I became an agent with New York Life in 1995 after working for 4 years in the banking industry. I graduated from the University of the Philippines in 1985. I live with my husband and two children in Lahaina, Hawaii and am a proud member of the community. I am an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Hawaii, California (License # 0F67292) and Nevada. No insurance business may be conducted outside the states referenced. I am a registered representative offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency. In this regard, this communication is strictly intended for individuals residing in the states of Hawaii and California. No offers may be made or accepted from any resident outside the specific states referenced. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success. My office is located at 727 Wainee Street, Suite 208, Lahaina, HI 96761 and you may reach me at (808) 667-7664 or (808) 276-7180. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions. My California Insurance license number is 0F67292.