Steve the mortgage guy

Steve the mortgage guy Mortgage Loan Officer Hawaii and Washington. Helping people to know their options, and to think out of the box when necessary. DM me your scenario today!

Investor loans, self-employed, Non-QM mortgages, Conventional, FHA, USDA, and VA. NMLS #1929908

…On our latest home loan products! I’m confident we have solutions that will get you through the door of homeownership. ...
06/11/2026

…On our latest home loan products! I’m confident we have solutions that will get you through the door of homeownership. Reach out and let’s talk. Happy National Iced Tea Day!

https://myoc.io/steve

If you’d like to improve the accessibility of your home, message me and we’ll start working on your next chapter in home...
06/11/2026

If you’d like to improve the accessibility of your home, message me and we’ll start working on your next chapter in homeownership.

Click on the link below to contact me
https://myoc.io/steve

Pre-qualification and pre-approval are often used interchangeably, but they aren't the same thing.Pre-qualification give...
06/09/2026

Pre-qualification and pre-approval are often used interchangeably, but they aren't the same thing.

Pre-qualification gives a general estimate based on basic financial information. Pre-approval involves a more thorough review and carries more weight when it comes time to make an offer. Knowing the difference early can help set more realistic expectations and keep the process moving.
https://myoc.io/steve

Talk to me today to see if a reverse mortgage could benefit you!Contact me here for a no cost consultation:https://myoc....
06/06/2026

Talk to me today to see if a reverse mortgage could benefit you!

Contact me here for a no cost consultation:
https://myoc.io/steve

Got burning questions about mortgages? If you’re wondering whether it’s a good time for you to buy a home or how to take...
06/05/2026

Got burning questions about mortgages? If you’re wondering whether it’s a good time for you to buy a home or how to take advantage of the equity you’ve built, message me. I’d be happy to discuss these questions (and more) with you!

https://myoc.io/steve

🏡 Transform your manufactured oasis and turn dreams into reality! 💫 Thinking of upgrading or consolidating debt? Let's c...
06/05/2026

🏡 Transform your manufactured oasis and turn dreams into reality! 💫 Thinking of upgrading or consolidating debt? Let's chat about unlocking the potential in your housing investment with a Cash Out option! 🗝️ Your partner in making every space your dream place. 🚀 Ready to start? DM me today and let’s make those plans concrete!

https://myoc.io/steve

Who you work with on your home loan matters. Loan officers vary from institution to institution. We differ in product of...
06/04/2026

Who you work with on your home loan matters. Loan officers vary from institution to institution. We differ in product offerings, rates and fees, so choose wisely. Helpful hint: choose me! 😄

https://myoc.io/steve

Most buyers focus on the home price when estimating their monthly payment. But the final number is usually shaped by mor...
06/04/2026

Most buyers focus on the home price when estimating their monthly payment. But the final number is usually shaped by more than that.

Property taxes, insurance, loan structure, and interest rates all play a role, and small differences across any of those can add up more than expected.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/steve

Address

37 Kuaiwa Way
Wailuku, HI
96793

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