John DiSpirito - NMLS 228380

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Wailuku, HI
John DiSpirito - NMLS 228380

Branch Manager NMLS #228380 Corp NMLS # 237341 American Financial Network Inc. Equal Housing Lender Branch NMLS # 1431981. American Financial Network, Inc.

On Kauai since 2005....loving life

The Views Expressed are my own and do not necessarily reflect those of American Financial Network, Inc. is licensed by the Hawaii Mortgage Loan Originator Company Branch License (HI-1431981) under the Nationwide Mortgage Licensing System (NMLS), unique identifier of #237341. 9. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Fina

ncial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. Connect with me on LinkedIn
www.linkedin.com/pub/john-dispirito/6/51/aa2

03/27/2026

https://finance.yahoo.com/news/feds-jefferson-sees-higher-inflation-from-iran-war-near-term-signals-toward-holding-rates-steady-231054477.html

Federal Reserve Vice Chair of Supervision Philip Jefferson said Thursday evening that he expects the war in Iran will push up inflation in the near term and that interest rates are "well-positioned" to respond to a range of economic outcomes.

03/27/2026

https://www.yahoo.com/finance/personal-finance/mortgages/article/mortgage-refinance-interest-rates-today-friday-march-27-2026-100000482.html

Mortgage rates surged in the past week, as the Middle East conflict continues to weigh on the bond market.

03/26/2026

https://finance.yahoo.com/news/mortgage-giant-fannie-mae-will-soon-accept-crypto-backed-homebuying-loans-150436761.html

Better Home & Finance will offer Fannie Mae-conforming mortgages that allow the homebuyer to pledge Bitcoin or USDC for a loan instead of paying a cash downpayment.

03/26/2026

https://www.cnbc.com/2026/03/25/single-women-first-time-homebuyers-income-beats-solo-men.html

For years, single men who were first-time homebuyers had higher annual income than their female counterparts, according to the National Association of Realtors.

03/26/2026

https://www.cnbc.com/2026/03/25/heres-how-the-iran-war-is-already-hitting-the-us-housing-market.html

A combination of higher mortgage rates and economic uncertainty are reversing what was expected to be a recovery year in the housing market.

03/26/2026

https://www.forbes.com/advisor/mortgages/mortgage-rates-03-26-2026/

The current mortgage rate on a 30-year fixed mortgage rose by 0.20 percentage points in the last week to 6.51%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.18 percentage points during the same period to 5.68%. For existing homeowners, com

03/26/2026

https://www.mortgagenewsdaily.com/markets/mortgage-rates-03252026

The past 24 hours have seen multiple news stories with seemingly contradictory updates regarding the state of the Iran war. There's a ceasefire. There's no ceasefire. There's negotiation. There's no negotiation, etc. As far as the rate market is concerned, the most important developm...

03/25/2026

https://www.cnbc.com/2026/03/20/spring-housing-market-mortgage-rates.html

This spring's housing market is on, but economic headwinds are pushing back most of the advantage that buyers have gained over the past year in affordability.

03/25/2026

https://www.bankrate.com/mortgages/todays-rates/mortgage-rates-for-tuesday-march-24-2026/

The current average rate for a 30-year fixed mortgage is 6.43, The average rate for the benchmark 15-year fixed mortgage is 5.78 percent, and the average rate on a 5/1 ARM is 5.75 percent.

03/24/2026

https://www.yahoo.com/finance/economy/policy/articles/fidelity-delivers-sobering-interest-rate-150700958.html

The Federal Reserve held its benchmark interest rate unchanged at its March 17-18 meeting, a move that investors had widely anticipated given still-sticky inflation and a relatively stable job market. But the real question for investors is what comes next -- not just for interest rates, but for a .....

Address

1367 Kakae Place
Wailuku, HI
96793

Telephone

+18086474552

Website

http://www.afncorp.com/johndispirito.com, http://www.nmls.org/

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