July Business Services

10/19/2026

Join us tomorrow for a fixed income fireside chat with Collin Martin, Head of Fixed Income Research and Strategy at the Schwab Center for Financial Research, and Greg Bakke.
They'll cover the Fed, inflation, bond yields and the dollar, then take your questions live.
October 20 | 3:00 PM CT | https://hubs.li/Q04BzmCk0

10/15/2026

Most business owners don't realize how many tasks come with sponsoring a plan until they're responsible for them. DOL filings, participant notices, eligibility tracking, contribution calculations, and withdrawal approvals add up fast.
With JULY's 3(16) services, our team takes those tasks on. We keep plan documents current, sign and submit filings, validate payroll data, and approve distributions, so your clients' risk stays low and their workload lightens.

https://hubs.li/Q04zXWVJ0

10/14/2026

Open enrollment is when employees are most likely to look at their benefits. It's a good time to show them the tools they have at their disposal.
JULY offers free retirement calculators that plan sponsors can share with their teams. They show how a 1% increase changes long-term savings, what it does to take-home pay, and whether Roth contributions make sense. There are also calculators for plan loans, risk tolerance, and more.
https://hubs.li/Q04zXWDn0

10/13/2026

Where are rates, inflation, and bond yields headed for the rest of the year?
Next Tuesday, join Collin Martin, Head of Fixed Income Research and Strategy at the Schwab Center for Financial Research, and Greg Bakke for a fireside chat on the Fed, inflation, yields across the curve, and the dollar. Bring your questions for the live Q&A.
October 20 | 3:00 PM CT | https://hubs.li/Q04zXWsy0

10/08/2026

Some advisors steer clear of retirement plan business because they don't want to become experts in compliance testing, plan documents, and government filings.
You don't have to carry all of that yourself when the team behind the plan knows it well.
JULY has 700+ professionals and more than 30 years of experience in retirement plans. Our specialists handle:
- Plan design built around the business and its owners
- Annual compliance testing
- Actuarial work for Cash Balance Plans
- 3(16) fiduciary services, meaning we take on day-to-day plan responsibilities like required filings, participant notices, eligibility tracking, and distribution approvals
So when a business owner asks about a retirement plan, you can say yes and stay focused on the client.
https://hubs.li/Q04y-75t0

image: You bring the relationship. JULY brings the expertise.

10/06/2026

Where are rates headed, and what does that mean for the bond side of your clients' portfolios?
Join Collin Martin, Head of Fixed Income Research and Strategy at the Schwab Center for Financial Research, for a fireside chat with Greg Bakke. The conversational format leaves room to dig into what's moving fixed income markets right now and why it matters for your clients.
Collin and Greg will cover:
- The Fed's next moves and the signals to watch
- The inflation data behind the headlines
- What's driving bond yields across the curve
- How the dollar is shaping the fixed income picture
You've likely seen Collin on Bloomberg TV or Yahoo Finance. Bring your questions and get his take live.
October 20 | 3:00 PM CT | https://hubs.li/Q04yZ_DT0

10/05/2026

A strong business can mean a bigger tax bill for the owner.
A Cash Balance Plan lets owners and highly compensated employees contribute $100,000 to $300,000+ a year, depending on demographics, and every dollar is deductible for federal income tax. Pairing it with a 401(k) raises the total even more.
It works best for profitable businesses with steady cash flow, since contributions are required every year. JULY's actuarial team can run the numbers and handle the annual work.
https://hubs.li/Q04yZQrp0

image: A strong year deserves a smarter tax strategy

10/01/2026

Payroll Pilot connects your client's payroll provider directly to JULY. Every time data comes over, our team runs more than 20 checks on participant elections and validates every cycle for accuracy, so a deferral change or a late deposit gets caught when it happens instead of at year end.
- Payroll Pilot 180°: payroll sends census, wages, deferrals, match, and loan payment data to JULY
- Payroll Pilot 360°: adds contribution changes flowing back to payroll automatically, plus year-end census file prep
https://hubs.li/Q04ygydc0

09/30/2026

SECURE 2.0 is still changing how plans get designed, and the next round of proposals is already moving in Washington.
Blake Willis, President of July Business Services, and Dana Tomkalski, Regional Director at Dimensional Fund Advisors, are co-hosting a 60-minute webcast on what's shifted in plan design this year and what's sitting in the SECURE 3.0 proposals that haven't become law yet.
Your clients are asking what's coming next. Spend an hour with us and be ready to answer.

October 7 | 1:00 PM CT | https://hubs.li/Q04yfr_D0

09/29/2026

A new Fidelity study highlighted by 401(k) Specialist shows plan sponsors are looking to their advisors for more than investment help. More than half of the sponsors surveyed said they want guidance on fiduciary matters, retirement planning for individual employees, plan metrics, and financial wellness education.
That covers a lot of ground, and much of it sits on the administrative side of the plan. That's where our team comes in. JULY serves as a 3(16) administrative fiduciary, which means we take on the day-to-day plan administration duties in writing, and our compliance and testing specialists handle the technical questions as they come up.
https://hubs.li/Q04ygxDK0

Plan sponsors put growing trust in retirement plan advisors, according to new Fidelity Investments Plan Sponsor Attitudes Study