Matthew Martel, Residential Mortgage Loan Officer

11/01/2026

The underwriter really is "the decider." They're the one combing through every detail before your loan gets the green light.

That's exactly why you want someone in your corner who knows how to build a file so that an underwriter can breeze through it.

Got a tricky scenario? Give me a call so we can get it figured out.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/31/2026

While you're out trick-or-treating this weekend, remember: the scariest part of buying a home isn't the market, it's not knowing your options. If you want 2026 to be the year you stop renting and start owning, let's talk before we head into the holidays!

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/30/2026

If you're in the DFW area and thinking about buying a home in 2027, I'd love to be the guy to help you get there.

Send me a message so I can help you get what you want.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/27/2026

Totally fine. But if that's NOT you, you know where to find me.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/26/2026

And I still make sure to answer my phone for my clients even when I'm buried in the documents and details. Because that's what a good lender does!

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/25/2026

Rates move, that's the market. What matters is whether your strategy.

If you're sitting on a rate lock decision or just want someone to tell you straight whether now makes sense for you, that's what I'm here for. Give me and my team a call!

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/24/2026

That's the face you make when you find out you don't have to be stuck with today's rate for the next 30 years.

Guild Mortgage's Payment Advantage program covers 1% of your interest rate for your entire first year, meaning a lower payment right out of the gate while you settle into your new home. Pair that with as little as 3% down and credit scores as low as 620, and buying might be a lot closer than you think.

DM and we can set up a time to talk so you can see exactly what this could save you.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/23/2026

Still waiting on 2% to make a comeback? Same energy as Selena here.

Here's the real talk: rates in the 2-3% range were a once-in-a-generation anomaly tied to a global pandemic response, not the norm. Waiting for a repeat means waiting on the sidelines indefinitely while home prices and rent keep climbing.

The better move? If you can, buy a home based on today's rate, then refinance if/when rates drop. Want to talk through what that looks like for your situation? Send me a DM.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/23/2026

Whether you're a first-time homebuyer in DFW, a renter ready to stop paying someone else's mortgage, or a homeowner thinking about tapping into your equity, I'm pretty much always thinking through home loan scenarios, and I'd love to add yours to the mix.

Send me a message so you can put this brain to work for you.

Guild Mortgage Company; Equal Housing Opportunity; NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, visit guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.

10/22/2026

4.8 star review received on Experience.com for Matthew Martel by Missy R - Matt was very responsive to both me as the agent and my client. He kept us informed throughout the whole process and made the whole transaction seemless.

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