C.H. Edwards, Inc.

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C.H. Edwards, Inc. We take the time to listen to your needs, and find the right policy for you. Satisfaction guaranteed! Our Agency was founded in 1925 by Charles H. Currently C.H.

Edwards, Roosevelt, N.Y. Since that time our agency has grown by acquisitions and mergers of various agencies and includes a professional staff of insurance specialists. Edwards, Inc. serves the insurance needs of about 2,500 individuals, families, and business concerns in New York, New Jersey, Connecticut, Florida, Pennsylvania, California, Virginia and several other states. Our office includes a state of the art computer system for record keeping. In addition, we have special rating programs so that instant comparisons can be made. We Do Not work for an insurance company, we work for You. We work on your side when you have a loss and follow through to see that you get a fair, prompt payment. We represent a carefully selected group of financially sound, reputable insurance companies; and we will place your policy with the best coverage at a competitive price. Do you need auto, homeowners, health or life insurance? Your satisfaction is our number one priority. We have built a reputation for client satisfaction, and we are devoted to making your transitional move as easy as possible. You will have the added benefit of working with agents who understand your needs. Finding the right policy is only the beginning. We will assist you every step of the way to ensure smooth sailing. We look forward to hearing from you.

Insurance Tip Thursday Quick question: when's the last time anyone looked at your insurance? πŸ‘€New car? Home project? Sta...
10/15/2026

Insurance Tip Thursday

Quick question: when's the last time anyone looked at your insurance? πŸ‘€

New car? Home project? Started a business? Any of those can mean your coverage is out of date. A quick review can save you money and prevent a nasty surprise at claim time. Don't forget flood, since standard home policies don't cover it!

Give us a call or shoot me an email. Happy to take a look, no pressure. 😊

πŸ“ž 516-249-5200 or 805-INS-U-NOW
πŸ“§ [email protected]

Steven Visco, Ph.D., AAI, President
C.H. Edwards, Inc.
Insurance Since 1925

🌧️🏑 YOU DON’T HAVE TO LIVE IN A FLOOD ZONE TO NEED FLOOD INSURANCE! 🏑🌧️Think your home is safe from flooding because you...
10/14/2026

🌧️🏑 YOU DON’T HAVE TO LIVE IN A FLOOD ZONE TO NEED FLOOD INSURANCE! 🏑🌧️

Think your home is safe from flooding because you’re not in a designated flood zone? Think again!

🌊 Did you know? Flooding can happen almost anywhere β€” not just in high-risk areas. Heavy rain, overwhelmed storm drains, coastal storms, and overflowing waterways can put your home at risk.

⚠️ Here’s why flood insurance matters:
βœ… Homeowners insurance generally does NOT cover flood damage.
βœ… Just a few inches of water can cause thousands of dollars in damage.
βœ… Flooding can happen even in areas considered low or moderate risk.
βœ… You may qualify for affordable flood insurance options outside high-risk zones.

πŸ’‘ The bottom line: Don’t wait until the water is rising to discover you’re not covered!

At C. H. Edwards, Inc., we believe an educated client is our favorite customer! We offer flood insurance with our quotations because protecting your home means understanding your risks β€” wherever you live.

πŸ“ž Let’s review your coverage before the next storm!

C. H. Edwards, Inc.
πŸ“ 1530 North Country Road, Wading River, NY 11792
☎️ 516-249-5200
🌐 www.chedwards.net

🌧️ Flooding doesn’t check your flood-zone map. Make sure you’re protected!

πŸ”₯ October is Fire Safety Awareness Month A few simple habits can protect your family and your home:πŸ”” Test smoke and carb...
10/13/2026

πŸ”₯ October is Fire Safety Awareness Month

A few simple habits can protect your family and your home:

πŸ”” Test smoke and carbon monoxide alarms monthly, and replace smoke alarms every 10 years
πŸšͺ Make a home escape plan, practice it with the whole family, and pick a meeting spot outside
🍳 Never leave cooking unattended
πŸ•―οΈ Keep candles, space heaters, and anything hot at least 3 feet from anything that can burn
🧺 Clean the dryer lint trap after every load
🧯 Keep a fire extinguisher on each level, and know how to use it
πŸ”₯ Have your chimney and heating system inspected before cold weather.

Why review your homeowners insurance?
Even with every precaution, accidents happen. Building costs and belongings add up, and your coverage may not have kept pace. A quick review can help make sure:

🏠 Your dwelling coverage reflects what it would actually cost to rebuild today
πŸ“¦ Your personal property is properly covered (a home inventory with photos makes a claim much easier)
🏨 You understand your coverage if you need to live elsewhere during repairs
πŸ’° You're getting credit for safety features like smoke detectors and alarm systems

C. H. Edwards, Inc. has been working with families since 1925 and proudly serves Wading River. Call us at 516-249-5200 or visit www.chedwards.net to schedule your homeowners review. πŸ“žπŸ’»

Happy Columbus Day, October 12!Banks, schools, and the post office are closed for the federal holiday, but CHEdwardsInsu...
10/12/2026

Happy Columbus Day, October 12!

Banks, schools, and the post office are closed for the federal holiday, but CHEdwardsInsurance is open! πŸ™Œ

πŸ’‘ Fun fact: Columbus Day became a federal holiday in 1937, and since 1971 it has been observed on the second Monday of October, giving many people a long weekend.

Whether you need a quote, have a question about your coverage, or need help with a claim, we're here for you today. Give us a call or send us a message!

πŸ“ž 516-249-5200

Sunday Thought: Why Go Independent? β˜€οΈ A captive agent can only sell you one company's policies. An independent agent sh...
10/11/2026

Sunday Thought: Why Go Independent? β˜€οΈ

A captive agent can only sell you one company's policies. An independent agent shops multiple carriers to find the right coverage at the right price for you.

βœ… More options, not just one company's rates
βœ… Advice that's on your side
βœ… Someone to advocate for you at claim time

πŸ“ C. H. Edwards, Inc.
1530 North Country Road
Wading River, NY 11792
πŸ“ž 516-249-5200
πŸ•˜ Mon-Fri, 9 AM-5 PM
🌐 www.chedwards.net

Stop by, call, or message us. We'd love to help! 🀝

Saturday Reminder: Check Your Flood Coverage β˜”πŸ‘Happy Saturday! While you're catching up on chores or enjoying the weeken...
10/10/2026

Saturday Reminder: Check Your Flood Coverage β˜”πŸ‘

Happy Saturday! While you're catching up on chores or enjoying the weekend, here's something worth 10 minutes of your time: Standard homeowners insurance typically doesn't cover flood damage. Just one inch of water in a home can cause thousands of dollars in damage, and floods can happen anywhere it rains, not just in high-risk zones.

Most flood policies also have a 30-day waiting period before coverage kicks in, so the best time to get covered is before the storm is in the forecast.

This weekend, take a few minutes to:
βœ… Review your current policy
βœ… Ask whether flood coverage is included
βœ… Get a quote

Questions? Call C. H. Edwards, Inc. at 516-249-5200 or send us a message. We're happy to help! πŸ’§

πŸš— Driving in NY without auto insurance? It's illegal. New York law requires every registered vehicle to carry liability ...
10/09/2026

πŸš— Driving in NY without auto insurance? It's illegal.

New York law requires every registered vehicle to carry liability coverage at all times. Get caught without it and you could face:

❌ Fines and daily DMV penalties
❌ Suspended registration or license
❌ Plates surrendered or seized
❌ Personal liability if you cause an accident

Don't risk it. C. H. Edwards, Inc. has been helping New Yorkers find the right coverage at a competitive price since 1925.

πŸ“ 1530 North Country Road, Wading River, NY 11792
πŸ“ž (516) 249-5200
🌐 www.chedwards.net

Insurance Tip Thursday Where can you insure a manufactured home? 🏠When other agencies say no, we say YES!At CH Edwards, ...
10/08/2026

Insurance Tip Thursday

Where can you insure a manufactured home? 🏠

When other agencies say no, we say YES!

At CH Edwards, Inc., we write manufactured homes. Through a specialty program, we can offer coverage that many others can't.

No obligation, just a quote. Give us a call today at 516-249-5200 and let us help you get protected. We look forward to assisting you!

www.chedwards.net

πŸ‘ Like, share, and follow for more insurance tips!

A lapse in Workers' Compensation or Disability coverage can stop you from working.Many contractors, and any business wit...
10/07/2026

A lapse in Workers' Compensation or Disability coverage can stop you from working.

Many contractors, and any business with employees, can't take a job or stay on one without proof of coverage. If your policy lapses, work stops and income follows.

The fix is simple: call C.H. Edwards, Inc. at 516-249-5200. We can help get replacement coverage in place quickly, often within the hour.

Not sure your coverage is current? Let's review it before it becomes a problem.

πŸ“ž 516-249-5200 or 805-INS-U-NOW
🌐 www.chedwards.net

"Prepared today, protected tomorrow." - C.H. Edwards, Inc.

Steven Visco, Ph.D., AAI, President
Insurance Since 1925

Renters Insurance: Is It Worth It? 🏠Your landlord's policy covers the building, not your belongings or your liability.Pr...
10/06/2026

Renters Insurance: Is It Worth It? 🏠

Your landlord's policy covers the building, not your belongings or your liability.

Pros βœ…

β€’ Covers your stuff after fire, theft, or water damage
β€’ Liability protection if someone is hurt in your home
β€’ Pays for a hotel if your place becomes unlivable
β€’ Often just a few dollars a month

Cons ❌

β€’ Another monthly bill
β€’ Flood isn't covered, so ask about separate flood insurance
β€’ Limits and deductibles apply

Why it matters: Most renters underestimate what they own. Add it all up and you'll likely be surprised.

πŸ“ž 516-249-5200 or 805-INS-U-NOW
🌐 www.chedwards.net

Steven Visco, Ph.D., AAI, President
C.H. Edwards, Inc.


Address

1530 North Country Road
Wading River, NY
11792

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

(516) 249-5200

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