John Geraci VP of Business Development Guaranteed Rate NMLS# 1459198

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John Geraci VP of Business Development Guaranteed Rate NMLS# 1459198

VP of Mortgage Lending NMLS #1459198 at Rate NMLS2611 rate.com/privacy

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/eKYoV/mPxmR

NMLS # 1459198

10/28/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/eKYoV

NMLS # 1459198

10/27/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/eKYoV/n1VuQ

NMLS # 1459198

10/26/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/eKYoV/5cRQs

NMLS # 1459198

Address

56 N. Haddon Avenue, Suite 101
Voorhees, NJ
08033

Website

http://rate.com/johngeraci

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