Josh Mims at Prosperity Home Mortgage

Josh Mims at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage
NMLSR # 2134277
PHM, LLC NMLSR # 75164

🏠 Curious about what’s happening in the housing market? Our latest Market Update breaks down the August 2024 trends— rat...
08/16/2024

🏠 Curious about what’s happening in the housing market? Our latest Market Update breaks down the August 2024 trends— rate trends to what’s hot in real estate. It’s a must-read for anyone looking to stay ahead of the curve! 📊 Dive in and get the inside scoop from the experts here at Prosperity.



This Market Update is written by our Capital Market specialists each week to bring you insight into what's happening in the market and how it may affect mortgage rates and real estate trends.

Stay ahead of the curve! 🏡 With the NAR settlement rules going into effect and shaking up commission models, our Seller ...
08/16/2024

Stay ahead of the curve! 🏡 With the NAR settlement rules going into effect and shaking up commission models, our Seller Concessions Quick Guide is here to help keep deals on track.

🏡 Unlock the Power of HomeSURE Advantage! 🗝️Looking for a game-changer in your home buying journey? 🏠 Discover how our H...
08/14/2024

🏡 Unlock the Power of HomeSURE Advantage! 🗝️

Looking for a game-changer in your home buying journey? 🏠 Discover how our HomeSURE Advantage program offers secure financing upfront, stronger offers, and faster closings! 🔥 Whether you’re a buyer, seller, or an agent, this fully underwritten pre-approval is your key to confidence and ease in today’s market. 💪

Ready to make your home dreams a reality? ✨ Learn more about how HomeSURE Advantage can work for you! 📈

*Not all borrowers will qualify.



In today’s competitive real estate market, securing financing quickly and confidently is key. Buyers, sellers, and agents alike need assurance that transactions will proceed smoothly and without unexpected complications. That’s why Prosperity Home Mortgage is proud to introduce the HomeSURE Adva...

08/13/2024

Remember those interesting fashion choices we've all made? 😅👗

Over the years, we've refined our style, moving from trendy fads to finding what truly suits us. Just like fashion, our financial situations evolve—so why not refine something that matters even more? 💸✨

Refine Your Rate is your chance to upgrade your financial future when the right opportunity comes along, just like you've upgraded your wardrobe. 👠💼 Whether you're refinancing to save money, change your loan term, or take cash out of your equity, we've got you covered! 🏡💰

At Prosperity Home Mortgage, we're Your Forever Lender, no matter how your style changes over the years. 👛💳

🔑🔒🏡 Unlock the CompetitivEdge! Whether you're a homebuyer ready to secure your dream home or a real estate agent aiming ...
08/12/2024

🔑🔒🏡 Unlock the CompetitivEdge!

Whether you're a homebuyer ready to secure your dream home or a real estate agent aiming to close deals quickly and confidently, the HomeSURE Advantage is your go-to!

Solid offers, HomeSURE approved!
Underwritten loan commitment
Ready to buy TODAY!
Expedited loan decisions to keep you ahead.
$30,000 On-Time Closing Guarantee: If we miss the closing date, we pay the seller and listing brokerage $15,000 each!*
🔍 Only available on specific loan types – connect with us for all the details!

Start your homebuying journey with confidence and give your offers the CompetitivEdge they need!

*Restrictions apply. Contact us to learn more.

💼🔑 Sure, you're pre-approved, but ARE YOU HomeSURE? With our HomeSURE Advantage, you’re not just pre-approved—you’re pre...
08/09/2024

💼🔑 Sure, you're pre-approved, but ARE YOU HomeSURE? With our HomeSURE Advantage, you’re not just pre-approved—you’re prepped for success. Homebuyers, agents, and sellers all benefit from stronger offers, faster closings, and fully underwritten commitment letters upfront! It's more than just a pre-approval; it’s your in the market.

📉 Lowest Mortgage Rates in Over a Year! 📉Great news for homebuyers and those looking to refinance! Rates have dipped to ...
08/07/2024

📉 Lowest Mortgage Rates in Over a Year! 📉

Great news for homebuyers and those looking to refinance! Rates have dipped to their lowest levels since April 2023, making it the perfect time to kickstart or restart your home search. 🌟

If you paused your home search when rates went up, now is the time to jump back in. And if you're considering refinancing, this is your chance to secure a lower rate.
Get preapproved* today and take advantage of these incredible rates! 🏡🔑

*Not all borrowers will qualify.

Ready to stand out in today's competitive market? 🏠💼 CompetitivEdge is designed to give you a real edge, whether you're ...
08/06/2024

Ready to stand out in today's competitive market? 🏠💼 CompetitivEdge is designed to give you a real edge, whether you're buying your dream home or working with clients to secure theirs. Discover the power of , the certainty of HomeSURE Advantage, and the peace of mind with our $30K On-Time Closing Guarantee. These aren't just products—they're our commitment to you.

Swipe through to learn more about how these programs can make all the difference in your homebuying journey! 🌟

The June Realtors® Confidence Index is in! 🏠✨ Median Existing Home Price: $426,900. All-cash sales made up 28% of transa...
08/06/2024

The June Realtors® Confidence Index is in! 🏠✨ Median Existing Home Price: $426,900. All-cash sales made up 28% of transactions, and 29% of homes sold above list price. Homes are flying off the market, within an average of just 22 days! The housing market remains hot—what do you think this means for the rest of 2024? 📊

08/05/2024

Looking ahead to your next real estate move? Make sure you have the CompetitivEdge with Prosperity Home Mortgage.

08/02/2024

Buying a home in this market can throw you some curveballs. We hit it out of the park with CompetitivEdge! Be SURE you have the Edge when making a home offer. ⚾️🏡

🌌🛰 Step into the CompetitivEdge universe where Refine Your Rate joins the lineup! Experience the power of HomeSURE Advan...
08/01/2024

🌌🛰 Step into the CompetitivEdge universe where Refine Your Rate joins the lineup! Experience the power of HomeSURE Advantage solid offers, a $30,000 On-Time Closing Guarantee, and the unique opportunity to refinance at a later date without paying a loan origination fee. Prosperity Home Mortgage makes your homebuying journey more than just a one-time transaction — we're Your Forever Lender!

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Wake Forest, NC
27587

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