.Through the Medicare GLP-1 Bridge, eligible Medicare Part D e...
09/24/2026

The answer changed in July 2026-and almost nobody knows it.

Through the Medicare GLP-1 Bridge, eligible Medicare Part D enrollees can get covered GLP-1 medications for a $50 monthly copayment. The program runs from July 1, 2026, through December 31, 2027.

Wegovy and Foundayo are covered under the bridge, but Ozempic is not. Eligibility and coverage depend on your specific Part D plan and medication, so it’s worth checking rather than assuming.

Read our latest “Does Medicare Cover X?” article for the details. If you’d like, we can review whether your plan and prescription qualify, at no cost.
https://neuseconsulting.marblism.me/blog/does-medicare-cover-weight-loss-drugs-like-ozempic-and-wegovy-92edbcc1

Address

1956 South Main Street
Wake Forest, NC
27587

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19842633254

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