The Lynn Rome Team-Hawaii NMLS #953447 - Fairway Independent Mortgage Corp.

04/16/2024

🔔Breaking news! 🔔

We have received great news today from Fannie Mae regarding the NAR real estate commission settlement. (This is what we expected to happen, but nice to see it become official.)

"If a seller or seller’s real estate agent continues to pay the buyer’s real estate agent commission in accordance with local common and customary practices, these amounts are not required to be counted towards the IPC limits for the transaction."

This means Real Estate Agent Commission will not be included in the maximum allowable seller contribution we use toward buyer’s fees! 🎉🎉

Want to know more? DM me so we can connect!

05/01/2023

The principal of your mortgage, like the principal of a school, is your pal, and so am I! Want to understand more about monthly mortgage payments? I can answer all your questions.

04/28/2023

04/21/2023

We can all do our part to help the earth by implementing small, sustainable solutions within our home. Here is a great list of things that can make your home more green! Have you already done some of these?

04/10/2023

While human lives are endlessly variable, our most memorable positive moments are dominated by four elements: elevation, insight, pride, and connection. If we embrace these elements, we can conjure more moments that matter. What if a teacher could design a lesson that he knew his students would remember twenty years later? What if a manager knew how to create an experience that would delight customers? What if you had a better sense of how to create memories that matter for your children? This book helps you understand the power of those moments and how to use them to create stronger relationships and memories.

02/24/2023

Down Payment
Many people believe you need 20% of the purchase price for a down payment. However, data shows that’s not always the case. The average homebuyer actually puts down much less than that. DM me today because you might be closer to your savings goal than you realize.

02/23/2023

Pros and Cons
There is currently less competition in the real estate market than last spring, meaning buyers may have more opportunity to negotiate, take time to really consider and inspect a property and even potentially get some seller paid assistance. The only con with buying a home right now is that interest rates are higher than last spring......but you can always refinance when rates come down. You can’t renegotiate a home price once you close. Let’s talk about how to buy your forever home before the spring market, it won’t have to be your forever rate!

02/21/2023

Don’t let your home-ownership goals whither! Fairway has financing options to help your dreams bloom. Purchasing, refinancing and even renovations, we have options for it all. Don’t hesitate to reach out to me and get started.

02/08/2023

Two in three economists are forecasting a recession in 2023, but you don’t need to fear the word recession when it comes to the housing market. Let’s connect so you always have the latest insights as the housing market changes.
· https://www.bankrate.com/investing/stock-market-outlook-2023/
· https://mtg-specialists.com/recession-interest-rates-and-real-estate/
· https://www.freddiemac.com/pmms/archive

02/06/2023

I love this quote. It is all about quality over quantity. We must make the most of what we have. Finding joy and the positive side of life can do nothing but add to the quality. Remember, we are not on this earth alone. If you need help (as we all do), it is more than ok to ask for it. We are all in this together.

02/02/2023

2023 is all about what personality driven design. Having fun with bold colors and textures can add a homeowner’s own personal flair. Check out this article for more ideas and if you are in need of some design help, reach out, we have great contacts for interior design, home renovations and organization consultants. https://www.veranda.com/decorating-ideas/advice-from-designers/g42199602/interior-design-trends-2023/