Ethan Coombes, Insurance Agent

Ethan Coombes, Insurance Agent Contact me for you Home/Renters, Auto, and Life Insurance Needs, Farm Bureau

🔹 Term Life Insurance (Simple, Affordable Protection)Why it’s great: • Lower cost for higher coverage → You can get a la...
03/30/2026

🔹 Term Life Insurance (Simple, Affordable Protection)

Why it’s great:
• Lower cost for higher coverage → You can get a large death benefit for a relatively low monthly premium.
• Perfect for income protection → Covers your family during your highest responsibility years (mortgage, kids, debt).
• Straightforward → No complicated components—just pure insurance.

Best for:
• Young families
• People with mortgages or debt
• Anyone wanting maximum coverage on a budget

🔹 Whole Life Insurance (Permanent + Financial Tool)

Why it’s great:
• Lifetime coverage → It never expires as long as you pay premiums.
• Builds cash value → Acts like a forced savings account that grows over time.
• Can be leveraged → You can borrow against it for emergencies, investments, or opportunities.
• Predictability → Fixed premiums and guaranteed growth components.

Best for:
• Long-term planners
• People who want guaranteed coverage no matter what
• Those interested in building tax-advantaged wealth alongside protection

Message me for a quote!

03/11/2026

🚨 Texas Drivers & Homeowners — You Might Be Overpaying for Insurance. 🚨

Right now, rates are extremely competitive for auto, home, and renters insurance with Texas Farm Bureau, and many people are surprised at how much they can save.

If your insurance has gone up lately (and let’s be honest… whose hasn’t? 😅), it might be time for a quick check.

✔️ Auto Insurance
✔️ Home Insurance
✔️ Renters Insurance
✔️ Life Insurance
✔️ Local Agent who actually answers the phone

It only takes a few minutes to see if we can lower your monthly bill while keeping great coverage.

📩 Send me a message or comment “QUOTE” below and I’ll run the numbers for you.
You might be closer to saving money than you think.

02/19/2026

Gas isn’t cheap.
Groceries aren’t cheap.
Property taxes definitely aren’t cheap.

Your auto insurance shouldn’t be sky-high too.

Right now with Texas Farm Bureau, we’re seeing some of the most competitive auto rates we’ve had in a while.

If you:
✔️ Own a home in Texas
✔️ Drive daily (work, school drop-offs, practice, ranch, job site — you name it)
✔️ Haven’t shopped your insurance in the last year

There’s a good chance you’re overpaying.

As your local Texas agent, I can:
• Run a quick comparison
• Check bundle discounts (home + auto)
• Make sure your coverage actually fits Texas weather & Texas roads

No pressure. Just real numbers.

Message me and let’s see if we can put some money back in your pocket.

02/16/2026

As a local agent with Texas Farm Bureau, I’ve been helping families protect their homes, vehicles, and everything they’ve worked hard for.

Right now our auto rates are especially strong — and a lot of families are qualifying for serious savings.

With prices up everywhere else… insurance shouldn’t be one of them.

If you own:
🏠 A home
🚗 A vehicle
Or both

Let me run a quick comparison for you.

No pressure. Just numbers.

Shoot me a message and let’s see what we can save you.

Life insurance isn’t for you.It’s for the people who would still need groceries, a home, and stability if you weren’t he...
02/09/2026

Life insurance isn’t for you.
It’s for the people who would still need groceries, a home, and stability if you weren’t here tomorrow.

Loving your family means planning for every outcome—even the uncomfortable ones. Let’s make sure the people you love are protected. ❤️

For a free quote email me:
[email protected]

Paying too much for home, auto, or life insurance? You might be—and you won’t know until you check. I help Texas familie...
02/08/2026

Paying too much for home, auto, or life insurance? You might be—and you won’t know until you check. I help Texas families protect what matters most and keep more money in their pockets. Let’s see where you can save. 🤠🏡🚗

Life insurance isn’t just for parents or retirees — it’s for anyone building a future.Locking in coverage while you’re y...
10/07/2025

Life insurance isn’t just for parents or retirees — it’s for anyone building a future.
Locking in coverage while you’re young and healthy means lower rates, lifelong protection, and peace of mind for the people you love most. ❤️
Start now, so your future self (and your family) can thank you later

Shoot me a message for more details.

How many times do you see a go fund me show up on the timeline for a family you know? Make sure your family is protected...
09/23/2025

How many times do you see a go fund me show up on the timeline for a family you know? Make sure your family is protected in the event something unexpected in life is thrown your way. Shoot me a message for a free quote on an affordable insurance program.

Protecting your family from financial crisis is the most important thing insurance can provide for you. Make sure you ha...
09/18/2025

Protecting your family from financial crisis is the most important thing insurance can provide for you. Make sure you have sormthing in place. Message me for a free quote.

Message me for a free quote! You will be surprised with how affordable a policy to protect your family can be.
08/26/2025

Message me for a free quote! You will be surprised with how affordable a policy to protect your family can be.

08/25/2025

Want to save money on your insurance? Shoot me a message for a free auto, home, renters, or life insurance quote!

Address

320 W Highway 6
Waco, TX
76712

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