Claudia Gordon - McCulloch Mortgage Team

11/22/2022

If you’re planning to buy a home, saving for a down payment is probably top of mind. But do you know how much you need to save? According to NAR, the median down payment today is only 14%. And, that number is even lower for first-time homebuyers. If you have questions about what you’ll need to save, DM me today.

11/21/2022

This year, mortgage rates have risen dramatically in response to high inflation. It’s only natural for you to have questions about how that impacts you. To discuss what’s happening in the housing market today and what that means for your plans to buy a home, DM me.

11/21/2022

The U.S. homeownership rate is on the rise, which means the desire to own a home is still strong today. The benefits of owning a home are life changing, and it’s one reason so many people are drawn to homeownership. If you’re planning to buy a home or are a current homeowner planning to make a move, DM me and let’s discuss your options.

11/18/2022

Don't Let the Down Payment Myth Hold You Back

Whether you’re a first-time or repeat buyer, chances are you don’t need to put 20% down when buying a home. Let’s connect to make sure you have all the facts you need to know in the homebuying process.

11/17/2022

The supply of homes for sale has increased this year compared to last, but supply is still far below more normal years like 2019. One reason is because of decades of underbuilding. That means your house should still be in demand if you work with an agent to price it right. If you’re ready to sell, DM me to get started.

11/16/2022

Top Questions About Selling Your Home This Winter

There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house.

>>1. Should I Wait To Sell?

Even though the supply of homes for sale has increased in 2022, inventory is still low overall. That means it’s still a sellers’ market.

While buyers have regained some negotiation power as inventory has grown, you haven’t missed your window to sell. Your house could still stand out since inventory is low, especially if you list now while other sellers hold off until after the holiday rush and the start of the new year.

>>2. Are Buyers Still Out There?

If you’re thinking of selling your house but are hesitant because you’re worried buyer demand has disappeared in the face of higher mortgage rates, know that isn’t the case for everyone...

There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a confident d...

11/15/2022

Why It May Be Time To Add Newly Built Homes to Your Search

If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and incentives than you realize.

>>More Options To Choose from and Potential Builder Incentives

While the inventory of existing homes has increased this year, it’s still below more typical years like 2019. While it’s a smaller segment of the overall inventory of homes for sale, the supply of newly built homes has grown even more.

Because the inventory of newly built homes has grown so much, builders are motivated to sell their properties before they build more. Back in the housing crash of 2008, builders were building too many homes, and that oversupply is part of what...

If you put a pause on your home search because you weren’t sure where you’d go once you sold your house, it might be a good time to get back into the market. If you’re willing to work with a trusted agent to consider a newly built home, you may have even more options and incentives than you re...

11/14/2022

Wondering what a recession could mean for the housing market? Here’s what history tells us. During the past six recessions, mortgage rates have fallen. While history doesn’t always repeat itself, we can learn from it. If you have questions about today’s housing market and whether it’s still a good time to make a move, DM me.

11/14/2022

VA Loans Can Help Veterans Achieve Their Dream of Homeownership

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.
Here are some things you should know about VA loans before you start the homebuying process.

VA home loans provide a pathway to homeownership for those who have served our nation.

Top Benefits of the VA Home Loan Program

In addition to helping eligible buyers achieve their homeownership dreams, VA loans have several other great benefits for buyers who qualify. According to the Department of Veteran Affairs:

• Qualified borrowers can often purchase a home with no down payment.
• Many other loans with down payments under 20% require Private Mortgage Insurance (PMI). VA Loans do not require PMI, which...

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.

11/13/2022

VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]

VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Dream. One way we can honor and thank our veterans is to ensure they have the best information about the benefits of VA home loans.

Some Highlights VA Loans can help make homeownership possible for those who have served our country. These loans offer great benefits for eligible individuals and can help them buy a VA-approved house or condo, build a new home, or make improvements to their house. Homeownership is the American Drea...

11/11/2022

Avoid the Rental Trap

Rents have risen dramatically for over three decades. Let’s connect so you can have expert advice on your side to help you reach your homeownership goals.